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ūüíį Prawdziwe pienińÖdze w kasynie online Kody bonusowe bez depozytu 2023 ‚ŹŹÔłŹ Najlepsze darmowe bonusy got√≥wkowe od kasyn | CasinosAnalyzer

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Obecnie najpopularniejszymi rodzajami darmowych bonus√≥w kasynowych bez depozytu sńÖ nastńôpujńÖce opcje:

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KoŇāo fortuny (znane r√≥wnieŇľ jako ruletka). Jest to r√≥wnie ekscytujńÖcy spos√≥b na spr√≥bowanie szczńôŇõcia w Ňõwiecie hazardu i wygranie prawdziwych pienińôdzy. W tym przypadku bńôdziesz musiaŇā uŇľyńá bonusowych spin√≥w zamiast kredyt√≥w w grze. Niemniej jednak, Wheel of Fortune moŇľe okazańá sińô jednńÖ z najbardziej dochodowych opcji na wygranie prawdziwych pienińôdzy bez depozytu jako nagrody.

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Wielu poczńÖtkujńÖcych graczy jest zainteresowanych korzyŇõciami pŇāynńÖcymi z kod√≥w bonusowych bez depozytu w kasynie online. JeŇõli jednak chcesz cieszyńá sińô kolosalnymi nagrodami w postaci darmowych spin√≥w, musisz grańá na prawdziwe pienińÖdze. Maksymalne korzyŇõci z rejestracji moŇľna uzyskańá tylko dzińôki bonusom meczowym na prawdziwe pienińÖdze.

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Szeroki wyb√≥r zdrapek. Kategoria jest Ňõwietna dla poczńÖtkujńÖcych graczy. Musisz usunńÖńá powŇāokńô ochronnńÖ i zobaczyńá, jakńÖ nagrodńô otrzymaŇāeŇõ. Wym√≥g obrotu jest r√≥wnieŇľ warunkiem wypŇāaty Ňõrodk√≥w na konto gŇā√≥wne.

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Jak widańá, bonusy meczowe sńÖ bardziej opŇāacalnńÖ nagrodńÖ niŇľ prezent bez depozytu. Dlatego teŇľ, jeŇõli chcesz cieszyńá sińô grńÖ i zdobywańá znaczne wygrane, zasilenie konta prawdziwymi pienińôdzmi jest koniecznoŇõcińÖ.

Fantastyczna rozgrywka w Keno. Te gry na prawdziwe pienińÖdze sńÖ r√≥wnieŇľ Ňõwietne do obstawiania nagr√≥d bez depozytu. OczywiŇõcie nie sńÖ one tak powszechne jak maszyny kasynowe. Niemniej jednak jest to Ňõwietna okazja, aby skorzystańá z promocji i postawińá kredyty bonusowe.

JeŇõli nie speŇānisz wymagaŇĄ serwisu hazardowego dotyczńÖcych WR, nigdy nie bńôdziesz m√≥gŇā wypŇāacińá Ňõrodk√≥w ze swojego konta do gry. Ma to przede wszystkim na celu uniknińôcie r√≥Ňľnych nieuczciwych schemat√≥w i zapobieganie praniu pienińôdzy. WyobraŇļ sobie, Ňľe niekt√≥rzy nieuczciwi uŇľytkownicy tworzńÖ wiele kont, aby wygrańá prawdziwe pienińÖdze za darmo w kasynie online.

Wielostopniowe nagrody za dopasowanie. W tym przypadku uŇľytkownik moŇľe uzyskańá wyjńÖtkowńÖ okazjńô do skorzystania z bonus√≥w meczowych w ramach kilku depozyt√≥w. JeŇõli zdecydujesz sińô grańá za prawdziwe pienińÖdze, warunki nagrody bńôdńÖ miaŇāy zastosowanie do serii doŇāadowaŇĄ. MoŇľe ona obejmowańá od dw√≥ch do pińôciu doŇāadowaŇĄ.

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Aby wygrańá prawdziwe pienińÖdze dzińôki bonusom kasynowym bez depozytu, pierwszym krokiem jest znalezienie renomowanego kasyna online, kt√≥re oferuje takie bonusy. MoŇľesz to zrobińá, czytajńÖc recenzje online, sprawdzajńÖc licencje i regulacje kasyna oraz upewniajńÖc sińô, Ňľe kasyno ma dobrńÖ reputacjńô w branŇľy.

Automaty na prawdziwe pienińÖdze. NajczńôŇõciej spotkasz sińô z warunkami, w kt√≥rych operator oferuje obstawienie nagrody na jednorńôkich bandytach. Nie jest to zaskakujńÖce. Faktem jest, Ňľe ta kategoria ŇāńÖczy znacznńÖ liczbńô automat√≥w na prawdziwe pienińÖdze wykonanych na r√≥Ňľne tematy. Jest to r√≥wnieŇľ Ňõwietny spos√≥b na wprowadzenie nowych produkt√≥w do wirtualnych uŇľytkownik√≥w i zwińôkszenie ich widocznoŇõci.

Dopasowane nagrody. Nie jest tajemnicńÖ, Ňľe ten rodzaj nagrody powitalnej jest najbardziej powszechny. Co waŇľniejsze, bonusy meczowe mogńÖ z ŇāatwoŇõcińÖ podwoińá lub potroińá pierwszy depozyt i znacznie zwińôkszyńá szanse na wygranńÖ. NajczńôŇõciej operatorzy oferujńÖ 100%, 200% lub 300% bonus√≥w za prawdziwe pienińÖdze. Pamińôtaj, Ňľe moŇľesz otrzymańá dokŇāadnie takńÖ samńÖ kwotńô na swoje konto bonusowe, dokonujńÖc wpŇāaty.

Przed zasileniem konta i otrzymaniem prawdziwych pienińôdzy w kasynie online bez bonusu od depozytu, naleŇľy zwr√≥cińá uwagńô na tak waŇľny parametr, jak wymagania obrotu (WR). WskaŇļnik ten pokazuje, ile zakŇāad√≥w musisz postawińá przy uŇľyciu Ňõrodk√≥w bonusowych, zanim bńôdziesz m√≥gŇā postawińá nagrodńô i wypŇāacińá prawdziwe pienińÖdze.

Czynnik ten jest nie mniej waŇľny niŇľ minimalny limit depozytu lub czas trwania oferty promocyjnej. Niemniej jednak nie kaŇľdy poczńÖtkujńÖcy, kt√≥ry chce wygrańá pienińÖdze online za darmo, dokŇāadnie rozumie, czym jest WR.

JeŇõli planujesz wygrańá prawdziwe pienińÖdze za darmo w kasynie online, zwr√≥ńá uwagńô na warunki obstawiania dla r√≥Ňľnych kategorii gier. Na przykŇāad, automaty z owocami mogńÖ pom√≥c w obstawianiu nagr√≥d znacznie szybciej niŇľ klasyczne gry stoŇāowe, takie jak poker czy ruletka.

Przyjrzyjmy sińô praktycznemu przykŇāadowi dziaŇāania WR:

Jak wygrańá prawdziwe pienińÖdze dzińôki bonusom kasynowym bez depozytu?

WyobraŇļ sobie, Ňľe dokonaŇāeŇõ depozytu w wysokoŇõci 100 $ i otrzymaŇāeŇõ nagrodńô w wysokoŇõci 100 $ bez depozytu. Tymczasem WR wynosi x10. W tym przypadku obliczenia wyglńÖdaŇāyby nastńôpujńÖco: 100 $ (nagroda) x 10 (WR) = 1000 $. Innymi sŇāowy, aby wypŇāacińá Ňõrodki po otrzymaniu darmowej got√≥wki bez bonusu od depozytu w wirtualnym kasynie, bńôdziesz musiaŇā postawińá zakŇāady o ŇāńÖcznej wartoŇõci 1000 $.

Kasyno

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tymczasem im niŇľszy WR, tym wińôksze szanse na wygranńÖ.

Aby zmaksymalizowańá swoje szanse na wygranie prawdziwych pienińôdzy dzińôki bonusom kasynowym bez depozytu, waŇľne jest, aby wybierańá gry z wysokim procentem wypŇāat i niskńÖ przewagńÖ kasyna. Da ci to najwińôkszńÖ szansńô na wygranńÖ, nawet przy niewielkiej kwocie bonusu.

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Wreszcie, pamińôtaj, aby zawsze grańá odpowiedzialnie i obstawiańá tylko tyle, ile moŇľesz stracińá. Bonusy kasynowe bez depozytu to zabawny i ekscytujńÖcy spos√≥b na wygranie prawdziwych pienińôdzy, ale nigdy nie powinny byńá wykorzystywane jako spos√≥b na zarabianie pienińôdzy lub spŇāatńô dŇāug√≥w.

Byńá moŇľe ta czńôŇõńá recenzji wydaŇāa ci sińô nuŇľńÖca i dŇāuga. JeŇõli jednak nie rozumiesz podstawowych zasad gry na prawdziwe pienińÖdze w kasynie online bez bonusu od depozytu, rozgrywka moŇľe zamienińá sińô w kalambury. Co wińôcej, jeŇõli nauczysz sińô oceniańá swoje mocne strony i zrozumiesz, kt√≥ry wskaŇļnik WR jest dla Ciebie najbardziej odpowiedni, wyb√≥r przyzwoitego kasyna zajmie kilka minut.

Po odebraniu bonusu bez depozytu nadszedŇā czas, aby rozpoczńÖńá grńô. W zaleŇľnoŇõci od rodzaju otrzymanego bonusu, moŇľesz otrzymańá okreŇõlonńÖ liczbńô darmowych spin√≥w lub niewielkńÖ kwotńô bonusowych pienińôdzy do wykorzystania w wybranych grach. Upewnij sińô, Ňľe uwaŇľnie przeczytaŇāeŇõ warunki bonusu, poniewaŇľ mogńÖ istnieńá ograniczenia dotyczńÖce gier, w kt√≥re moŇľesz grańá lub kwoty, kt√≥rńÖ moŇľesz wygrańá.

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Bonusy kasynowe bez depozytu to jeden z najbardziej ekscytujńÖcych sposob√≥w na wygranie prawdziwych pienińôdzy bez ryzykowania wŇāasnych. Bonusy te sńÖ oferowane przez kasyna online, aby zachńôcińá nowych graczy do rejestracji i zazwyczaj majńÖ postańá darmowych spin√≥w lub niewielkiej kwoty bonusowych pienińôdzy.

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Jak mogńô wygrańá prawdziwe pienińÖdze dzińôki bonusom bez depozytu?

MoŇľesz doŇāńÖczyńá do platformy hazardowej, kt√≥ra oferuje bonus powitalny bez depozytu. Taki bonus pozwoli ci od razu zaczńÖńá grańá w niekt√≥re gry i bńôdziesz m√≥gŇā wygrańá niewielkie kwoty got√≥wki dzińôki otrzymanemu prezentowi.

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MoŇľesz przejrzeńá naszńÖ listńô kasyn online i dowiedzieńá sińô, kt√≥re z nich oferujńÖ gry, w kt√≥re chcesz zagrańá. Po wybraniu jednego z nich moŇľesz Ňāatwo utworzyńá konto, rozpoczńÖńá grńô i wygrańá prawdziwńÖ got√≥wkńô.

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Kt√≥re gry kwalifikujńÖ sińô do bonusu bez depozytu?

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Istnieje wiele sposob√≥w na znalezienie kasyna online z darmowym bonusem bez depozytu. Najlepszym sposobem na znalezienie strony z bonusem bez pŇāatnoŇõci jest Google. JeŇõli szukasz kasyna na prawdziwe pienińÖdze bez bonusu od depozytu, Google pokaŇľe wynik ponad 100 platform hazardowych, kt√≥re oferujńÖ ten bonus bez pŇāatnoŇõci, a takŇľe wszystkie szczeg√≥Ňāy dotyczńÖce witryny.

Wydaje sińô niemoŇľliwe, aby zarobińá got√≥wkńô bez depozytu, ale strony hazardowe online oferujńÖ swoim graczom bonusy bez pŇāatnoŇõci. Gracze mogńÖ wygrywańá prawdziwe pienińÖdze online natychmiast, bez koniecznoŇõci wpŇāacania depozytu. Jednak w Wielkiej Brytanii i Australii moŇľliwe jest uzyskanie got√≥wki bez Ňľadnych pŇāatnoŇõci. Witryny hazardowe oferujńÖ darmowe gry hazardowe online na prawdziwe pienińÖdze dla swoich graczy na swoich stronach. Tak wińôc, jeŇõli jesteŇõ w Australii lub Wielkiej Brytanii, moŇľesz skorzystańá z tej oferty.

Czy moŇľna wygrańá prawdziwe pienińÖdze w kasynie online bez depozytu w kasynie online bez depozytu w Wielkiej Brytanii i Australii?

Czy mogńô wypŇāacińá bonus bez depozytu?

Nie moŇľesz wypŇāacińá bonusu bez depozytu od razu, poniewaŇľ zazwyczaj musisz speŇānińá wymagania dotyczńÖce zakŇāad√≥w. Po obr√≥ceniu bonusu okreŇõlonńÖ liczbńô razy, moŇľesz wypŇāacińá swoje wygrane.

W wielu kasynach online darmowe pienińÖdze sńÖ dostńôpne dla zwycińôzc√≥w. Gracze muszńÖ jednak grańá na automatach za darmo. Witryny dajńÖ ci moŇľliwoŇõńá grania w darmowe automaty i zarabiania got√≥wki. Poszukaj wińôc strony, kt√≥ra oferuje darmowe spiny jako bonus powitalny przy rejestracji.

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Czy mogńô skorzystańá z kilku bonus√≥w bez depozytu w tym samym kasynie?

Gracz moŇľe r√≥wnieŇľ uŇľyńá kod√≥w bonusowych bez depozytu w kasynie online na prawdziwe pienińÖdze, aby kupińá usŇāugi i produkty online. Zwykle te kody bonusowe bez pŇāatnoŇõci sńÖ przyznawane w okreŇõlonych grach. Mimo to bonus ten jest bardzo korzystny, poniewaŇľ moŇľesz otrzymańá got√≥wkńô jako nagrodńô bez Ňľadnych strat.

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Opr√≥cz wygrywania darmowych gier kasynowych online wygrywaj prawdziwe pienińÖdze bez bonusu od depozytu, moŇľesz takŇľe zarabiańá pienińÖdze na automatach. Tak, dobrze sŇāyszaŇāeŇõ. Gracze mogńÖ wygrywańá got√≥wkńô na automatach, jeŇõli majńÖ odpowiednie strategie wygrywania. JeŇõli jesteŇõ dobrym graczem, moŇľesz wygrańá got√≥wkńô na automatach i w kasynie na prawdziwe pienińÖdze bez depozytu.

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Kasyno bez depozytu bonus wygraj prawdziwe pienińÖdze zapewnia nowym graczom. Ponadto witryna oferuje ten bonus graczom po ich rejestracji i procesie rejestracji. Tak wińôc gracz moŇľe wykorzystańá tylko jeden bonus bez pŇāatnoŇõci w tym samym miejscu. JeŇõli chcesz wykorzystańá wińôcej bonus√≥w bez pŇāatnoŇõci, zarejestruj sińô na innej stronie.

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Ignition jest najwyŇľej sklasyfikowanym kasynem wŇõr√≥d wszystkich graczy

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Ranking witryny moŇľna szybko ustalińá, wykonujńÖc proste wyszukiwanie w Google w Internecie i odwiedzajńÖc r√≥Ňľne witryny rakingowe. Jednak niekt√≥re z tych stron majńÖ tendencjńô do bycia stronniczymi. Dlatego teŇľ, aby lepiej zrozumieńá danńÖ stronńô, odwiedzamy fora i blogi graczy, kt√≥rych gŇā√≥wnym celem jest czytanie recenzji.

JednńÖ z kwestii, kt√≥rńÖ musimy stwierdzińá, jest to, Ňľe to, co sprawia, Ňľe kasyno online na prawdziwe pienińÖdze jest wysoko oceniane, jest do pewnego stopnia przesńÖdzone. IstniejńÖ czynniki, kt√≥re sńÖ czarno-biaŇāe, takie jak to, czy marka jest licencjonowana i jak dŇāugo dziaŇāa.

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ChociaŇľ standardem w branŇľy staŇāo sińô, Ňľe wszystkie kasyna online posiadajńÖ licencjńô, niekt√≥re dziaŇāajńÖ na podstawie licencji, kt√≥re wygasŇāy. Niekt√≥re strony partnerskie szybko zarekomendujńÖ kaŇľde kasyno z licencjńÖ. Tak jednak nie jest w naszym przypadku.

SprawdŇļ opinie innych graczy

Recenzje kasyn napisane przez prawdziwych graczy to jeden z najlepszych sposob√≥w na poznanie zalet i wad strony. Marka z wysokimi rankingami i doskonaŇāymi recenzjami jest wskaŇļnikiem, Ňľe jest to wiarygodna witryna. Gwarantuje to witrynie miejsce w trzecim i ostatnim procesie uŇľywanym do recenzowania i oceniania kasyn online.

JeŇõli kasyno posiada waŇľnńÖ licencjńô, przechodzimy do nastńôpnego kroku. Obejmuje to sprawdzenie ranking√≥w i recenzji witryny online.

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Przyjmujemy ostroŇľne podejŇõcie i sprawdzamy licencjńô kasyna. Odwiedzimy oficjalnńÖ stronńô internetowńÖ organu licencyjnego, a nastńôpnie sprawdzimy numer licencji wyŇõwietlany na stronie internetowej, aby upewnińá sińô, Ňľe jest waŇľny. Dopiero wtedy moŇľemy polecińá danńÖ witrynńô.

Zacznijmy od dokŇāadnego przyjrzenia sińô temu, w jaki spos√≥b tworzymy ranking najlepszych kasyn online. Nie bńôdziemy cińô mńôczyńá wszystkimi szczeg√≥Ňāami. Nie oczekujemy jednak, Ňľe zaufasz polecanym przez nas markom bez przynajmniej wglńÖdu w to, jak je wybraliŇõmy.

To, co om√≥wiliŇõmy do tej pory, jest w duŇľej mierze zwińÖzane ze znalezieniem najlepszego kasyna online na prawdziwe pienińÖdze. Ale Max Casinos USA to coŇõ wińôcej. Opr√≥cz zapewnienia, Ňľe grasz w gry kasynowe na prawdziwe pienińÖdze w najlepszych kasynach online, pomagamy r√≥wnieŇľ naszym czytelnikom stańá sińô lepszymi graczami. Jak to osińÖgamy?

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Po dokonaniu oceny kasyna online na podstawie wszystkich odpowiednich czynnik√≥w, moŇľemy Ňāatwo ustalińá, gdzie powinno sińô ono znaleŇļńá na naszej liŇõcie. NaleŇľy pamińôtańá, Ňľe jest to procedura cińÖgŇāa, poniewaŇľ staramy sińô czńôsto aktualizowańá nasze rankingi. Tylko dlatego, Ňľe dana witryna znajduje sińô na pierwszym miejscu w wielu kategoriach, nie oznacza to, Ňľe pozostanie tam nawet po obniŇľeniu standard√≥w lub wprowadzeniu ulepszeŇĄ przez konkurencjńô. Najpopularniejsze gry w kasynach na prawdziwe pienińÖdze

MajńÖc to na uwadze, poniŇľej przedstawiamy krok po kroku procedurńô, kt√≥rńÖ stosujemy podczas oceny i tworzenia rankingu kasyn online na prawdziwe pienińÖdze.

Podczas rńôcznego recenzowania kasyna zwykle przyglńÖdamy sińô obszarom, kt√≥re majńÖ bezpoŇõredni wpŇāyw na grńô w kasynie. Na przykŇāad oferowane bonusy i promocje, obsŇāugiwane metody pŇāatnoŇõci i szybkoŇõńá pŇāatnoŇõci, a takŇľe informacje licencyjne i bezpieczeŇĄstwo.

KorzyŇõci z kasyn na prawdziwe pienińÖdze

Na tej stronie naszym gŇā√≥wnym celem jest dostarczenie ci informacji potrzebnych do znalezienia najlepszych witryn kasyn online na prawdziwe pienińÖdze, oferujńÖcych najlepsze bonusy kasynowe i uczciwe gry kasynowe. Przygotuj sińô, aby dowiedzieńá sińô wszystkiego o wygrywaniu w grach na prawdziwe pienińÖdze w zaciszu wŇāasnego domu. Dlaczego nasze rankingi sńÖ kuloodporne

IstniejńÖ jednak pewne czynniki, kt√≥re sńÖ mniej jednoznaczne. ChociaŇľ zapewniamy, Ňľe jesteŇõmy tak obiektywni, jak to tylko moŇľliwe, nasze osobiste opinie majńÖ wpŇāyw na wyniki rankingu.

Po prostu nie wierzymy w sŇāowa graczy ani w to, co czytamy online. Nasz zesp√≥Ňā skŇāada sińô z graczy z wieloletnim doŇõwiadczeniem jako gracze kasynowi lub recenzenci. Dlatego po zebraniu wszystkich informacji na temat kasyna, a zwŇāaszcza jego mocnych stron, kontynuujemy i poddajemy markńô pr√≥bie. Naszym gŇā√≥wnym celem jest sprawdzenie, czy kasyno speŇānia pozytywne opinie, kt√≥re otrzymaŇāo w sieci.

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Kasyna online na prawdziwe pienińÖdze oferujńÖ wszystko, od ofert bonus√≥w bez depozytu, po oferty bonus√≥w od depozytu, bonusy doŇāadowania i darmowe spiny przy rejestracji. JeŇõli zdecydujesz sińô grańá w ich gry na prawdziwe pienińÖdze, witryna moŇľe oferowańá dodatkowe bonusy w postaci bonus√≥w doŇāadowujńÖcych.

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ZamieŇõciliŇõmy dodatkowe przydatne informacje obejmujńÖce niekt√≥re z najpopularniejszych gier kasynowych online na prawdziwe pienińÖdze. Te przydatne informacje sńÖ zawarte w r√≥Ňľnych przewodnikach, kt√≥re napisaliŇõmy i czńôsto aktualizujemy. PoniŇľej znajdujńÖ sińô niekt√≥re z najpopularniejszych przewodnik√≥w po grach kasynowych online.

JeŇõli nie jesteŇõ pewien, czy grańá w gry kasynowe online na prawdziwe pienińÖdze, oto osiem powod√≥w, kt√≥re przekonajńÖ Cińô, Ňľe warto spr√≥bowańá.

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PoniewaŇľ coraz wińôcej kasyn online koncentruje sińô na skracaniu czasu wypŇāat, liczba rejestracji nowych graczy roŇõnie. Wraz z wprowadzeniem natychmiastowych pŇāatnoŇõci, najszybsze wypŇāaty mogńÖ zostańá zrealizowane w cińÖgu kilku minut. Jest to nowy standard, kt√≥rego oczekuje wińôkszoŇõńá graczy, a kt√≥rego brakuje w kasynach stacjonarnych.

DrugńÖ korzyŇõcińÖ pŇāynńÖcńÖ z grania w gry kasynowe online jest fakt, Ňľe z pewnoŇõcińÖ skorzystasz z dodatkowych bonus√≥w, rejestrujńÖc sińô na danej stronie internetowej lub powracajńÖc jako zwykŇāy gracz.

PrzejrzystoŇõńá i uczciwe kasyna online idńÖ w parze. Wraz z rozwojem technologii i regulacji, kasyna online staŇāy sińô przejrzyste jak nigdy dotńÖd. Technologia doprowadziŇāa do pojawienia sińô kasyn online Bitcoin, kt√≥re wykorzystujńÖ technologińô ŇāaŇĄcucha blok√≥w do okreŇõlania wynik√≥w gry.

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WybierajńÖc gry kasynowe na prawdziwe pienińÖdze dostńôpne w kasynach online, bńôdziesz musiaŇā zasilińá swoje konto, korzystajńÖc z niekt√≥rych obsŇāugiwanych opcji wpŇāat. R√≥ŇľnińÖ sińô one w zaleŇľnoŇõci od kasyna online i fizycznej lokalizacji gracza.

Zawsze, gdy szukasz najlepszego kasyna do odwiedzenia, chcesz takiego, kt√≥re oferuje natychmiastowe wpŇāaty, a takŇľe szybkie i Ňāatwe wypŇāaty. Obecnie te dwie funkcje moŇľna znaleŇļńá tylko w niekt√≥rych kasynach online w USA, kt√≥re oferujńÖ natychmiastowe wpŇāaty i wypŇāaty za pomocńÖ jednego kliknińôcia.

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Kasyna online pozwalajńÖ wydawańá tak duŇľo lub tak maŇāo got√≥wki, jak tylko chcesz. Jest to coŇõ, czego brakuje w prawdziwych kasynach. WińôkszoŇõńá z nich ma minimalne limity zakŇāad√≥w, poniewaŇľ majńÖ pensje i koszty og√≥lne do zapŇāacenia pod koniec dnia. Co wińôcej, grajńÖc w kasynach online, masz moŇľliwoŇõńá gry za darmo. Nie jest to jednak zalecane dla tych, kt√≥rzy chcńÖ wygrańá prawdziwńÖ got√≥wkńô. Czńôsto zadawane pytania

Kilka dekad temu lojalnoŇõńá byŇāa przyznawana tylko w kasynach naziemnych. JeŇõli odwiedziŇāeŇõ najbliŇľsze kasyno stacjonarne, na pewno sińô z nami zgodzisz. Jednak z biegiem czasu zostaŇāa ona wprowadzona do kasyn online i staŇāa sińô tutaj bardziej widoczna niŇľ w kasynach stacjonarnych. Gracze mogńÖ teraz otrzymańá nagrodńô nie za wygranńÖ kwotńô, ale za dalsze zaangaŇľowanie w kasynie.

NiezaleŇľnie od oferowanych opcji wpŇāat w kasynie, moŇľesz mieńá pewnoŇõńá, Ňľe otrzymasz tylko bezpieczne usŇāugi. Karty kredytowe, karty debetowe, e-portfele, karty przedpŇāacone, przelewy bankowe i Bitcoin umoŇľliwińÖ szybkie i bezpieczne dokonywanie wpŇāat i wypŇāacanie wygranych z kasyna.

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W chwili pisania tego tekstu na kaŇľdej stronie internetowej dostńôpna jest szeroka gama gier. R√≥Ňľne gŇā√≥wne gry, takie jak automaty, ruletka, blackjack i poker, zostaŇāy teraz rozszerzone o r√≥Ňľne typy, takie jak automaty z jackpotami, wideo poker, Texas Hold’em, Three Card Stud Poker i wiele innych.

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Podczas hazardu online gracze bńôdńÖ grańá i obstawiańá na automatach online, grach stoŇāowych, pokerze wideo, grańá w gry z krupierem na Ňľywo itp. DosŇāownie miliony graczy grajńÖ w gry na prawdziwe pienińÖdze na swoich komputerach w domu lub na urzńÖdzeniach przenoŇõnych w podr√≥Ňľy.

Technologia ta daje graczowi moŇľliwoŇõńá sprawdzenia wypŇāat w kasynie online, wynik√≥w gry i wszelkich innych przydatnych informacji, kt√≥re gracz powinien znańá. Co wińôcej, legalne kasyna online na prawdziwe pienińÖdze oferujńÖ gry, kt√≥re korzystajńÖ z aktualnych i kontrolowanych generator√≥w liczb losowych.

KorzyŇõci pŇāynńÖce z gry w kasynie online mogńÖ byńá dziesińôciokrotne, jeŇõli zdecydujesz sińô w nie zaangaŇľowańá. I chońá tradycyjne kasyna naziemne majńÖ sw√≥j unikalny charakter, kt√≥ry trudno jest odtworzyńá online, wiele moŇľna powiedzieńá o porńôcznoŇõci grania w gry na prawdziwe pienińÖdze w osobistej przestrzeni, kt√≥rńÖ nazywasz domem.

IstniejńÖ przepisy, kt√≥re uniemoŇľliwiajńÖ granie w gry kasynowe na prawdziwe pienińÖdze; na przykŇāad Waszyngton i Luizjana majńÖ surowe przepisy zabraniajńÖce tego. Inne stany, takie jak New Jersey, Nowy Jork, Delaware, Pensylwania i Nevada zezwalajńÖ na grńô w kasynach na prawdziwe pienińÖdze, w tym w pokera online.

Jest to powszechne bŇāńôdne przekonanie, zwŇāaszcza wŇõr√≥d poczńÖtkujńÖcych graczy. Tak dŇāugo, jak odwiedzasz licencjonowane i regulowane kasyno online, masz gwarancjńô uczciwej gry. Aby zapewnińá, Ňľe wszystkie wyniki gier kasynowych online sńÖ w 100% uczciwe i losowe, tw√≥rcy oprogramowania instalujńÖ w nich oprogramowanie RNG.

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Gry kasynowe online to po prostu gry oferowane/grane w zakŇāadach naziemnych, kt√≥re sńÖ oferowane online. SkŇāadajńÖ sińô one z klasycznych automat√≥w do gier, gier stoŇāowych, pokera wideo, bingo, keno i zdrapek. Gry kasynowe online sńÖ oferowane w dw√≥ch formatach; gry oparte na oprogramowaniu i gry z krupierem na Ňľywo i moŇľna w nie grańá na platformie PC lub mobilnej.

DńÖŇľenie do znalezienia najlepszego kasyna online na prawdziwe pienińÖdze przed zarejestrowaniem sińô jest najlepszym sposobem na uniknińôcie przynńôty zŇāoŇõliwych stron internetowych. Istnieje kilka wskaŇļnik√≥w, kt√≥re powinny pom√≥c w wyborze zaufanego kasyna online.

W tej sekcji przedstawiamy odpowiedzi na niekt√≥re z najczńôŇõciej zadawanych pytaŇĄ dotyczńÖcych hazardu na prawdziwe pienińÖdze w Internecie. Odpowiedzi te sńÖ odpowiednie zar√≥wno dla poczńÖtkujńÖcych, jak i profesjonalnych graczy. WińôkszoŇõńá graczy waha sińô przed graniem w gry na prawdziwe pienińÖdze, ale wszelkie nieufnoŇõci i wńÖtpliwoŇõci zostanńÖ rozwiane dzińôki tym pytaniom i odpowiedziom.

Granie w gry kasynowe na prawdziwe pienińÖdze to takŇľe Ňõwietny spos√≥b na odblokowanie ofert bonus√≥w powitalnych, jackpot√≥w i promocji, kt√≥re okazujńÖ sińô wielkńÖ atrakcjńÖ dla kaŇľdego, kto chce zmaksymalizowańá sw√≥j bankroll i potencjaŇā wygranej.

Hazard w kasynach online i zakŇāadach sportowych istnieje juŇľ od ponad dw√≥ch dekad, ale dla amerykaŇĄskich graczy pozostaje draŇľliwym tematem, zwŇāaszcza ze wzglńôdu na jego legalnoŇõńá. R√≥Ňľne stany majńÖ r√≥Ňľne przepisy dotyczńÖce gier kasynowych online.

Og√≥lnie rzecz biorńÖc, kasyna z krupierem na Ňľywo zapewniajńÖ graczom wraŇľenia rodem z Atlantic City lub Las Vegas. Gry z krupierem na Ňľywo oferujńÖ realistyczne wraŇľenia z gry, przedstawiajńÖc graczom Ňľywych dealer√≥w (znanych r√≥wnieŇľ jako krupierzy). MoŇľesz wchodzińá w interakcje z tymi krupierami w czasie rzeczywistym, poniewaŇľ wińôkszoŇõńá ofert z krupierem na Ňľywo jest filmowana prosto z prawdziwych kasyn.

Jakie sńÖ najlepsze strony pokerowe online dla graczy z USA?

Jest to zaawansowane oprogramowanie, kt√≥re losowo generuje miliony liczb na sekundńô. KaŇľda z tych liczb pokrywa sińô z wynikami gry i jest losowo wybierana zaraz po kliknińôciu przycisku play/spin.

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IstniejńÖ dziesińÖtki kasyn online, w kt√≥rych moŇľna grańá w gry kasynowe na prawdziwe pienińÖdze. Jednak nie wszystkie strony sńÖ godne polecenia. W Max Casinos USA przetestowaliŇõmy wiele witryn i polecamy mińôdzy innymi nastńôpujńÖce witryny: Cafe Casino, Ignition Casino i Slots.lv.

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MoŇľesz nie tylko grańá w gry kasynowe online na prawdziwe pienińÖdze, ale takŇľe wygrywańá prawdziwńÖ got√≥wkńô. Podczas gdy kasyna online oferujńÖ darmowe gry, ci, kt√≥rzy chcńÖ odejŇõńá z kilkoma wygranymi, powinni grańá w gry na prawdziwe pienińÖdze. Ten tryb gry umoŇľliwia r√≥wnieŇľ uruchomienie ekscytujńÖcych funkcji, takich jak darmowe spiny, rundy bonusowe i, co najwaŇľniejsze, jackpoty.

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Z punktu widzenia gracza, najlepsze kasyna na prawdziwe pienińÖdze to te, kt√≥re majńÖ dŇāugńÖ historińô oferowania niezawodnych i godnych zaufania usŇāug. Takie witryny kasyn sńÖ wolne od skandali i znalazŇāy sposoby na bezbŇāńôdne wypŇāacanie pienińôdzy amerykaŇĄskim graczom.

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Olivia Martin has been a dedicated sports fan for as long as she can remember ‚Äď whether from hockey to soccer to baseball, she has no particular preference: so long as it‚Äôs sport, she‚Äôs happy and always willing to watch. Wanting to transform this dearly-held passion into a viable career, Olivia pursued a degree in Sports Journalism, and started her journalism career while studying, writing for various fledgling sports blogs and even running her own dedicated hockey blog throughout her studies.

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Born, raised, and still living in Gatineau, Olivia speaks fluent English and Quebecois, and is learning Italian and Spanish in her spare time. She is also an avid sports player as well as a fan, regularly competing in amateur tennis and badminton tournaments, and mountain biking whenever she has the opportunity.

Welcome to our OLG online casino review. We think that the online casino OLG is a feel-good solution for anybody who loves gaming ‚Äď with a $25 OLG welcome bonus!

This is because when you use OLG online casino Ontario benefits as a whole. All revenues generated by this casino get invested into the province’s hospitals, libraries and community programs. Plus we have to say that we found some awesome games in our OLG online review. So keep reading this OLG casino review to find out more!

OLG Pros & Cons

‚ÄĘ Community-focused Canadian gaming site

‚ÄĘ Bet on any sport you can think of

‚ÄĘ Quality casino gaming service

‚ÄĘ Excellent way to play lotteries online

‚ÄĘ Decent sports betting platform

‚ÄĘ Mobile gaming apps could be better

Bonus Offer – All About The OLG Bonus

We started off this OLG online review by looking at the brand’s welcome bonus. Unfortunately things got off to a slow start. This is because there was no indication of there being any kind of OLG bonus on the brand’s site.

However, we weren’t going to give up that easily. So we took a look in the Getting Started section and found that there was an OLG bonus worth up to $25 that you could use for casino gaming across the site. To be fair, it’s not the biggest deal on the market. But anybody who knows casino bonuses will know that the true value of these deals lies in the terms and conditions. However, if you specifically want a sports betting bonus, the Bet Regal bonus offer might be just what you are looking for.

So our OLG casino review found that the bonus has 10x wagering conditions. This means that you have to wager the value of your OLG bonus at least 10 times before you can make a withdrawal. Don’t forget that you get just seven days to complete this task, otherwise you’ll lose your bonus. You will find bigger bonuses out there, check out our Genesis Casino review or our Rizk review to see for yourself, but you’re unlikely to find any lower or more achievable requirements than OLG offers.

Usability, Look & Feel – Nicely Designed Online Gambling Website

Nobody likes a badly designed gaming site. So our OLG online review was glad to see that the brand has worked hard to make sure that its website is easy to use and fast to load. There’s a handy navigation bar across the top that allows you to switch between lotteries, casino games and sports bets.

Plus we appreciated the fact that there were English and French language options always within reach. The same can be said for the live chat customer support.

Our OLG online casino review found that the website was easy to navigate around from both a computer and from the browser of a smartphone or a tablet. While there is a nicely designed OLG app, this can only be used for checking your lottery tickets. Hopefully an OLG app might be released that gives you a similarly simple way to play casino games and bet on sport.

Payments – Safe Payment Options Found In Our OLG Online Review

By coming to this online casino Canada OLG customers will be glad to see that they can make secure deposits with reliable payment brands. This is because OLG will only let you add money to your account with Visa, MasterCard or Interac. OLG won’t charge you any fees for making deposits, and just so you know, you can only deposit in Canadian dollars.

When it comes to making withdrawals, you’ll find that it takes between three and five working days for the payouts to land in your account. This is roughly on par with what you’d get at most Canadian online casinos.

However we should note that you can only make withdrawals via electronic funds transfer with OLG. This differs from most online casinos that give you a few more withdrawal options. Thankfully OLG won’t impose any processing fees on the withdrawals that you make. Just remember that you’ll have to provide proof of your bank account before you request a withdrawal.

Customer Service – Get Help Via Live Chat and Phone

We were impressed to find that OLG features a professional and friendly customer support team. You can get in touch with the OLG gaming support 24 hours a day, seven days a week via the live chat button that’s found in the bottom right of the website.

Want to talk to someone over the telephone? Then you’ll be pleased to see that OLG operates a toll-free customer support telephone service. This is only available between 8am and midnight, but it promises to give you an easy way to get your queries resolved.

We couldn’t find any kind of email address for customer support. However it’s worth noting that OLG has put together a comprehensive FAQ service. This covers a vast range of topics for queries regarding casino games, sports betting, lotteries, and the basic functions of the OLG site. OLG is also reachable via social media.

License & Security – Safety First in Our OLG Casino Review

The fact that OLG is actually classified as an Operational Enterprise Agency of the Province of Ontario should help you see that this is a site that can be trusted. OLG actually stands for the Ontario Lottery and Gaming Corporation. This means that it’s not some dodgy private online casino site that’s going to rip you off with a substandard gambling service.

However, you will have to be a resident in the Province of Ontario to play here, and you’ll also have to be over the age of 19 years. The brand has all of the necessary security protocols to ensure that all of your personal data is transmitted safely while staying completely encrypted.

There’s also a host of responsible gambling tools that you can use to keep your gaming in check. We particularly liked the fact that OLG will automatically help you set up a seven-day deposit limit when you sign up. This ensures that you won’t accidentally overspend at this site.

Rewards & Loyalty Program – Lack of Reward Program for Existing Customers

So we’re fairly disappointed to find that OLG currently has very little in the way of reward programs for existing customers. This puts the brand behind rival operators who frequently put on some kind of loyalty scheme that gives you bonus credit for putting down your real money bets.

However, we’re still hopeful that OLG might put on some special offers for existing customers in the future. After all, the brand has an entire Promotions Lobby that’s dedicated to showing off the latest bonuses. So keep checking back here to see when OLG decides to put on a decent promotion that loyal customers can put to good use.

Betting markets – Interesting sports betting options

OLG’s sportsbook is actually something called Pro Line. This gives you a quick and easy way to bet on sports like football, hockey, basketball, baseball, soccer and college football and basketball. Some sports like tennis, horse racing and boxing won’t be featured here. Plus don’t expect to find any bets for recent sporting innovations like esports or MMA fighting. Pro Line is a little different from other sites in that you have to predict the outcomes for between three to six sporting events. It’s a different way to bet but we found that it was good fun.

Odds – Quality odds found in our OLG online review

Any sportsbook is only as good as its betting odds. So we took a look at OLG‚Äôs odds for the winner of the next Super Bowl and compared them with a rival brand. Both sportsbooks were offering similar odds for the favourite to win, but we found that OLG had slightly better odds in some of the player prop markets. Live Betting & Streaming ‚Äď Only Prematch Bets

You should know that there’s absolutely nothing in the way of live bets at OLG. This is because you can only put down prematch bets at this sportsbook. We should note the fact that there aren’t any live streaming options here.

Limits – Strictly for small-time punters

You’ll only be able to bet from a minimum of $2 at a time at OLG. Plus you should know that your maximum bet will be restricted to $100. Such limits are fairly strict, but they should still give you enough freedom to enjoy betting on your favourite sport.

Product Summary & Conclusion

Chances are that you might find the OLG sportsbook is a little different to most sports betting sites. After all, you can only bet on certain sports in a fairly unusual Pro Line betting format. Plus there’s nothing in the way of live bets, and your betting stakes are also limited.

While this sounds restrictive, we actually found that OLG offered you a safe and simple way to bet on anything from hockey to basketball and beyond. All of which made for a great little sports betting site.

Software – Games from leading developers

We found that OLG has slots and table games from some of the biggest developers in the business. This means that you can look forward to playing casino games from the likes of IGT. There might not be too many developers featured here, but it’s a case of quality rather than quantity.

Game portfolio – Lots of slots and table games found in our OLG casino review

OLG features all of the casino genres that you’d expect. There’s no shortage of fun slot games here like Book of the Sphinx, Ghostbusters Plus and Action Bank. Plus you’ll enjoy some quality jackpot slots like Siberian Storm. Table gaming fans are also in for a treat with a good amount of blackjack and poker options. Sadly there was only one variant of roulette and baccarat here. Thankfully this is made up for by a quality selection of instant games and video poker games.

Live Casino – Lack of live dealer games

We were surprised to find that OLG fails to have any live dealer casino games. This is sure to be a negative point, but it’s worth noting that OLG features all of the common table games that you can play in single-player mode. Plus we should mention that OLG has some more unusual table gaming options like Fortune Pai Gow Poker that could be more interesting than the standard live dealer casino.

Limits – How much can you win at OLG?

There is no information given about how much you can win at OLG. However, each casino game will have its own minimum and maximum bet limits, so you should be able to find something that suits your budget.

Key findings of our OLG online casino review

OLG might not have put on the biggest online casino that we’ve come across, but we think that it’s well worth a look. This is because it gives you a great way to play dozens of excellent slots and table games from quality developers like IGT.

We really liked the fact that OLG had worked hard to bring in some lesser-seen casino games like DJ Wild Poker along with an impressive range of instant win games. The lack of live casino games might be disappointing, but we think that OLG have managed to get the basics right. So for a straightforward way to enjoy the best in slots and table gaming, be sure to give OLG a try.

Overall Conclusion – Key Points From Our OLG Online Casino Review

We’ve discovered plenty of decent reasons why you should give OLG a try. Firstly, it’s a quality online casino that gives you a legal, secure and fun way to play a good amount of slots and table games. Plus there’s the fact that there’s a good sportsbook here and you’ll even get to play some fun lotteries.

We can’t ignore the fact that this is a community-focused online gambling site, and it’s a nice feeling that some of your losses might be helping other people out. However, the relative lack of bonuses might cause you to visit other gambling sites. Plus the limited selection of casino games and sports bets might not do OLG too many favours. But on the whole, we think that you should sign up to OLG to see what you can win. OLG Online Casino Review FAQ

If you look at our reviews of casinos like in our Bet365 review, you’ll see that it’s pretty common for casino sites to provide customers with a mobile app. This is because most casino gaming fans like to play from the convenience of a smartphone or a tablet. Take a look at our OLG online review and you’ll see what kinds of mobile gaming options there are. A quick way to see if there’s an OLG app.

When you play casino games like blackjack, you’ll understandably want reassurances that you are being given a safe and fair way to play. After all, the chances are that you’ll be playing with real money at all online casinos in Canada. So take the time to read our OLG casino review. This will reveal exactly what kinds of reassurances this brand gives you so that you can enjoy safe blackjack gaming.

If you’ve read reviews of other gaming sites like our Bethard review, you’ll know that many of these operators will regularly change their welcome bonuses. These casinos do this so as to stay competitive with other casino sites in Canada. Take a look at our OLG casino review. This will give you accurate information about the current OLG bonus so that you can see whether you should sign up to get this deal.

The majority of online casino sites will let you play slots and some table games without having to put your own money down. Take a look at our 888 review if you don’t believe us. As a result, we simply had to see what free play options there were in our OLG online casino review. After all, it never hurts to get some practice in before you play with real money.

All of the best casino bonuses in Canada will require you to carry out a variety of tasks for you to get your extra wagering funds. This means that you might have to put down an opening deposit of a certain size or even have to type in a specific promo code. Our OLG online casino review will reveal what you have to do to claim the brand’s latest bonus. THe perfect way to put the current OLG bonus into action.

New customers with CAN250 sign up code only. 50% Free bet up to $,‚ā¨ 50 on the first stake, min odds 1.50 (1/2), net win only. 4 x $,‚ā¨ 50 free bets credited after placing a total of 12 further bets (3 bets for each $,‚ā¨ 50 free bet) with min odds of 1.50, min stake $,‚ā¨25. Free bets expire in 7 days. Player restrictions and free bet terms apply.

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Enjoy the excitement of a game show in a live casino game format.

Make in-store picks anytime, from any device! Save picks to generate a barcode that can be scanned at an OLG lottery terminal to produce a ticket for purchase.

Looking for a rewarding career and „Éá„ā§„É™„ÉľŚ†ĪťÖ¨„ÄĀ„āĘ„ÉČ„Éô„É≥„Éą„āę„ɨ„É≥„ÉÄ„Éľ„Éú„Éľ„Éä„āĻ want to make a difference for the province of Ontario?

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Looking for a rewarding career and want to make a difference for the province of Ontario?

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Gambling is supposed to be fun. If it’s not, ConnexOntario can help. Call 1-866-531-2600 or go to ConnexOntario.ca

This website is for the use of adults in the Province of Ontario, Canada. Lottery and charitable gaming products are only available to those persons 18 years of age and over, while casinos and slot facilities in Ontario are restricted to those persons 19 years of age and over. >

LOTTERY PROMOTIONS HEADLINE

1 INTRODUCTION

This¬†OLG.ca Player Agreement¬†‚Äď Terms and Conditions of Use¬†for¬†OLG.ca¬†contains the terms and conditions that govern the use of OLG’s¬†OLG.ca¬†online gaming¬†platform. By checking the¬†‚Äúaccept‚Äú¬†box,¬†an Intending Player,¬†Prospective Player,¬†or a Player is¬†confirming¬†that¬†they¬†understand and agree¬†to be bound by¬†the terms and conditions of this¬†Agreement. If¬†a Prospective Player, Intending Player,¬†or a Player does not¬†agree with any of the terms and conditions of this¬†Agreement,¬†the individual¬†(i)¬†is¬†not¬†permitted¬†to¬†register an account with¬†OLG.ca, and (ii)¬†if¬†the individual¬†already has¬†a Player Account (as defined in Section¬†2¬†below),¬†they are¬†not permitted¬†to¬†log into¬†their¬†Player Account¬†and¬†play any¬†Games¬†or purchase any products that are offered¬†on¬†or through¬†OLG.ca.

OLG reserves the right to revise this Agreement from time to time in such manner as OLG, in its sole discretion, determines to be appropriate. OLG will post a notice on OLG.ca advising Players when this Agreement has been revised, and Prospective Players (prior to registering an account with OLG.ca), Intending Players (prior to completion of the registration for a Player Account) and Players (prior to logging into their Player Account) will be required to acknowledge and agree to be bound by the revised terms and conditions from and after that date. Each Prospective Player, Intending Player, and Player is responsible for familiarizing themselves with all of the terms and conditions of this Agreement and ensuring that they understand and agree to be bound by them prior to registering an account with OLG.ca or logging-in to their Player Account.

In the case of a Prospective Player, Intending Player,¬†or a Player¬†breaching¬†or otherwise¬†failing¬†to comply with the terms and conditions of this Agreement,¬†OLG will have the right to exercise¬†any or all of¬†the remedies¬†described in this Agreement¬†or otherwise available to it at law or in equity. Those remedies may include, for example,¬†(i)‚ÄĮthe right¬†to terminate¬†a Prospective Player’s, Intending Player‚Äôs,¬†or a Player’s¬†eligibility to¬†register or maintain a Player Account,¬†(ii)‚ÄĮto¬†lock,¬†Suspend,¬†and/or¬†Deactivate¬†a¬†Player Account, and¬†(iii)‚ÄĮto retain any or all Unutilized Funds¬†(as defined in¬†Section‚ÄĮ2 below)¬†associated with a Player Account.

THIS IS AN IMPORTANT DOCUMENT THAT GIVES UP SOME OF YOUR LEGAL RIGHTS, PLEASE READ WITH CARE. THIS AGREEMENT CONTAINS LIMITATIONS OF LIABILITY INCLUDING LIMITING OLG’S LIABILITY TO YOU FOR NEGLIGENCE. 2 DEFINITIONS

The following terms have the respective meanings specified below, and grammatical variations of such terms have corresponding meanings:

‚Äú AGCO‚Ä̬†means the¬†Alcohol¬†and Gaming Commission of Ontario and the successors thereof;

‚Äú AGCO Standards‚ÄĚ means the¬†Registrar‚Äôs Standards for Gaming¬†and the¬†Registrar‚Äôs Standards for Gaming: Lottery Sector, as¬†prepared and issued by the Registrar of the AGCO, as amended or replaced from time to time;

‚Äú AGCO iGaming Standards‚ÄĚ means the¬†Registrar‚Äôs Standards for Internet Gaming;

‚Äú Agreement‚Ä̬†means this¬†Player Agreement¬†‚Äď Terms and Conditions of Use for¬†OLG.ca, as amended¬†or replaced¬†from time to time¬†by OLG;

‚Äú Bonus Funds‚Ä̬†means a notional¬†amount corresponding to Canadian dollars¬†that is loaded into a Player Account by OLG.¬†Bonus Funds,¬†subject to the applicable Bonus Funds Terms,¬†can be used by a Player to play¬†Pay-to-Play Games or Draw-Based¬†Lottery¬†Games Played¬†Online,¬†or both, without charge to the Player;

‚Äú Bonus Funds Terms‚Ä̬†has the meaning specified in Section‚ÄĮ8.1. Subject to Section‚ÄĮ3¬†of this Agreement, the Bonus Funds Terms are incorporated into and form part of this Agreement;

‚Äú Break‚Ä̬†has the meaning specified in¬†the Responsible Gambling and Self-Exclusion¬†Policy;

‚Äú Business Day‚Ä̬†means any day other than a Saturday, a Sunday, a statutory holiday in Ontario or any day on which banks are not open for business in Toronto, Ontario;

‚Äú Chargeback‚Ä̬†has the meaning specified in Section‚ÄĮ6.4;

‚Äú Closed Account‚Ä̬†means a Player Account that is described in¬†Section¬†11.1;

‚Äú Close‚Ä̬†or¬†‚Äú Closure‚Ä̬†means the act of a Player closing their Player Account¬†as described in Section¬†11.1;

‚Äú Deactivate‚Ä̬†or¬†‚Äú Deactivation‚Ä̬†means that a Player Account has been set to a Deactivated Account as described in Section¬†12.2;

‚Äú Deactivated Account‚ÄĚ has the meaning specified in Section¬†12.2;

‚ÄúDirect Pay‚ÄĚ means the online payment for the purchase of Draw-Based Lottery Games Played Online (subject to system availability), executed through the permitted payment card of the Player without the need to fund the Player Account, rather than through the use of Unutilized Funds and/or Bonus Funds.

‚Äú Dormant Account‚Ä̬†means¬†a Player Account that is described in Section‚ÄĮ10.2¬†but does not include the Player Account of a Self-Excluded Individual;

‚Äú Downtime‚Ä̬†has the meaning specified in Section‚ÄĮ15.2;

‚Äú Draw-Based¬†Lottery¬†Game Played Online‚Ä̬†means any of the games made available through¬†OLG.ca¬†from time to time¬†that: (i)‚ÄĮconstitutes a¬†‚Äúlottery scheme‚Ä̬†for purposes of the¬†Criminal Code¬†(Canada), (ii)‚ÄĮrequires the Player to¬†select a¬†set of numbers¬†or other play elements¬†(whether chosen by the Player¬†and/or¬†randomly generated), and (iii)‚ÄĮhas its outcome or result being determined by a draw, but does not include any Pay-to-Play Game or any Play-for-Free Game.

‚Äú Error‚Ä̬†has the meaning specified in Section‚ÄĮ15.1;

‚Äú Error Funds‚Ä̬†has the meaning specified in Section¬†15.1;

‚Äú Event‚Ä̬†has the meaning specified in the applicable Pay-To-Play Game Rules;

‚Äú Excluded Individual‚Ä̬†means¬†an¬†individual who¬†is¬†not permitted to¬†register an account with¬†OLG.ca¬†or, if¬†the¬†individual already has a Player Account, to maintain that Player Account¬†in an activated state, including:

‚ÄĘ an¬†individual who does¬†not satisfy all of the eligibility criteria that are described in Section‚ÄĮ4.1¬†of this Agreement;

‚ÄĘ an¬†individual who has¬†been excluded from¬†OLG.ca by court order or any applicable law or regulation or any rule or policy enacted pursuant thereto, including the AGCO Standards;

‚ÄĘ an individual who is prohibited from accessing a gaming site or playing lottery schemes under Standard 3.01 or Standard 3.01.1 of the AGCO iGaming Standards, or any other relevant provision of the AGCO iGaming Standards or AGCO Standards, from time to time;

‚ÄĘ an individual who has¬†registered for Self-Exclusion from a Casino (as defined in the AGCO¬†Standards), for the duration of the period of Self-Exclusion¬†(see¬†the Responsible Gambling and Self Exclusion Policy¬†for further information);

‚ÄĘ a Self-Excluded Individual;

‚ÄĘ an individual who is an employee of OLG or who, by contract or another arrangement with OLG, is prohibited from registering an account with¬†OLG.ca; and

‚ÄĘ an individual who is an employee of an¬†‚ÄúiGaming vendor‚Ä̬†or¬†‚Äúan iGaming entity‚Ä̬†(as such terms are defined in the OLG Rules Respecting iGaming Lottery Games¬†as¬†amended or replaced from time to time).

‚Äú FINTRAC‚Ä̬†means the¬†Financial Transactions and Reports Analysis Centre of Canada¬†and the successors thereof;

‚Äú Future Game Transaction‚Ä̬†has the meaning specified in Section¬†5.2;

‚Äú Games‚Ä̬†means, collectively, Draw-Based¬†Lottery¬†Games Played Online, Pay-to-Play Games and Play-for-Free Games;

‚Äú iGaming System‚Ä̬†means the system¬†that is¬†used by OLG¬†for the purpose of registering and administering Player Accounts, facilitating¬†the playing of Games by Players,¬†and paying¬†as;

‚Äú Inactive Account‚Ä̬†means¬†a Player Account that is described in Section‚ÄĮ10.1¬†but does not include the Player Account of a Self-Excluded Individual;

‚Äú Intending Player‚Ä̬†means an individual described in Section‚ÄĮ4.1;

‚Äú Lottery Game Rules‚Ä̬†means any terms, conditions, explanations, rules and procedures, including the prize structure, issued by OLG or the Interprovincial Lottery Corporation from time to time (in addition to this Agreement) which apply to¬†a¬†Draw-Based Lottery Game Played Online and¬†which are designated by OLG as Lottery Game Rules. Subject to¬†Section‚ÄĮ3, the Lottery Game Rules are incorporated into and form part of this Agreement;

‚Äú Mobile Applications‚Ä̬†means¬†any¬†application developed by¬†or on behalf of¬†OLG that Prospective Players and Players can install on their mobile device, such as mobile phone¬†or tablet,¬†and¬†through which¬†select¬†Games are made available to eligible Players from time to time;

‚Äú Multi-Factor Authentication‚ÄĚ has the meaning specified in Section 4.4.

‚Äú Time-based One-time Password‚ÄĚ has the meaning specified in Section 4.4.

‚Äú OLG‚Ä̬†means Ontario Lottery and Gaming Corporation¬†and the successors thereof;

‚Äú OLG.ca‚Ä̬†means OLG’s websites and Mobile Applications through which select Games are made available to eligible Players from time to time;

‚Äú OLG Internet Gaming Privacy and Cookie Policy‚Ä̬†means the OLG.ca¬†cookie and¬†privacy¬†policy, as amended or replaced by OLG from time to time. Subject to Section 3, the OLG Internet Gaming Privacy and Cookie Policy is incorporated into and forms part of this Agreement;

‚ÄúOLG IP Rights‚Ä̬†has the meaning specified in Section‚ÄĮ14.3;

‚ÄúPay-to-Play Game‚Ä̬†means any of the games or products made available through¬†OLG.ca¬†from time to time¬†that: (i)¬†constitutes a¬†‚Äúlottery scheme‚Ä̬†for purposes of the¬†Criminal Code¬†(Canada), (ii)¬†requires the Player to place a bet or make a wager as a condition to entering the game, and (iii)¬†affords the Player a chance to win a Prize but does¬†not¬†include any Draw-Based¬†Lottery¬†Game Played Online or any Play-for-Free Game. Examples¬†of Pay-to-Play Games include Sports Betting Games Played Online and casino style games such as roulette and slots;

‚ÄúPay-to-Play¬†Game¬†Rules‚Ä̬†means the terms, conditions, explanations, rules and procedures (for example, how a Prize is won, the value and odds of winning Prizes for an individual Pay-to-Play Game, the Prize tiers within a Pay-to-Play Game) issued by OLG from time to time (in addition to this Agreement) which apply to a particular Pay-to-Play Game¬†and which are¬†designated¬†by OLG as Pay-to-Play Game Rules. Subject to¬†Section‚ÄĮ3, the Pay-to-Play Game Rules are incorporated into and form part of this Agreement;

‚ÄúPlayer‚Ä̬†means an individual¬†(for certainty, other than an¬†individual who is or becomes an¬†Excluded Individual)¬†who has successfully registered a Player Account that has not been¬†Suspended,¬†Deactivated,¬†or¬†Closed;

‚ÄúPlayer Account‚Ä̬†means a Player’s account¬†of notional funds corresponding to Canadian dollars that is¬†maintained on the iGaming System, and also includes the Player’s registration information, deposit and withdrawal transaction history,¬†and¬†game-play information that the Player can access through¬†OLG.ca from time to time;

‚ÄúPlayer Contact Information‚Ä̬†means a Player’s contact information that is associated with a Player Account and stored in the iGaming System at the relevant time including, for example, the Player’s name, e-mail address, mailing address and telephone number;

‚ÄúPlayer-Initiated Transaction‚Ä̬†has the meaning specified in Section‚ÄĮ10.1;

‚ÄúPlay-for-Free Game‚Ä̬†means any of the free games made available through¬†OLG.ca from time to time that¬†contain¬†some¬†the features of¬†a¬†‚Äúlottery scheme‚Ä̬†for purposes of the¬†Criminal Code¬†(Canada) but¬†do¬†not¬†afford a chance to win a Prize¬†or require any payment to play;

‚ÄúPlayer Support‚Ä̬†means¬†OLG.ca’s¬†customer support services, which can be contacted in accordance with Section‚ÄĮ18.1;

‚ÄúPrize‚Ä̬†means a prize won by a Player from a Game in accordance with the applicable¬†Lottery¬†Game Rules¬†or Pay-to-Play Game Rules;

‚ÄúProspective Player‚Ä̬†means any individual who visits¬†OLG.ca but is not a Player;

‚ÄúResponsible Gambling and Self-Exclusion Policy‚Ä̬†means the OLG¬†responsible¬†gambling policy relating¬†specifically¬†to OLG.ca, as amended or replaced by OLG from time to time. Subject to Section‚ÄĮ3,¬†the Responsible Gambling and Self Exclusion Policy¬†is incorporated into and forms part of this Agreement;

‚ÄúSelf-Excluded Individual‚Ä̬†has the meaning specified in¬†the Responsible Gambling and Self-Exclusion Policy;

‚ÄúSelf-Exclusion‚Ä̬†has the meaning specified in¬†the Responsible Gambling and Self-Exclusion Policy;

‚ÄúSports Betting Games Played Online‚ÄĚ means Pay-to-Play Games made available through OLG‚Äôs online sports betting platform.

‚ÄúSuspended Account‚Ä̬†has the meaning specified in Section¬†12.1;

‚ÄúSuspend‚Ä̬†or ‚ÄúSuspension‚Ä̬†means that a Player Account has been set to a¬†Suspended¬†Account as described in Section¬†12.1;

‚ÄúUnutilized Funds‚Ä̬†means any¬†notional¬†funds¬†corresponding to Canadian dollars that are credited to a Player¬†Account, including¬†Prizes¬†but excluding Bonus Funds, that¬†have¬†not¬†been¬†used by the Player;¬†and

‚ÄúUsername and Password‚Ä̬†means a unique combination of identifiers created by a Player that is used by¬†a Player to identify¬†themselves¬†to the iGaming System each time the Player wants to access their Player Account. 3 ADDITIONAL DOCUMENTS COMPRISING PART OF THIS AGREEMENT

This Agreement incorporates by reference the terms, conditions, policies, statements and explanations of other documents, including:

‚ÄĘ the applicable Lottery Game Rules and Pay-to-Play Game Rules;

‚ÄĘ the Responsible Gambling and Self-Exclusion Policy;

‚ÄĘ the applicable Bonus Funds Terms;

‚ÄĘ OLG Internet Gaming Privacy and Cookie Policy;

‚ÄĘ any applicable website user agreement; and

‚ÄĘ any applicable mobile application user agreement.

In the event of any conflict or inconsistency between any provision of this Agreement and any of such other terms, conditions, policies, statements and explanations, the order of precedence shall be in descending order of clauses i. to vi. above, except that this Agreement, any applicable website user agreement and any applicable mobile application user agreement shall rank below the applicable Lottery Game Rules and Pay-to-Play Game Rules for such purpose. 4 REGISTRATION OF A PLAYER ACCOUNT 4.1 ELIGIBILITY TO REGISTER A PLAYER ACCOUNT

Only Players are allowed to play¬†Draw Based Lottery Games Played Online, Pay-to-Play Games through¬†OLG.ca. An individual who desires to become a Player¬†(an¬†‚ÄúIntending Player‚ÄĚ)¬†must satisfy the following criteria, as determined by OLG in its sole discretion:

‚ÄĘ the Intending Player must not already be a Player. A Player is only entitled to have one Player Account. The registration or attempted registration of more than one Player Account¬†will constitute a material breach of this Agreement;

‚ÄĘ the Intending Player must be at least 18 years of age. Only Players who are at least 19 years of age will be able to play Pay-to-Play¬†Games, Play-for-Free¬†Games. All Players¬†who are at least 18 years of age¬†are eligible to play Draw-Based Lottery Games Played Online;

‚ÄĘ the Intending Player must¬†reside¬†in Ontario;

‚ÄĘ the Intending Player must be physically located in the Province of Ontario¬†each time the Player plays any of the Games¬†(including¬†when signing up for Future Game Transactions);

‚ÄĘ the Intending Player must not be an¬†Excluded Individual;

‚ÄĘ the¬†Intending Player must be an individual who is acting on their own behalf. The Intending Player must not be acting for or on behalf of anyone other than¬†themselves, whether as an agent or otherwise; and

‚ÄĘ the Intending Player must submit true, complete and accurate information when providing registration information.

‚ÄĘ in the case of Sports Betting Games Played Online, the Intending Player must comply with the provisions of paragraphs 5(a), (b), (c) and (d) of Section 14.5 each time the Intending Player plays any of the Games.

An¬†Intending Player who does not satisfy all of the foregoing criteria is not eligible to register an account¬†with¬†OLG.ca¬†or to become a Player.¬†OLG, in its sole discretion,¬†may require additional information¬†or documentation¬†from an Intending Player¬†or Player¬†prior to completing the registration of a Player Account or at any time thereafter, including for the purposes of confirming a Player’s identity or other Player Contact Information and in order to investigate any other suspected breaches of this Agreement (including any suspected fraudulent¬†or dishonest¬†activity).¬†A failure of the Intending Player to satisfy any of the foregoing will constitute a material breach of this Agreement.

OLG will disclose an Intending Player’s registration information to¬†third-party¬†service providers for the purposes of¬†authenticating some or all of the registration information that has been provided¬†to OLG¬†by an Intending Player and¬†to¬†otherwise¬†confirm¬†that an Intending Player has satisfied the foregoing criteria and is eligible to register a Player Account. In addition, OLG may similarly disclose information in respect of a Player from time to time for the purposes of (i)‚ÄĮconfirming the Player’s continued eligibility to maintain a Player Account, (ii)‚ÄĮinvestigating any suspected breaches of this Agreement (including any suspected fraudulent or dishonest activity), and (iii)‚ÄĮexercising any of OLG’s other rights described in this Agreement¬†or in¬†any of the other documents incorporated in this Agreement by reference pursuant to Section‚ÄĮ3.

By providing any information¬†or documentation¬†to OLG, the Intending Player (or the Player, as the case may be) consents to the use and disclosure of such information by OLG for¬†any and all of¬†the purposes contemplated in this Agreement¬†or in¬†any of the other documents incorporated in this Agreement by reference pursuant to Section‚ÄĮ3. Please see¬†the¬†OLG Internet Gaming Privacy and Cookie Policy¬†for additional information regarding the collection, use, disclosure and storage of personal information by¬†OLG. 4.2 PLAYER ACCOUNT INFORMATION

Information that is submitted by an Intending Player¬†who is registering an account with¬†OLG.ca¬†must¬†be¬†true, accurate and complete¬†at the time it is provided to OLG¬†and such¬†information must remain true, accurate and complete¬†following the registration of a Player Account. If any of such registration information changes following the registration of a Player Account, it is the Player’s sole responsibility to ensure that the Player remains entitled to have a Player Account pursuant to the terms of this Agreement¬†and, if necessary,¬†to update the Player’s information in the Player Account¬†by going to the¬†‚ÄúMy Account‚Ä̬†or¬†‚ÄúAccount Information‚Ä̬†page.

OLG may, from time to time, disclose a Player’s registration information to¬†third-party¬†service providers for the purposes of confirming¬†that¬†the Player’s registration information remains true and accurate. In addition, OLG may, at any time in its sole discretion, request additional information¬†and documentation¬†from a Player for this purpose.

You consent that OLG, and its third-party service providers, can collect personal information as defined in the OLG Privacy and Cookie Policy. You consent that this information can be used, stored, retained, and disclosed outside of the Province of Ontario and Canada. This consent enables the following services to be provided: (i) verification of identity; (ii) payment processing; (iii) location verification; (iv) analytics; (v) customer relationship management and player support; (vi) email services; and (vii) technical support.

The failure¬†of a Player¬†to update¬†their¬†Player Account information in a timely manner will constitute a material breach of this Agreement by the Player. Following the registration of a Player Account, if OLG discovers that any of the registration information¬†associated with a¬†Player Account¬†which is then on file in the iGaming System¬†is not true or is no longer accurate or complete¬†(including, for example, because a Player’s circumstances¬†have¬†changed and the Player did not update their information that is associated with the Player Account), OLG may take all steps in relation to the Player or the Player Account¬†that¬†OLG¬†determines,¬†in its sole discretion, to be appropriate. For example, these steps may include¬†Suspending,¬†or¬†Deactivating the Player Account, investigating any security issues and, in the case of suspected or actual identity theft or fraud,¬†disclosing all relevant information to the appropriate law enforcement authorities¬†and other third parties that OLG determines to be appropriate (for example, the AGCO, OLG’s payment processors, and credit card issuers and brands). 4.3 REQUIRED DOCUMENTATION

OLG may require a Player to provide additional information and documentation if OLG, in its sole discretion, determines that the additional information or documentation is needed to comply with applicable laws or regulatory requirements, or if OLG considers the collection of such information or documentation to be necessary or advisable in order to prevent fraud or other illegal activity (whether suspected or actual) or to otherwise address a suspected or actual breach of the terms and conditions of this Agreement, or to confirm a Player’s identity or entitlement to receive¬†or withdraw¬†Unutilized Funds. Without limiting the generality of the foregoing, a Player will be required to provide to OLG such information and documentation as OLG may determine that it requires in order to comply with its FINTRAC reporting obligations. All such information that is provided to OLG will be stored in the iGaming System on servers located in the Province of Ontario. By providing such additional information or documentation to OLG, the Player will be deemed to represent and warrant to OLG that such information is true and accurate or that such documentation is a true, accurate and complete copy of the original. 4.4 PASSWORD¬†SECURITY

When registering for a Player Account, an Intending Player will be required to¬†create a Username and¬†Password. Following the registration of a Player Account, the¬†Player is solely responsible for maintaining the security and secrecy of the Player’s¬†Username and¬†Password, including related security or verification questions and answers. A Player is not permitted to disclose the¬†Username and¬†Password to any other individual¬†(including, without limitation,¬†other Players,¬†Prospective Players,¬†family members,¬†or minors),¬†and only the Player is permitted to use the¬†Username and¬†Password to¬†log into¬†the relevant Player Account. Without limiting the generality of the foregoing, a Player is not permitted to use their Username and Password for the purpose of giving any other individual access to the Player’s Player Account for any reason. All transactions¬†(for example, changes to registration information¬†and Player Contact Information, deposits,¬†withdrawals, Game play and lottery ticket purchases)¬†made through a Player Account following¬†the correct entry of a valid¬†Username and¬†Password will be deemed to have been made by the Player, and the Player will be solely responsible for all such transactions.

If a Player intentionally or unintentionally discloses¬†their Username and¬†Password to anyone else, or if the Player suspects that someone else might have discovered the Player’s¬†Username and Password¬†(whether or not such other person has used or attempted to use the Player’s¬†Username and¬†Password), the Player must immediately¬†change¬†their¬†password¬†on¬†OLG.ca and notify¬†Player¬†Support¬†regarding the compromise or possible compromise of the original¬†Username and¬†Password.

A Player can change their¬†password at any time by¬†going to the¬†‚ÄúMy Account‚ÄĚ or ‚ÄúAccount Information‚Ä̬†page.

A Player has the option of enabling Multi-Factor Authentication as an additional verification factor to access their Player Account along with the use of a Player‚Äôs Username and Password. ‚ÄúMulti-Factor Authentication‚ÄĚ is an authentication method that requires the Player to input a Time-based One-time Password provided by that third-party application in addition to their Username and Password, to confirm the Player‚Äôs identity when they attempt to sign-in to their Player Account. A ‚ÄúTime-based One-time Password‚ÄĚ is a temporary password generated by a third-party application that can only be used once and within a certain period of time before it becomes invalid, at which point the Player will be required to input a newly generated Time-based One-time Password.

A Player may download any third-party authenticator application to their mobile device or desktop from Google Play or Apple’s App store, including but not limited to Google Authenticator, Duo Mobile or Microsoft Authenticator. By choosing to download, access or use a third-party application, the Player accepts and agrees that there may be additional terms and conditions governing this application and it is the Player’s responsibility to determine whether to accept and agree to such third-party terms and conditions. OLG shall not be liable for any direct or indirect damages resulting from the download, access or use of the third-party application selected by the Player in accordance with Section 14.1 and 14.2 of this Agreement. 4.5 PLAYER ACCOUNTS

A Player can access the details of their Player Account through¬†the¬†OLG.ca¬†website¬†by¬†going to the¬†‚ÄúMy Account‚ÄĚ or ‚ÄúAccount¬†Information‚Ä̬†page¬†including, for example, to see the following information:

‚ÄĘ the Player’s registration information, including Player Contact Information;

‚ÄĘ the Player’s Username and Password, as well as related security questions and answers;

‚ÄĘ the¬†current¬†notional balance of the¬†Player Account;

‚ÄĘ the financial transaction history associated with the Player Account; and

‚ÄĘ the¬†game-play history associated with the Player Account.

If a Player discovers any inaccuracy or error in the information that is contained in their Player Account, or if the Player suspects that such an inaccuracy or error may exist, regardless of who is responsible for the inaccuracy or error, the Player is required to immediately contact Player Support.

OLG.ca is a lottery and gaming website meant for personal entertainment. A Player may only use their Player Account for these purposes. A Player may only use their Player Account for personal purposes. A Player is not permitted to use OLG.ca or any component thereof (including a Player Account) or any content included on OLG.ca for any business, commercial or public purpose or for any other purpose that OLG advises the Player from time to time is not permitted. Without limiting the generality if the foregoing, a Player may not, through chat or otherwise, display, provide or transmit any content that is deemed by OLG to be inappropriate (including by use of a nickname) or threaten bully or otherwise harass any other Player.

OLG may take all steps in relation to the Player or the Player Account that OLG determines, in its sole discretion, to be appropriate in respect of any hateful, discriminatory, sexist, violent, offensive or other inappropriate content. Without limiting the generality of the foregoing, OLG may, in its sole discretion, require that a nickname be changed, remove any content deemed to OLG to be non-compliant with the foregoing and/or Suspend or Deactivate the Player Account.

A Player Account is not the property of the Player and cannot be assigned or transferred to or shared with any other person by the Player for any purpose. 5 PLAYING BY WAY OF SUBSCRIPTION FOR FUTURE DRAWS 5.1 PLAYERS MAY PLAY CERTAIN DRAW-BASED LOTTERY GAMES PLAYED ONLINE BY WAY OF SUBSCRIPTION PROVIDED A PLAYER HAS UNUTILIZED FUNDS (OR, SUBJECT TO THE RELEVANT BONUS FUND TERMS, BONUS FUNDS) IN THEIR PLAYER ACCOUNT, OR BY DIRECT PAy SUBJECT TO SYSTEM AVAILABILITY, AND OTHERWISE COMPLIED WITH THE TERMS OF THIS SECTION 5 AND THE OLG RULES RESPECTING IGAMING LOTTERY GAMES. 5.2 OLG OFFERS TWO TYPES OF SUBSCRIPTION OPTIONS, AS FOLLOWS:

‚ÄĘ the¬†‚Äúconsecutive draw‚Ä̬†option, which provides a Player the option to¬†automatically purchase a ticket for a certain number of consecutive draws in a Draw-Based Lottery Game Played Online in accordance with the OLG¬†Rules Respecting iGaming Lottery Games. The¬†number of consecutive draws available varies from a minimum of two to the maximum number presented to the Player on OLG.ca; and

‚ÄĘ the¬†‚Äúnever miss a draw‚Ä̬†option, which provides a Player with the option to automatically purchase a ticket for an indefinite number of draws in a Draw-Based Lottery Game Played Online in accordance¬†with the OLG¬†Rules Respecting iGaming Lottery Games.

5.3 A TICKET PURCHASE TRANSACTION¬†BY A PLAYER¬†BY WAY OF SUBSCRIPTION¬†IN ACCORDANCE WITH¬†THIS SECTION¬†5.2¬†IS REFERRED TO AS A¬†‚Äú FUTURE GAME TRANSACTION‚ÄĚ.

‚ÄĘ A¬†Player¬†who engages in, or attempts to engage in, Future Game Transactions¬†is solely responsible¬†for continually¬†ensuring that:

‚ÄĘ their Player Account contains sufficient¬†Unutilized Funds¬†(or Bonus Funds, if applicable)¬†for¬†such Future Game Transaction; and

‚ÄĘ that the Player has completed the Future Game Transactions with adequate time (as determined by OLG) to allow OLG to process and record such transaction.

‚ÄĘ Without limiting the generality of the foregoing, such Player must, in addition to complying with all of the other terms and conditions of this Agreement which are then in effect:

‚ÄĘ ensure that¬†they have a¬†valid ticket for the applicable draw as evidenced by the purchase confirmation displayed within their Player Account; and

‚ÄĘ ensure the existence, completeness,¬†and accuracy of the information¬†displayed within their Player Account (including, without limitation all purchase confirmations);

all before such draw is held.

OLG does not undertake any obligation or responsibility for notifying a Player:

‚ÄĘ if¬†they do¬†not have a¬†‚Äúvalid ticket‚Ä̬†(as such term is defined in the OLG Rules Respecting iGaming Lottery Games) for any particular draw or draws; or

‚ÄĘ if¬†they¬†do or may have insufficient¬†Unutilized Funds¬†(or Bonus Funds, if applicable)¬†available to play a particular Game prior to rejecting the relevant transaction;

provided that the foregoing will not restrict OLG’s ability to so notify a Player. 6 DEPOSITS INTO PLAYER ACCOUNT¬†and direct pay 6.1 FUNDING A PLAYER ACCOUNT¬†and direct pay

In order to play Games (other than Play-for-Free Games) on OLG.ca, a Player is required to have a positive notional balance of funds in their Player Account. Notwithstanding the foregoing, a Player may purchase tickets for Draw-Based Lottery Games Played Online through Direct Pay on OLG.ca (subject to system availability). OLG will not extend credit to Players. If a Player Account or a permitted Direct Pay payment card does not have sufficient funds for a Game at the time that the bet, wager, or purchase is to be made, then the bet, wager or purchase will not be made and the Player’s entry into the Game will be rejected. A Player is solely responsible for ensuring that their Player Account or Direct Pay permitted payment card contains sufficient funds for a Game (including any Future Game Transaction), and OLG does not undertake any obligation or responsibility for notifying a Player if they do or may have insufficient funds available to play a particular Game prior to rejecting the relevant transaction (provided that the foregoing will not restrict OLG’s ability to so notify a Player).

In addition, subject to certain exceptions, any monetary Prizes from Games that are played through OLG.ca, including those Draw-Based Lottery Games Played Online funded through Direct Pay, will be loaded to the Player Account by means of a credit to the notional balance of such Player Account. The withdrawal of funds representing such Prizes from a Player Account will be subject to the terms and conditions of this Agreement. Instructions for claiming non-monetary Prizes will be provided to Players by OLG from time to time 6.2 MEANS OF DEPOSITING FUNDS and USING direct pay

A Player may: (i) fund their Player Account by depositing funds (in Canadian dollars only) with OLG; or (ii) complete a purchase for Draw-Based Lottery Games Played Online using Direct Pay, by means of:

‚ÄĘ a Visa or MasterCard credit card¬†issued in Canada by a¬†Canadian bank or financial institution, which the Player is¬†an¬†authorized¬†user, as defined by the Canadian bank or financial institution,¬†to use¬†the Visa or MasterCard credit card¬†for such purpose. Players¬†should be aware that some credit card issuers may treat the funding of a Player Account as a cash advance¬†and charge a fee for¬†each such¬†credit card transaction. Any cash advance fee or other fees relating to the use of a credit card are the¬†Player‚Äôs¬†sole responsibility;

‚ÄĘ a Visa Debit card issued in Canada by a Canadian bank or financial institution, which the Player is¬†an¬†authorized¬†user, as defined by the¬†Canadian bank or financial institution,¬†to use¬†the Visa Debit card¬†for such purpose; or

‚ÄĘ a Debit Mastercard issued in Canada by a Canadian bank or financial institution, which the Player is an authorized user, as defined by¬†the Canadian bank or financial institution, to use the Debit Mastercard for such purpose.

A¬†Player may also fund their Player Account by¬†depositing funds¬†(in Canadian dollars only)¬†with OLG by means of an Interac Online payment from a¬†Player‚Äôs¬†bank account that the Player is an authorized user, as defined by the bank, to access for such purpose. When Interac Online is selected as the payment option, a Player will be redirected to the online banking website for their bank. OLG will not collect online banking¬†login¬†or password information. A Player should familiarize¬†themselves¬†with the terms and conditions that govern the use of their bank or financial institution’s online banking website prior to using it to fund a Player Account, including whether the bank or financial institution will charge any fees relating to the use of Interac Online. All such fees are the Player’s sole responsibility.¬†Interac Online payments are not permitted for use in a purchase for Draw-Based Lottery Games Played Online using Direct Pay

A Player should familiarize¬†themselves¬†with the terms and conditions that govern the use of their¬†chosen¬†funding method¬†prior to using it to fund a Player Account or for Direct Pay. OLG or its payment processing service providers may store¬†Visa or Mastercard credit card,¬†Visa Debit¬†card, Debit MasterCard, or Interac Online (as applicable)¬†information on¬†servers located outside of Ontario, but within Canada.¬†In addition, OLG and its payment processing service providers may use and disclose aggregated¬†transaction information for various analytical purposes relating to their respective businesses (but not relating to a specific or identifiable Player). By using¬†a payment method listed in¬†6.2(a)¬†‚Äď6.2(c) or using Interac Online,¬†to fund a Player Account or for Direct Pay, the¬†Player expressly consents to OLG or its payment processing service providers, or both, storing¬†such transaction¬†information located on servers¬†located outside of Ontario, but within Canada¬†and using and disclosing aggregated transaction information for the purposes described in this paragraph.

No other means of funding the notional balance of a Player Account are permitted as of the date of this Agreement.

The merchant associated with any deposit transaction will be¬†‚ÄúOntario Lottery and Gaming Corporation‚ÄĚ.

Each time a Player uses a credit card, Visa Debit card, Debit Mastercard or Interac Online to make a deposit with OLG for purposes of funding the notional balance of a Player Account or for Direct Pay, they will be deemed to represent and warrant to OLG that the Player has all necessary rights and authority to use such credit card or the funds in the relevant bank account for such purposes, including in circumstances in which the credit card or bank account is jointly held with one or more other persons or is held by a person other than the Player.

OLG will hold a Player’s monies that are deposited with OLG for purposes of funding¬†the notional balance of¬†a Player Account in a bank account or escrow account as trustee for the Player (not as¬†banker or debtor). Notwithstanding anything to the contrary contained in this Agreement, OLG will deal with a Player’s money that has been deposited with OLG as a trustee, and nothing contained herein shall create or give rise to any obligation on the part of OLG to repay any money to the Player as the Player’s debtor. For the avoidance of doubt, a Player Account is not a bank account and, therefore, is not insured, guaranteed, sponsored or otherwise protected by any deposit or banking insurance system. Funds deposited with OLG for purposes of funding¬†the notional balance of¬†a Player Account, and monetary Prizes that are¬†credited to¬†a Player Account,¬†will not accrue interest¬†for the benefit of¬†the Player, and the Player shall not be entitled to claim any interest from OLG¬†in respect of any such funds.

In the event that any amount becomes owing to OLG by the Player under or in accordance with the terms of this Agreement, OLG shall have the right to deduct such amounts from the Player’s Unutilized Funds and to adjust the notional balance of funds in the Player Account accordingly without the requirement for¬†any advance or¬†further notice to be provided to the Player¬†by OLG. 6.3 DEPOSIT¬†and Direct Pay LIMITS And limitations

In addition to any deposit limits established by a Player, OLG¬†(in its sole discretion)¬†may¬†restrict¬†a Player’s ability to fund¬†the notional balance of¬†a Player Account or engage in Direct Pay, including but not limited to by

‚ÄĘ establishing minimum and maximum amounts of funds that¬†may¬†be deposited¬†by a Player¬†with OLG for the purpose of funding¬†the notional balance of¬†a Player Account, on a transaction-by-transaction basis or during one or more time periods. As of the date of this Agreement,¬†the minimum deposit amount¬†for a single deposit by a Player cannot be less than $15.00 and cannot exceed $999,999.00;

‚ÄĘ limiting the number of different credit cards that a Player can use to fund a Player Account or make a purchase using Direct Pay. In addition, a¬†particular¬†credit card may not be registered with more than one Player Account

‚ÄĘ restricting a Player’s ability to change deposit methods during specified periods of time;

‚ÄĘ restricting a Player’s ability to change¬†certain credit card information¬†or otherwise impose conditions prior to changing credit card information¬†(for example, requiring that the Player contact¬†Player¬†Support);

‚ÄĘ changing acceptable methods of payment; or

‚ÄĘ limiting the number of deposits that a Player can make for the purpose of funding the notional balance of a Player Account. As of the date of this Agreement, a Player cannot make more than ten (10) such deposits.

Subject to the deposit limits set by OLG pursuant to this Section 6.3, a Player has the option to set, change or remove deposit limits for their Player Account applicable to the periods of time and in the manner contemplated in the Responsible Gambling and Self-Exclusion Policy 6.4 CHARGEBACKS

A¬†‚Äú Chargeback‚Ä̬†occurs¬†for the purposes of this Agreement¬†when a credit¬†or debit¬†cardholder contacts¬†the bank or other financial institution that issued the¬†card¬†to initiate a refund for a¬†payment transaction that was¬†made¬†using¬†the¬†card¬†or the account associated with the card, and the bank or financial institution requests that¬†OLG return¬†the relevant funds.

If a Player funds the notional balance of their Player Account or completes a purchase using Direct Pay and thereafter a Chargeback occurs in respect of all or part of the transaction, OLG (or any of its third-party service providers) may take any or all of the following actions, in each case as OLG, in its sole discretion, determines to be appropriate:

‚ÄĘ Suspend¬†the Player¬†Account¬†pending resolution of any dispute relating to the Chargeback¬†in accordance with Section¬†12.1;

‚ÄĘ request that the Player contact¬†Player Support¬†to explain the¬†circumstances of the Chargeback;

‚ÄĘ debit the¬†Unutilized Funds in the¬†Player Account with the amount of the Chargeback. If that debit results in a negative balance¬†of Unutilized Funds¬†in the Player Account,¬†the amount of the negative balance will constitute a debt owed by the Player to OLG, and¬†OLG reserves the right to recover¬†such amount from the Player;

‚ÄĘ Deactivate the Player Account and exclude the Player from playing Games on¬†OLG.ca¬†(i.e., deem the individual to thereafter be an Excluded Individual);¬†or

‚ÄĘ initiate a dispute resolution process with the relevant bank or financial institution, which may include OLG providing evidence relating to the deposit transaction and/or Chargeback to a payment processing service provider and/or a bank or financial institution.

7 WITHDRAWALS FROM A PLAYER ACCOUNT 7.1 METHODS OF WITHDRAWING UNUTILIZED FUNDS

Subject to certain exceptions, withdrawals of Unutilized Funds from a Player Account will be processed by means of an electronic bank transfer (in Canadian dollars only) to a bank account that is registered by the Player and which OLG has verified and approved, to its satisfaction, is held by the Player at a bank or other financial institution acceptable to OLG in Canada. A Player is not permitted to designate a bank account for such purposes that is not held by the Player (alone or together with other persons).

The Player acknowledges and agrees that:

‚ÄĘ OLG¬†will¬†require the Player to submit documentation¬†(by electronic upload via¬†OLG.ca or as OLG may otherwise instruct)¬†that, in OLG’s sole determination, evidences the Player’s authority over the bank account that is to be registered. For example, OLG may require a copy of a void cheque or a bank account statement, in either case which includes the Player’s name,¬†civic¬†address¬†and the bank account number, all of which must match the information associated with the Player Account¬†that is stored in OLG’s iGaming System;

‚ÄĘ by submitting such documentation to OLG, the Player will be deemed to represent and warrant to OLG that such documentation is a true, accurate and complete copy of the original;¬†and

‚ÄĘ if¬†the Player registers a bank account that is held jointly with one or more other persons, withdrawals¬†of Unutilized Funds¬†from their Player Account will be paid into such joint account and, therefore, may be accessed¬†by the other account holders.

A Player will not be entitled to specify any other payment method or currency of payment for a withdrawal. For example, a Player will not be able to withdraw Unutilized Funds to a credit card even if the Player used a credit card to deposit funds with OLG for purposes of funding the notional balance of their Player Account. OLG, in its sole discretion, may from time to time return Unutilized Funds to a Player by other appropriate means. 7.2 WITHDRAWAL LIMITS AND LIMITATIONS

Subject to the terms and conditions of this Agreement, a Player may withdraw Unutilized Funds from their Player Account up to the then-current balance of Unutilized Funds.

A Player will not be entitled to withdraw Unutilized Funds from a Player Account through OLG.ca at any time that a Player Account is Suspended unless OLG, in its sole discretion, determines that the withdrawal (in whole or in part) will be permitted. If a Player Account is Suspended and the Player wants to make a withdrawal of Unutilized Funds, the Player must contact Player Support.

OLG may from time to time specify minimum and maximum withdrawal amounts applicable to Player Accounts. As of the date of this Agreement, the minimum amount of a single withdrawal of Unutilized Funds by a Player is $2, and there is no maximum amount of a single withdrawal of Unutilized Funds by a Player. If a Player wishes to withdraw less than the specified minimum amount, the Player must contact Player Support.

OLG may from time to time limit the number of withdrawals of Unutilized Funds by a Player that a Player can make during a specified period of time. As of the date of this Agreement, a Player is permitted to make only one withdrawal of Unutilized Funds per day. 7.3 WITHDRAWAL CANCELLATIONS

OLG may, in its discretion, refuse a withdrawal request if OLG suspects such withdrawal is made in breach of this Agreement (whether or not such violation is a Material Breach). OLG will make reasonable efforts to promptly notify the Player of such refusal via the Player Contact Information associated with the Player Account.

A Player may cancel their withdrawal request through their Player Account. Provided such cancellation has not been processed by OLG, the relevant funds will be returned to the Unutilized Funds in the Player Account. 7.4 WITHDRAWAL PROCESSING TIMES

Following¬†a Player’s request to withdraw¬†Unutilized Funds from their Player Account and the satisfaction of all other terms and conditions for a withdrawal (including providing any required information or documentation to OLG),¬†in most circumstances¬†OLG will¬†be able to¬†process the¬†withdrawal¬†within¬†three¬†Business Days. In some circumstances, a longer period of time for processing a withdrawal may be required. OLG will not be required to notify the Player of any delay associated with the processing of a withdrawal of Unutilized Funds or the reason for such delay unless additional information or documentation is required to be provided by the Player. 8 BONUS¬†FUNDS TERMS 8.1¬†BONUS FUNDS

From time to time, OLG may, in its sole discretion, whether for promotional purposes or otherwise, offer to upload Bonus Funds into a Player Account, subject to the Player (in their discretion) accepting the offer of the Bonus Funds. Bonus Funds have a notional monetary value only, so they are not Unutilized Funds at the time they are awarded. A Player is not entitled to receive Bonus Funds unless OLG, in its sole discretion, determines that Bonus Funds should be offered to a particular Player. A Player will not be obligated to accept Bonus Funds. A Player can forfeit Bonus Funds at any time by contacting Player Support.

OLG will have the right to determine the qualification criteria for all promotions and awarding of Bonus Funds. The criteria will be¬†specified in the terms and conditions¬†that OLG determines are applicable to any specific Bonus Funds, and any use of such Bonus Funds must comply with the¬†applicable terms and conditions relating thereto (the¬†‚Äú Bonus Funds Terms‚ÄĚ). All Bonus Funds Terms will be deemed to be incorporated by reference in this Agreement, and in the event of any inconsistency between the Bonus Funds Terms and the terms and conditions of this Agreement, the¬†Bonus Funds Terms shall govern¬†to the extent of the inconsistency.

The awarding and availability of Bonus Funds are in OLG’s sole discretion. The use of Bonus Funds¬†may¬†be limited to specific Games and specific periods of time, and¬†Bonus Funds may¬†expire and be cancelled if they are not used prior to a specified date or time. The applicable Bonus Funds Terms should be consulted. In addition,¬†OLG may¬†cancel¬†Bonus Funds that have been uploaded into a Player Account at any time in its sole discretion. 8.2 USING BONUS FUNDS

If a Player who wants to play Games (other than Play-for-Free Games, Sports Betting Games Played Online and Draw Based Lottery Games Played Online) has both Bonus Funds and Unutilized Funds in their Player Account (regardless of whether the awarding of the Bonus Funds preceded or followed the credit of notional funds to the balance of the Player Account, whether resulting from a deposit of funds with OLG by the Player or the winning of a Prize by the Player), the Unutilized Funds will be used first to play the eligible Games until all of the Unutilized Funds have been utilized, following which time the Bonus Funds will be used. Winnings from wagers placed with Bonus Funds are added to the Bonus Funds balance.

If a Player chooses to pay for Draw-Based Lottery Games Played Online using Direct Pay they are not permitted to use Unutilized Funds nor Bonus Funds to pay for any portion of the total purchase value; the entire purchase must be made using Direct Pay. If a Player wishes to use Unutilized Funds and/or Bonus Funds in their Player Account to pay for any portion of any purchase, the Player must pay for the entirety of the purchase with Unutilized Funds and/or Bonus Funds in accordance with this Agreement.

For Draw-Based Lottery Games Played Online and Sports Betting Games Played Online, Bonus Funds will be used in accordance with the applicable Bonus Fund Terms. Pursuant to such terms, a Player may be required and/or permitted to use Bonus Funds for the purchase of Draw-Based Lottery Games Played Online and Sports Betting Games Played Online, as applicable, prior to Unutilized Funds being utilized.

The Bonus Funds Terms may contemplate that certain Bonus Funds will become Unutilized Funds only after certain wagering requirements have been satisfied. A Player should review the applicable Bonus Funds Terms prior to accepting an offer of Bonus Funds. If a Player does not accept the applicable Bonus Funds Terms in their entirety, then the Player must not accept the relevant Bonus Funds or opt-out of the promotion in accordance with such Bonus Fund Terms. 9 ADVERTISING 9.1 PUBLISHING WINNER INFORMATION

OLG may publish the winner‚Äôs name, town/city,¬†Prize amount, game name,¬†‚Äúinsider‚Ä̬†status,¬†draw date¬†and paid date¬†on OLG‚Äôs web site (OLG.ca). 10 INACTIVE AND DORMANT ACCOUNTS 10.1 INACTIVE ACCOUNTS

A Player Account will become an Inactive Account if there has not been a successful Player-Initiated Transaction for a period of 12-consecutive months, unless the Player Account is for a¬†Self-Excluded Individual. For this purpose, a¬†‚Äú Player-Initiated Transaction‚Ä̬†means (i)‚ÄĮa deposit of funds by the Player for the purpose of funding the Player Account, (ii)‚ÄĮa withdrawal of Unutilized Funds from the Player Account, or (iii)‚ÄĮa bet, wager or purchase of a Draw-Based Lottery Game Played Online or a Pay-to-Play Game, including a Future Game Transaction that has not expired or been suspended due to insufficiency of Unutilized Funds or for any other reason.¬†For the avoidance of doubt, a Play-for-Free Game is not considered a Player-Initiated Transaction. If the Future Game Transaction associated with such a Player Account expires or is suspended or cancelled for any reason, the foregoing 12-month period will be calculated beginning on the day that the last Future Game Transaction is processed from the Player Account, being the last Player-Initiated Transaction.

A Player Account that has become an Inactive Account will cease to be an Inactive Account following the successful completion of a Player-Initiated Transaction.

An Inactive Account will be subject to the following monthly service fees (‚Äú Inactive Account Fees‚ÄĚ),¬†the amount of which OLG will be entitled to withdraw from the Unutilized Funds associated with the Player Account at the end of each month (or at any time thereafter) without the requirement for any advance or further notice to the Player:

‚ÄĘ during each of the first 12 months that the Player Account is an Inactive Account, a monthly service fee of $2 per month (or if the balance of the Player Account is less than $2, then that balance);

‚ÄĘ during each of the next six months that the Player Account is an Inactive Account, a monthly service fee of $10 per month (or if the balance of the Player Account is less than $10, then that balance); and

‚ÄĘ during each of the next six months that the Player Account is an Inactive Account, a monthly service fee of $25 per month (or if the balance of the Player Account is less than $25, then that balance).

The maximum amount of Inactive Account Fees that OLG will be entitled to receive from a Player under this Agreement is equal to the lesser of (i)‚ÄĮ$234 and (ii)‚ÄĮthe amount of the Unutilized Funds associated with the Inactive Account. 10.2 DORMANT ACCOUNTS

An Inactive Account will become a Dormant Account if the Player does not successfully complete a Player-Initiated Transaction within the 24-month period immediately following the date on which the Player Account becomes an Inactive Account (i.e., the Player has not successfully completed a Player-Initiated Transaction for 36 consecutive months). When a Player Account becomes a Dormant Account, the Player Account will be initially Suspended by OLG and subsequently Deactivated. Once the Player Account is a Dormant Account the Player will not be able to log into or use the Player Account. Subject to the minimum withdrawal requirements in Section 7.2 and documentation requirements in Section 4.3, OLG will deposit an amount equal to the Unutilized Funds as at such date into the bank account that is associated with the Player Account, the details of which are stored by OLG on the iGaming System. In the event that no bank account is associated with the Player Account, or if OLG is not able to successfully deposit the Unutilized Funds in such bank account (for example, because the bank account has been closed or because OLG requires additional information in order to confirm that the bank account belongs to the Player), OLG will use its reasonable efforts to contact the Player using the Player Contact Information to advise as to the status of the Player Account and the balance of Unutilized Funds. If OLG is unable to contact the Player, the Player Account will be Deactivated. If OLG is unable to contact the player within 24-months of the Player Account becoming a Dormant Account, Unutilized Funds may be forfeited to OLG. 10.3 REACTIVATION OF A DORMANT PLAYER ACCOUNT

OLG will retain information relating to a Dormant Account in the iGaming System in accordance with its record retention policies. If a Player Account has become a Dormant Account and is locked, the Player may thereafter contact Player Support to request the reactivation of the Player Account. If a Dormant Account is reactivated, it will have the same account details as those which existed as of the date the Player Account became a Dormant Account. In the event that any of the relevant information has changed (for example, the Player Contact Information), the Player will be solely responsible for updating such information and complying with the terms and conditions of this Agreement which are then in effect. 11 PLAYER’S CLOSURE OF ACCOUNTS 11.1 CLOSURE OF A PLAYER ACCOUNT BY THE PLAYER

A Player may¬†close¬†their Player Account¬†at any time by¬†contacting Player Support¬†(‚Äú Closed Account‚ÄĚ). If a Player is no longer eligible to have a Player Account (for example, if the Player¬†will be relocating to a jurisdiction outside of the Province of Ontario, or if the Player becomes an¬†Excluded Individual), the Player is required to¬†Close¬†their Player Account.

Upon Closure of a Player Account, the Player Account will no longer be accessible by the Player until such time as the Player has contacted Player Support to request a re-opening of the Player Account and OLG has approved of such re-opening. All Future Game Transactions associated with the Closed Player Account that have not been completed by the time of Closure will be cancelled.

Notwithstanding the Closure of the account, OLG will retain a Player’s information in accordance with its record retention policies. For more information on how OLG retains a Player’s personal information, see the OLG Internet Gaming Privacy and Cookie Policy

Subject to the minimum withdrawal requirements in Section¬†7.2¬†and documentation requirements in Section¬†4.3, if¬†a Player¬†Closes¬†their¬†Player Account and Unutilized Funds remain in the Player Account at that time, OLG will¬†return¬†the Unutilized Funds to the Player’s bank account¬†that is associated with the Player Account, the details of which are stored by OLG on the iGaming System. In the event that no bank account is associated with the Player Account, or if OLG is not able to successfully deposit the Unutilized Funds in such bank account (for example, because the bank account has been closed or because OLG requires additional information in order to confirm¬†that the bank account belongs to the Player), OLG will use reasonable efforts to contact the Player using the¬†Player Contact Information to advise as to the status of the Player Account and the balance of Unutilized Funds. 12 DEACTIVATION¬†OR SUSPENSION¬†OF A PLAYER ACCOUNT IN OLG’S DISCRETION 12.1 SUSPENSION OF A PLAYER ACCOUNT

OLG shall have the right to¬†suspend¬†a Player Account at any time in its sole discretion¬†(a¬†‚Äú Suspended Account‚ÄĚ).¬†Without limiting the foregoing, and by way of example only, OLG may¬†Suspend a Player‚Äôs access to their Player Account if it suspects that the Player has improperly initiated a Chargeback or has committed any breach of this Player Agreement, applicable law, Lottery Game Rules, and/or the Pay-to-Play Game Rules.

While a Player Account is Suspended:

‚ÄĘ a Player will be unable to¬†login¬†or access their Player Account;

‚ÄĘ a Player will be unable to withdraw any Unutilized Funds unless OLG, in its sole discretion, determines otherwise;

‚ÄĘ all Future Game Transactions associated with the¬†Suspended Player Account will be suspended and/or cancelled (i.e. no purchase or other financial transaction in respect thereof that has not been completed at the time the Player Account is¬†Suspended will be completed);¬†and

‚ÄĘ a Player may be required to cooperate with any investigations conducted by OLG into the Player‚Äôs conduct prior to the¬†Suspension being lifted (including provisions of additional documentation or information as requested by OLG).¬†Failure to cooperate with¬†this subsection¬†12.1(d)¬†shall be deemed a Material Breach of this Agreement.

If, during the Suspension, OLG determines that the Player has committed a Material Breach of this Agreement, it may Deactivate the Player Account in accordance with Section 12.2. 12.2 DEACTIVATION OF PLAYER ACCOUNTs

OLG shall have the right to¬†deactivate a Player Account at any time in¬†its sole discretion¬†(a¬†‚Äú Deactivated Account‚ÄĚ).

If OLG Deactivates a Player Account, OLG will deposit an amount equal to the Unutilized Funds as at such date into the bank account that is associated with the Player Account (subject to the minimum withdrawal requirements detailed in Section 7.2 and additional documentation requirements in Section 4.3), the details of which are stored by OLG on the iGaming System. In the event that no bank account is associated with the Player Account, or if OLG is not able to successfully deposit the Unutilized Funds in such bank account (for example, because the bank account has been closed or because OLG requires additional information in order to confirm that the bank account belongs to the Player), OLG will use its reasonable efforts to contact the Player using the Player Contact Information. If OLG is unable to contact the Player, then OLG will retain the Unutilized Funds until OLG receives proper instructions relating to the disposition of such funds from the Player or their legal representative.

Notwithstanding the foregoing, if OLG Deactivates a Player Account as a result of the occurrence of a Material Breach by the Player under this Agreement, OLG (in its sole discretion) shall be entitled to treat any or all of the Unutilized Funds as forfeited by the Player, in which case the Player will not be entitled to have the Unutilized Funds returned. 13 EFFECT OF DEACTIVATION OR CLOSURE OF A PLAYER ACCOUNT

Without limiting the foregoing, when a Player Account is a Closed Account or a Deactivated Account:

‚ÄĘ Any scheduled wagers, bets or purchases (including for Future Game Transactions) that have not been completed prior to the¬†Closure¬†or¬†Deactivation¬†will be cancelled;

‚ÄĘ the Player will not be entitled to receive any offers for new Bonus Funds, and any existing Bonus Funds associated with the Player Account will be cancelled and the Player will not be entitled to receive any compensation in respect of the cancelled Bonus Funds; and

‚ÄĘ this Agreement will terminate, except for those provisions which by their nature are intended to survive the termination of this Agreement.

14 ACCESSING AND USING OLG.CA 14.1 SUPPLY AND MAINTENANCE OF PLAYER EQUIPMENT AND SERVICES

Prospective Players, Intending Players,¬†and Players are solely responsible for¬†supplying and maintaining¬†all equipment, technology and services that they require to access and use¬†OLG.ca. The performance or operation of¬†OLG.ca or any¬†website¬†or¬†Mobile¬†Applications¬†that OLG may make available to Players from time to time¬†may be affected by a Player’s computer equipment,¬†mobile device,¬†Internet connection or other factors¬†that are¬†outside of¬†OLG’s¬†control. In some cases, a Prospective Player, Intending Player,¬†or a Player may not be able to access or use some or all of the components¬†or¬†functionality of¬†OLG.ca as a result of deficiencies in their own equipment¬†or¬†technology¬†or¬†the¬†service¬†providers retained by them. For example, a slow Internet connection could adversely impact the performance or operation of¬†OLG.ca, or¬†an outdated¬†web browser or¬†the settings on a¬†Player’s¬†computer could cause some or all of the content of¬†OLG.ca to display incorrectly¬†or to fail to display.

OLG makes no representation or warranty of any kind regarding the compatibility, functionality, performance or operation of¬†OLG.ca or any component thereof on any¬†Intending Player,¬†Prospective Player or Player’s computer or other¬†devices¬†used to¬†access¬†OLG.ca.

Players may require additional third-party services to access OLG.ca (e.g., internet service provider agreement; mobile carrier agreement; email account; text messaging service (SMS)) or to access their Player Account using Multi-Factor Authentication. The Player is solely accountable for any agreements and charges related to these third-party services. A Player should familiarize themselves with the terms and conditions that govern any such services prior to using them to access OLG.ca. 14.2 THIRD-PARTY CONTENT; joint games

In order to access or use certain components of OLG.ca, it may be necessary for a Prospective Player or a Player to download software (for example, certain casino games may require a flash player or an up-to-date web browser; and the use of Multi-Factor Authentication requires the Player to download a third-party application that will generate a Time-based One-time Password.)

Certain third-party product providers may require the Prospective Player or the Player to accept and agree to additional terms and conditions governing the use of their products. It is the sole responsibility of the Prospective Player or the Player to determine whether they accept and agree to any such third-party terms and conditions, and if the Prospective Player or the Player does not accept and agree to them, such third-party product should not be used.

OLG shall not be liable for any¬†direct or indirect¬†damage¬†to, or loss of data from,¬†a Prospective Player’s or a Player’s equipment¬†that¬†may arise from or as a result of the access or use of¬†OLG.ca or any content, software or applications made available by or on behalf of OLG through¬†OLG.ca.

Some Pay-to-Play Games may be offered jointly and networked with one or more other Canadian lottery jurisdictions. Players playing such Games could face opponents from within Ontario as well as opponents located elsewhere in Canada. 14.3 OLG’S INTELLECTUAL PROPERTY RIGHTS

OLG is the owner or licensee of all of the copyright, trademarks and other intellectual property rights in, to and in respect of¬†OLG.ca and the iGaming System, including the content of the foregoing, the¬†Games¬†and any written communications that are sent to Prospective Players or Players¬†by¬†or on behalf of OLG (collectively,¬†‚Äú OLG IP Rights‚ÄĚ). No Prospective Player or Player shall be deemed to be granted or to receive any rights in or to any of the OLG IP¬†Rights except to the extent specifically contemplated in, and subject to the terms and conditions of,¬†this Agreement. 14.4 VIRUSES, HACKING AND OTHER OFFENCES

The access or use of OLG.ca other than in accordance with the terms and conditions of this Agreement is strictly prohibited.

A Prospective Player or a Player shall not:

‚ÄĘ knowingly or negligently introduce, or permit the introduction of, any virus, trojan, worm, logic bomb or other material that is or would reasonably be expected to be malicious or technologically harmful to¬†OLG.ca, the iGaming System, any Game¬†or any component¬†of any of the foregoing;

‚ÄĘ access or attempt to gain access to¬†OLG.ca, the iGaming System, any Game¬†or any component¬†of any of the foregoing¬†that¬†they are¬†not entitled to access, including the¬†servers on which¬†OLG.ca,¬†the iGaming System¬†or any Game¬†is stored or any server, computer or database connected to¬†OLG.ca,¬†the¬†iGaming System¬†or any Game. The foregoing restriction includes any attempt to bypass any security mechanisms included in¬†OLG.ca,¬†the iGaming System¬†or any Game, including those which are intended to protect the security of Player’s personal information;

‚ÄĘ use any software program which, in OLG’s sole determination, is endowed with artificial intelligence (i.e., robots) in connection with the Player’s participation in a¬†Game;

‚ÄĘ attack, whether alone or in combination with others,¬†OLG.ca by means of a denial-of-service attack or a distributed denial-of-service attack;

‚ÄĘ translate, reverse engineer, decompile, disassemble, modify, create derivative works based on, or otherwise modify¬†or make any attempt to discover the source code of¬†any software¬†(or any part thereof)¬†that is downloaded through or in connection with the access or use of¬†OLG.ca;

‚ÄĘ copy, disclose (including, for example, by posting on any¬†social media,¬†blog, message board or other public forum), transmit or otherwise make available,¬†or remove or alter,¬†any of the content or material that is made available on or through¬†OLG.ca; or

‚ÄĘ remove, obscure or alter¬†any notice of any OLG IP Right (including any designation of copyright or trademark) contained in any content or material that is made available on or through¬†OLG.ca.

A failure to comply with this Section‚ÄĮ14.4¬†will constitute a material breach of this Agreement by the Prospective Player or the Player. In the event that¬†any action that is prohibited by this Section‚ÄĮ14.4¬†occurs, OLG (in its sole discretion)¬†may deem it to be an Error for the purposes of this Agreement, and, in addition to this Section‚ÄĮ14.4, Section‚ÄĮ15.1¬†shall also apply in respect thereof. 14.5 COLLUSION, CHEATING, FRAUD AND CRIMINAL ACTIVITY

Each Player is prohibited from engaging in, and is required to immediately notify OLG upon becoming aware that another Player is or may be engaging in, any form of collusion, cheating, fraud or criminal activity or otherwise exploiting an unfair advantage involving any Game or other component of OLG.ca, including in connection with the registration of a Player Account, the deposit of funds with OLG to the credit of the notional balance of a Player Account, making a bet, wager or purchase of a Game, or the withdrawal of Unutilized Funds.

For the purposes of this Agreement, as examples only:

‚ÄĘ fraud includes the unauthorized use of a credit card as a source of funds to be deposited to the credit of a Player Account or to initiate a purchase using Direct Pay;

‚ÄĘ criminal activity includes money laundering;

‚ÄĘ an unfair advantage includes¬†the use of any software that could provide a Player with an unfair advantage¬†(including, by way of example only,¬†‚Äúbots‚ÄĚ,¬†artificial intelligence, machine learning software,¬†malicious code,¬†opponent profiling software, automatic betting software, viruses, worms, or malware);¬†and

‚ÄĘ an unfair advantage includes the exploitation of a fault, loophole or error in any software that is used in connection with the operation of¬†OLG.ca (including any Game) or the exploitation of any¬†Error; and

‚ÄĘ in the case of Sports Betting Games Played Online, collusion includes any of the following:

‚ÄĘ having access to non-public/exclusive information related to an Event, or having the potential to impact the outcome of an Event or bet type, in respect of any Event overseen by the relevant Event governing body;

‚ÄĘ having sufficient authority to influence the outcome of an Event (including, without limitation, athletes, coaches, managers and owners), in respect of any Event overseen by the relevant Event governing body;

‚ÄĘ being an owner of an Event governing body or an Event member team, in respect of any Event overseen by that governing body or any event in which a member team of that governing body participates; or

‚ÄĘ compiling betting odds for any Event in which one is involved.

Each Player hereby represents and warrants to OLG that they comply, and will comply, with the provisions of paragraphs 5(a), (b), (c) and (d) of this Section 14.5.

OLG will use reasonable efforts to detect and prevent any such collusion, cheating, fraud or criminal activity by Players or the taking of any unfair advantage by Players, but in the event that any such activity occurs and another Player incurs any loss or damage, OLG will not be liable for any such loss or damage.

Each Player hereby represents and warrants to OLG that they comply, and will comply, with the provisions of paragraphs 5(a), (b), (c) and (d) of this Section 14.5.

OLG shall have the right to notify all third parties¬†which¬†OLG, in its sole discretion, determines to be appropriate in the event of any actual or suspected collusion, cheating, fraud or criminal activity by any Player or the taking of any unfair advantage by any Player, including the appropriate law enforcement authorities and other third parties that OLG determines to be appropriate (for example,¬†police services,¬†the AGCO, OLG’s payment processors, Event governing bodies, other operators/providers of sports being platforms, and credit card issuers and brands). 15 ERRORS AND UNAVAILABILITY OF¬†OLG.CA 15.1 OLG’S ERRORS

A number of circumstances may arise where a Game-related bet, wager or purchase is accepted by OLG, or where OLG awards a Prize, credits a Player Account or processes a withdrawal, in each case in error (an¬†‚Äú Error‚ÄĚ). As examples only, Errors may include:

‚ÄĘ where OLG misstates any¬†Lottery¬†Game Rules, Pay-to-Play Game Rules¬†or Bonus Funds Terms, in each case as a result of an obvious error or omission in inputting the information, or as a result of a computer malfunction;

‚ÄĘ where OLG credits a Player Account, thereby increasing the amount of Unutilized Funds, as a result of a manual or computer input error;

‚ÄĘ where OLG deposits into a Player’s bank account an amount that is greater than the amount of Unutilized Funds in a Player Account; or

‚ÄĘ in the case of Sports Betting Games Played Online, errors which may result in the voiding and/or resettling of a wager:

‚ÄĘ Where OLG accepts a wager after the Event Cut-off Time for Wagering (as defined in the applicable Pay-to-Play Game Rules); after a result is known; or at a stage where the Player could have any indication of the result of the wager;

‚ÄĘ Where OLG accepts a wager based on incorrect information provided by OLG including, but not limited to, incorrect outcomes, participants, location, date, time, lines or odds;

‚ÄĘ Where OLG settles a wager with an incorrect result or payout; or

‚ÄĘ If OLG, in its sole discretion, believes that the integrity of the event may have been called into question: or

‚ÄĘ The Player fails to comply with one or more of paragraphs 5(a), (b), (c) and (d) of Section 14.5

OLG reserves the right to correct any Error in the manner that it deems appropriate in the circumstances, and OLG’s decision shall be final and binding. Reference is also made to Section¬†16.3.

Neither OLG nor any of its employees, agents or service providers shall be liable for any loss incurred by a Player that results from any Error, including any loss of winnings that results from a forfeiture thereof by the Player as a result of the Error. OLG shall use reasonable efforts to notify a Player if any Error has adversely impacted the Player, or if the correction of any Error adversely impacts the Player.

In¬†the event that OLG credits a Player Account, or pays any money¬†to a Player (for example, by processing a withdrawal), as a result of¬†or in relation to¬†an Error, the Player shall be deemed to hold the entirety of the amount of such credit or payment (such amount being herein referred to as ‚Äú Error Funds‚ÄĚ) in trust for OLG,¬†and¬†OLG¬†shall have the right to recover the Error Funds through a correcting entry to the extent that funds are available in the Player‚Äôs Player Account and, if sufficient funds are not available, through¬†a demand for payment¬†to that person, which demand¬†the¬†person¬†shall immediately¬†satisfy, to the extent of any deficiency,¬†in accordance with OLG’s reasonable instructions.¬†Further ,¬†any¬†subsequent¬†Game-related bet, wager or purchase¬†may be deemed by OLG to have been made¬†using¬†the Error Funds,¬†and (i)¬†OLG may cancel such bet, wager or purchase, and¬†(ii)¬†if any Prize in respect thereof has been credited to the Player Account or otherwise paid or delivered to the Player, the Player shall be deemed to be holding the full amount of such Prize in trust for OLG, and¬†(iii)¬†upon OLG making a demand for the return of such Prize, the Player shall immediately return the Prize to OLG in accordance with OLG’s reasonable instructions. 15.2 UNAVAILABILITY OF¬†OLG.CA

OLG intends to make¬†OLG.ca available on a 24-hour basis, 7 days a week. However, from time to time it will be necessary to limit or restrict access to all or parts of¬†OLG.ca (‚Äú Downtime‚ÄĚ),¬†including for purposes of conducting software maintenance and upgrades, and addressing Errors and other issues as determined by OLG in its sole discretion. During a period of Downtime, some or all of the functionality of¬†OLG.ca may not be available. As examples only, it may not be possible to:

‚ÄĘ deposit funds with OLG for purposes of crediting the notional balance of a Player Account;

‚ÄĘ withdraw Unutilized Funds;

‚ÄĘ play Games; or

‚ÄĘ check a Player’s transaction history.

OLG will use reasonable efforts to notify Players in advance of planned Downtime¬†by posting notices at¬†OLG.ca or through other appropriate means as determined by OLG¬†in its discretion. However, it may not be possible to notify Players in advance of Downtime, including in circumstances beyond OLG’s control (for example, a power failure) or if the Downtime is determined to be necessary to address a potential or actual security threat or breach. Notwithstanding anything to the contrary contained in this Agreement, a Player shall not be entitled to any compensation arising from or as a result of any Downtime including, for example, if a Player is unable to withdraw Unutilized Funds through¬†OLG.ca or if Bonus Funds expire during the period of any Downtime. 16 BREACH OF THIS AGREEMENT BY A PLAYER 16.1 NOT A MATERIAL BREACH

If a Prospective Player or a Player fails to comply with any term or condition of this Agreement or otherwise breaches this Agreement, except in the case of a material breach of this Agreement (actual or deemed), OLG will use reasonable efforts to notify the Prospective Player or the Player of the breach and, if such breach is of a nature that can be remedied, provide a reasonable period of time (as determined by OLG) during which the Prospective Player or Player may remedy the breach. If the breach is not remedied to the satisfaction of OLG, then the breach shall be deemed to be a material breach of this Agreement. 16.2 MATERIAL BREACH

If a Prospective Player or a Player fails to comply with any term or condition of this Agreement and such breach is or is deemed by OLG to be a material breach for purposes of this Agreement, then in addition to the other rights and remedies of OLG specified in this Agreement, OLG may exercise any or all of the following remedies as OLG, in its sole discretion, determines to be appropriate in the circumstances, in each case without the requirement for prior notification to the Prospective Player or the Player or any remedial period:

‚ÄĘ Suspend¬†the Player Account until such time as the breach is remedied to OLG’s satisfaction;

‚ÄĘ request that the Player contact¬†Player Support¬†to explain the circumstances of the breach, or to provide such information and documentation relating thereto as OLG may request;

‚ÄĘ Deactivate the Player Account and exclude the Player from playing Games on¬†OLG.ca;

‚ÄĘ notify any third parties which OLG, in its sole discretion, determines to be appropriate in the circumstances, including law enforcement authorities and other third parties (for example,¬†police services,¬†the AGCO, OLG’s payment processors and credit card issuers and brands); or

‚ÄĘ retain any or all of a Player’s Unutilized Funds to the extent necessary to compensate OLG for its actual¬†and/or potential¬†losses¬†and liabilities¬†resulting from such breach.

16.3 DISPUTES

Except as otherwise provided in the¬†Lottery¬†Game Rules or the¬†Pay-to-Play¬†Game Rules,¬†no claim or dispute by¬†a Player with regard to any bet, wager or purchase of a Game, including the outcome of such¬†Game, will be considered by OLG¬†(i)‚ÄĮin the case of a Draw-Based Lottery Game Played Online,¬†more than¬†12 months¬†following the date on which the Game is completed, and (ii)‚ÄĮin the¬†case of a Pay-to-Play Game, more than¬†30 days¬†following the date on which the Game is completed.

OLG’s records, as maintained in the¬†iGaming System¬†(and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online),¬†will be the final authority in determining the circumstances of a Player’s participation in the relevant Game and the results of such participation. In the event of a disagreement between the result that appears on a Player’s screen and the relevant Game servers¬†(and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online), the result that appears in the Game servers¬†(and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online)¬†will prevail.

A Prospective Player or a Player who wishes to make a complaint about OLG or any aspect of¬†OLG.ca may do so by contacting¬†Player Support¬†or otherwise contacting¬†OLG in accordance with Section‚ÄĮ18.1. A Prospective Player or a Player may also¬†contact¬†the AGCO (OLG’s regulator) using the contact information in Section‚ÄĮ18.2. 17 LIMITATIONS OF LIABILITY 17.1 OLG’S LIABILITY

Except as otherwise provided in the applicable¬†Lottery¬†Game Rules or¬†Pay-to-Play¬†Game Rules,¬†OLG’s¬†(including, but not limited to¬†the extent applicable,¬†OLG’s, OLG‚Äôs service providers, subcontractors, employees, agents, and assigns)¬†maximum liability, subject¬†always¬†to Section¬†17.2,¬†to a Prospective Player or a Player under this Agreement or otherwise in respect of the accessing or use of¬†OLG.ca shall not exceed¬†the lowest of:

‚ÄĘ the¬†dollar amount¬†value of the bets, wagers, purchases¬†or tips actually¬†made by a Player via their Player Account in respect of the relevant bet, wager, purchase, tip or Game that gave rise to the relevant¬†alleged¬†liability;

‚ÄĘ the amount of applicable monies, where such monies have been improperly directed by OLG or misplaced by OLG;¬†or

‚ÄĘ an aggregate of¬†$1,000¬†in respect of all other liabilities, including for liabilities resulting from or as a result of any negligent act or omission of or by OLG or any of OLG’s service providers, or anyone acting on behalf of OLG or any of OLG’s service providers.

17.2 EXCLUSIONS FROM OLG’S LIABILITY

Notwithstanding anything to the contrary contained in this Agreement, OLG shall not be liable for any loss or damage suffered by any person as a result of:

‚ÄĘ the operation¬†of¬†OLG.ca, the iGaming System (and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online);

‚ÄĘ the failure of¬†OLG.ca, the iGaming System (and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online)¬†to operate properly or at all;

‚ÄĘ the participation by any person in, or any failure, negligence or wrongdoing by OLG or any of OLG‚Äôs service providers in respect of, any responsible gambling program operated by OLG or any of OLG‚Äôs service providers, including: (i) the self-exclusion program or player breaks; (ii) PlaySmart.ca; (iii) deposit limits; (iv) financial limits and budgets; (v) playing time¬†reminders; (vi) self-assessment tools or risk profiles;

‚ÄĘ the failure of OLG¬†or any of OLG‚Äôs service providers¬†to: (i) process or record a purchase; (ii) process, receive or record a payment for a ticket;¬†(iii) display an accurate¬†purchase confirmation in such person‚Äôs player account;¬†or (iv) otherwise complete a transaction (including, without limitation, a Future Game Transaction); or

‚ÄĘ any wager or tip erroneously or unintentionally made by a Player.

For greater certainty, a Prospective Player or a Player shall not have the right to claim damages under or in connection with OLG.ca or this Agreement or for breach of this Agreement by OLG, in tort, in contract or on any basis whatsoever to the extent that any loss claimed by the Prospective Player or the Player is:

‚ÄĘ for punitive, exemplary or aggravated damages;

‚ÄĘ for loss of profits,¬†loss of chance,¬†loss of use, loss of production, loss of business or loss of business opportunity, including (but not limited to) loss of data, profits, revenue, goodwill, reputation or business interruption;

‚ÄĘ a claim for consequential loss or for indirect loss of any nature suffered or allegedly suffered by the Prospective Player or the Player; or

‚ÄĘ not reasonably foreseeable by OLG arising out of this Agreement or the use of OLG.ca.

OLG.ca will be operated with reasonable skill and care substantially as described in this Agreement.

OLG does not make any other promise, representation or warranty regarding OLG.ca or any of the Games or other products or services that are made available on or through OLG.ca, and except as specifically included in this Agreement, OLG hereby disclaims all warranties regarding the foregoing, whether express, implied or statutory, including all implied warranties in respect of the same.

Prospective Players and Players acknowledge and agree that, by accepting the terms and conditions of this Agreement, they do not rely on, and shall have no remedy in respect of, any statement, representation, warranty or understanding of any person, other than those of OLG which are included in (or expressly incorporated by reference into) this Agreement. 18 CONTACTS 18.1 CONTACTING OLG

A Prospective Player or a Player may contact OLG’s¬†Player Support¬†at any time as follows:

‚ÄĘ by using real-time chat, available through¬†OLG.ca;

‚ÄĘ by e-mail, at playersupport@OLG.ca. OLG¬†will endeavour to respond to e-mails within one Business Day. If the e-mail address from which OLG receives a message does not correspond to the e-mail address that is included in the Player Contact Information that is associated with your Player Account, OLG will not provide any information relating to your Player Account when responding to your e-mail. In such circumstances, you may be requested or required to contact OLG by using real-time chat or by telephone;¬†or

‚ÄĘ by telephone,¬†1¬†(855)¬†978 7529

18.2 CONTACTING AGCO

OLG is regulated by the AGCO. A Prospective Player or a Player may contact the AGCO regarding any aspect of OLG.ca as follows:

Alcohol and Gaming Commission of Ontario

90 Sheppard Avenue East, Suite 200

Toronto, Ontario M2N 0A4

Tel: 1 (416) 326 8700 or 1 (800) 522 2876 (toll free in Ontario) 18.3 CONTACTING A PLAYER

OLG, or anyone acting on behalf of OLG, shall be entitled to contact a Player with respect to any matter contemplated in this Agreement by using any of the Player Contact Details¬†(including by way of email or telephone). OLG’s other communications with a Player or a Prospective Player will be subject to the terms and conditions of the¬†OLG Internet Gaming Privacy and Cookie Policy. 19 GENERAL PROVISIONS 19.1 FOR PURPOSES OF THIS AGREEMENT, UNLESS OTHERWISE STATED:

‚ÄĘ ‚Äú day‚Ä̬†means a day of the week commencing at 12:00:00 AM and ending at 11:59:59 PM;

‚ÄĘ ‚Äú week‚Ä̬†means the seven-day period commencing on Monday at 12:00:00 AM and ending on Sunday at 11:59:59 P.M.;

‚ÄĘ ‚Äú month‚Ä̬†means a calendar month;

‚ÄĘ all times are expressed in Eastern Time;

‚ÄĘ all monetary amounts are references to lawful currency of Canada (i.e., Canadian dollars); and

‚ÄĘ ‚Äú including‚Ä̬†is deemed to mean¬†‚Äú including without limitation‚Ä̬†and shall not be deemed limited by the specific enumeration of items;

‚ÄĘ words importing the singular shall include the plural and vice versa and words importing one gender shall include all genders¬†unless context otherwise requires;

19.2 THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE PROVINCE OF ONTARIO AND THE FEDERAL LAWS OF CANADA APPLICABLE THEREIN. 19.3 EACH PROVISION OF THIS AGREEMENT SHALL BE VALID AND ENFORCEABLE TO THE FULLEST EXTENT PERMITTED BY LAW. IF ANY PROVISION OF THIS AGREEMENT IS DECLARED INVALID, UNENFORCEABLE OR ILLEGAL BY A COURT OF COMPETENT JURISDICTION, SUCH PROVISION MAY BE SEVERED AND SUCH INVALIDITY, UNENFORCEABILITY OR ILLEGALITY SHALL NOT PREJUDICE OR AFFECT THE VALIDITY, ENFORCEABILITY AND LEGALITY OF THE REMAINING PROVISIONS OF THIS AGREEMENT.

POLICY EFFECTIVE DATE: June 28, 2022

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This website is for the use of adults in the Province of Ontario, Canada. Individuals must be 18 years of age or older to participate in lottery, charitable gaming and in-store sports betting, in Ontario. Individuals must be 19 years of age or older to visit casinos and slot facilities in Ontario, and to participate in online casino gaming and online sports betting, in Ontario.

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OLG | Ontario’s Online LOTTERY, CASINO & SPORTS 2022 Skip to main content

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Whether you’re on a break or relaxing at home, add a little excitement to your day with INSTANT Games!

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Spin your way to bonus games and crazy multipliers with Crazy Time!

Looking for a rewarding career and want to make a difference for Carmela Rentoul the province of Ontario?

Join Team OLG.

Gambling is supposed to be fun. If it’s not, ConnexOntario can help. Call 1-866-531-2600 or go to ConnexOntario.ca

This website is for the use of adults in the Province of Ontario, Canada. Lottery and charitable gaming products are only available to those persons 18 years of age and over, while casinos and slot facilities in Ontario are restricted to those persons 19 years of age and over. >

LOTTERY PROMOTIONS HEADLINE

1 INTRODUCTION

This¬†OLG.ca Player Agreement¬†‚Äď Terms and Conditions of Use¬†for¬†OLG.ca¬†contains the terms and conditions that govern the use of OLG’s¬†OLG.ca¬†online gaming¬†platform. By checking the¬†‚Äúaccept‚Äú¬†box,¬†an Intending Player,¬†Prospective Player,¬†or a Player is¬†confirming¬†that¬†they¬†understand and agree¬†to be bound by¬†the terms and conditions of this¬†Agreement. If¬†a Prospective Player, Intending Player,¬†or a Player does not¬†agree with any of the terms and conditions of this¬†Agreement,¬†the individual¬†(i)¬†is¬†not¬†permitted¬†to¬†register an account with¬†OLG.ca, and (ii)¬†if¬†the individual¬†already has¬†a Player Account (as defined in Section¬†2¬†below),¬†they are¬†not permitted¬†to¬†log into¬†their¬†Player Account¬†and¬†play any¬†Games¬†or purchase any products that are offered¬†on¬†or through¬†OLG.ca.

OLG reserves the right to revise this Agreement from time to time in such manner as OLG, in its sole discretion, determines to be appropriate. OLG will post a notice on OLG.ca advising Players when this Agreement has been revised, and Prospective Players (prior to registering an account with OLG.ca), Intending Players (prior to completion of the registration for a Player Account) and Players (prior to logging into their Player Account) will be required to acknowledge and agree to be bound by the revised terms and conditions from and after that date. Each Prospective Player, Intending Player, and Player is responsible for familiarizing themselves with all of the terms and conditions of this Agreement and ensuring that they understand and agree to be bound by them prior to registering an account with OLG.ca or logging-in to their Player Account.

In the case of a Prospective Player, Intending Player,¬†or a Player¬†breaching¬†or otherwise¬†failing¬†to comply with the terms and conditions of this Agreement,¬†OLG will have the right to exercise¬†any or all of¬†the remedies¬†described in this Agreement¬†or otherwise available to it at law or in equity. Those remedies may include, for example,¬†(i)‚ÄĮthe right¬†to terminate¬†a Prospective Player’s, Intending Player‚Äôs,¬†or a Player’s¬†eligibility to¬†register or maintain a Player Account,¬†(ii)‚ÄĮto¬†lock,¬†Suspend,¬†and/or¬†Deactivate¬†a¬†Player Account, and¬†(iii)‚ÄĮto retain any or all Unutilized Funds¬†(as defined in¬†Section‚ÄĮ2 below)¬†associated with a Player Account.

THIS IS AN IMPORTANT DOCUMENT THAT GIVES UP SOME OF YOUR LEGAL RIGHTS, PLEASE READ WITH CARE. THIS AGREEMENT CONTAINS LIMITATIONS OF LIABILITY INCLUDING LIMITING OLG’S LIABILITY TO YOU FOR NEGLIGENCE. 2 DEFINITIONS

The following terms have the respective meanings specified below, and grammatical variations of such terms have corresponding meanings:

‚Äú AGCO‚Ä̬†means the¬†Alcohol¬†and Gaming Commission of Ontario and the successors thereof;

‚Äú AGCO Standards‚ÄĚ means the¬†Registrar‚Äôs Standards for Gaming¬†and the¬†Registrar‚Äôs Standards for Gaming: Lottery Sector, as¬†prepared and issued by the Registrar of the AGCO, as amended or replaced from time to time;

‚Äú AGCO iGaming Standards‚ÄĚ means the¬†Registrar‚Äôs Standards for Internet Gaming;

‚Äú Agreement‚Ä̬†means this¬†Player Agreement¬†‚Äď Terms and Conditions of Use for¬†OLG.ca, as amended¬†or replaced¬†from time to time¬†by OLG;

‚Äú Bonus Funds‚Ä̬†means a notional¬†amount corresponding to Canadian dollars¬†that is loaded into a Player Account by OLG.¬†Bonus Funds,¬†subject to the applicable Bonus Funds Terms,¬†can be used by a Player to play¬†Pay-to-Play Games or Draw-Based¬†Lottery¬†Games Played¬†Online,¬†or both, without charge to the Player;

‚Äú Bonus Funds Terms‚Ä̬†has the meaning specified in Section‚ÄĮ8.1. Subject to Section‚ÄĮ3¬†of this Agreement, the Bonus Funds Terms are incorporated into and form part of this Agreement;

‚Äú Break‚Ä̬†has the meaning specified in¬†the Responsible Gambling and Self-Exclusion¬†Policy;

‚Äú Business Day‚Ä̬†means any day other than a Saturday, a Sunday, a statutory holiday in Ontario or any day on which banks are not open for business in Toronto, Ontario;

‚Äú Chargeback‚Ä̬†has the meaning specified in Section‚ÄĮ6.4;

‚Äú Closed Account‚Ä̬†means a Player Account that is described in¬†Section¬†11.1;

‚Äú Close‚Ä̬†or¬†‚Äú Closure‚Ä̬†means the act of a Player closing their Player Account¬†as described in Section¬†11.1;

‚Äú Deactivate‚Ä̬†or¬†‚Äú Deactivation‚Ä̬†means that a Player Account has been set to a Deactivated Account as described in Section¬†12.2;

‚Äú Deactivated Account‚ÄĚ has the meaning specified in Section¬†12.2;

‚ÄúDirect Pay‚ÄĚ means the online payment for the purchase of Draw-Based Lottery Games Played Online (subject to system availability), executed through the permitted payment card of the Player without the need to fund the Player Account, rather than through the use of Unutilized Funds and/or Bonus Funds.

‚Äú Dormant Account‚Ä̬†means¬†a Player Account that is described in Section‚ÄĮ10.2¬†but does not include the Player Account of a Self-Excluded Individual;

‚Äú Downtime‚Ä̬†has the meaning specified in Section‚ÄĮ15.2;

‚Äú Draw-Based¬†Lottery¬†Game Played Online‚Ä̬†means any of the games made available through¬†OLG.ca¬†from time to time¬†that: (i)‚ÄĮconstitutes a¬†‚Äúlottery scheme‚Ä̬†for purposes of the¬†Criminal Code¬†(Canada), (ii)‚ÄĮrequires the Player to¬†select a¬†set of numbers¬†or other play elements¬†(whether chosen by the Player¬†and/or¬†randomly generated), and (iii)‚ÄĮhas its outcome or result being determined by a draw, but does not include any Pay-to-Play Game or any Play-for-Free Game.

‚Äú Error‚Ä̬†has the meaning specified in Section‚ÄĮ15.1;

‚Äú Error Funds‚Ä̬†has the meaning specified in Section¬†15.1;

‚Äú Event‚Ä̬†has the meaning specified in the applicable Pay-To-Play Game Rules;

‚Äú Excluded Individual‚Ä̬†means¬†an¬†individual who¬†is¬†not permitted to¬†register an account with¬†OLG.ca¬†or, if¬†the¬†individual already has a Player Account, to maintain that Player Account¬†in an activated state, including:

‚ÄĘ an¬†individual who does¬†not satisfy all of the eligibility criteria that are described in Section‚ÄĮ4.1¬†of this Agreement;

‚ÄĘ an¬†individual who has¬†been excluded from¬†OLG.ca by court order or any applicable law or regulation or any rule or policy enacted pursuant thereto, including the AGCO Standards;

‚ÄĘ an individual who is prohibited from accessing a gaming site or playing lottery schemes under Standard 3.01 or Standard 3.01.1 of the AGCO iGaming Standards, or any other relevant provision of the AGCO iGaming Standards or AGCO Standards, from time to time;

‚ÄĘ an individual who has¬†registered for Self-Exclusion from a Casino (as defined in the AGCO¬†Standards), for the duration of the period of Self-Exclusion¬†(see¬†the Responsible Gambling and Self Exclusion Policy¬†for further information);

‚ÄĘ a Self-Excluded Individual;

‚ÄĘ an individual who is an employee of OLG or who, by contract or another arrangement with OLG, is prohibited from registering an account with¬†OLG.ca; and

‚ÄĘ an individual who is an employee of an¬†‚ÄúiGaming vendor‚Ä̬†or¬†‚Äúan iGaming entity‚Ä̬†(as such terms are defined in the OLG Rules Respecting iGaming Lottery Games¬†as¬†amended or replaced from time to time).

‚Äú FINTRAC‚Ä̬†means the¬†Financial Transactions and Reports Analysis Centre of Canada¬†and the successors thereof;

‚Äú Future Game Transaction‚Ä̬†has the meaning specified in Section¬†5.2;

‚Äú Games‚Ä̬†means, collectively, Draw-Based¬†Lottery¬†Games Played Online, Pay-to-Play Games and Play-for-Free Games;

‚Äú iGaming System‚Ä̬†means the system¬†that is¬†used by OLG¬†for the purpose of registering and administering Player Accounts, facilitating¬†the playing of Games by Players,¬†and paying¬†as;

‚Äú Inactive Account‚Ä̬†means¬†a Player Account that is described in Section‚ÄĮ10.1¬†but does not include the Player Account of a Self-Excluded Individual;

‚Äú Intending Player‚Ä̬†means an individual described in Section‚ÄĮ4.1;

‚Äú Lottery Game Rules‚Ä̬†means any terms, conditions, explanations, rules and procedures, including the prize structure, issued by OLG or the Interprovincial Lottery Corporation from time to time (in addition to this Agreement) which apply to¬†a¬†Draw-Based Lottery Game Played Online and¬†which are designated by OLG as Lottery Game Rules. Subject to¬†Section‚ÄĮ3, the Lottery Game Rules are incorporated into and form part of this Agreement;

‚Äú Mobile Applications‚Ä̬†means¬†any¬†application developed by¬†or on behalf of¬†OLG that Prospective Players and Players can install on their mobile device, such as mobile phone¬†or tablet,¬†and¬†through which¬†select¬†Games are made available to eligible Players from time to time;

‚Äú Multi-Factor Authentication‚ÄĚ has the meaning specified in Section 4.4.

‚Äú Time-based One-time Password‚ÄĚ has the meaning specified in Section 4.4.

‚Äú OLG‚Ä̬†means Ontario Lottery and Gaming Corporation¬†and the successors thereof;

‚Äú OLG.ca‚Ä̬†means OLG’s websites and Mobile Applications through which select Games are made available to eligible Players from time to time;

‚Äú OLG Internet Gaming Privacy and Cookie Policy‚Ä̬†means the OLG.ca¬†cookie and¬†privacy¬†policy, as amended or replaced by OLG from time to time. Subject to Section 3, the OLG Internet Gaming Privacy and Cookie Policy is incorporated into and forms part of this Agreement;

‚ÄúOLG IP Rights‚Ä̬†has the meaning specified in Section‚ÄĮ14.3;

‚ÄúPay-to-Play Game‚Ä̬†means any of the games or products made available through¬†OLG.ca¬†from time to time¬†that: (i)¬†constitutes a¬†‚Äúlottery scheme‚Ä̬†for purposes of the¬†Criminal Code¬†(Canada), (ii)¬†requires the Player to place a bet or make a wager as a condition to entering the game, and (iii)¬†affords the Player a chance to win a Prize but does¬†not¬†include any Draw-Based¬†Lottery¬†Game Played Online or any Play-for-Free Game. Examples¬†of Pay-to-Play Games include Sports Betting Games Played Online and casino style games such as roulette and slots;

‚ÄúPay-to-Play¬†Game¬†Rules‚Ä̬†means the terms, conditions, explanations, rules and procedures (for example, how a Prize is won, the value and odds of winning Prizes for an individual Pay-to-Play Game, the Prize tiers within a Pay-to-Play Game) issued by OLG from time to time (in addition to this Agreement) which apply to a particular Pay-to-Play Game¬†and which are¬†designated¬†by OLG as Pay-to-Play Game Rules. Subject to¬†Section‚ÄĮ3, the Pay-to-Play Game Rules are incorporated into and form part of this Agreement;

‚ÄúPlayer‚Ä̬†means an individual¬†(for certainty, other than an¬†individual who is or becomes an¬†Excluded Individual)¬†who has successfully registered a Player Account that has not been¬†Suspended,¬†Deactivated,¬†or¬†Closed;

‚ÄúPlayer Account‚Ä̬†means a Player’s account¬†of notional funds corresponding to Canadian dollars that is¬†maintained on the iGaming System, and also includes the Player’s registration information, deposit and withdrawal transaction history,¬†and¬†game-play information that the Player can access through¬†OLG.ca from time to time;

‚ÄúPlayer Contact Information‚Ä̬†means a Player’s contact information that is associated with a Player Account and stored in the iGaming System at the relevant time including, for example, the Player’s name, e-mail address, mailing address and telephone number;

‚ÄúPlayer-Initiated Transaction‚Ä̬†has the meaning specified in Section‚ÄĮ10.1;

‚ÄúPlay-for-Free Game‚Ä̬†means any of the free games made available through¬†OLG.ca from time to time that¬†contain¬†some¬†the features of¬†a¬†‚Äúlottery scheme‚Ä̬†for purposes of the¬†Criminal Code¬†(Canada) but¬†do¬†not¬†afford a chance to win a Prize¬†or require any payment to play;

‚ÄúPlayer Support‚Ä̬†means¬†OLG.ca’s¬†customer support services, which can be contacted in accordance with Section‚ÄĮ18.1;

‚ÄúPrize‚Ä̬†means a prize won by a Player from a Game in accordance with the applicable¬†Lottery¬†Game Rules¬†or Pay-to-Play Game Rules;

‚ÄúProspective Player‚Ä̬†means any individual who visits¬†OLG.ca but is not a Player;

‚ÄúResponsible Gambling and Self-Exclusion Policy‚Ä̬†means the OLG¬†responsible¬†gambling policy relating¬†specifically¬†to OLG.ca, as amended or replaced by OLG from time to time. Subject to Section‚ÄĮ3,¬†the Responsible Gambling and Self Exclusion Policy¬†is incorporated into and forms part of this Agreement;

‚ÄúSelf-Excluded Individual‚Ä̬†has the meaning specified in¬†the Responsible Gambling and Self-Exclusion Policy;

‚ÄúSelf-Exclusion‚Ä̬†has the meaning specified in¬†the Responsible Gambling and Self-Exclusion Policy;

‚ÄúSports Betting Games Played Online‚ÄĚ means Pay-to-Play Games made available through OLG‚Äôs online sports betting platform.

‚ÄúSuspended Account‚Ä̬†has the meaning specified in Section¬†12.1;

‚ÄúSuspend‚Ä̬†or ‚ÄúSuspension‚Ä̬†means that a Player Account has been set to a¬†Suspended¬†Account as described in Section¬†12.1;

‚ÄúUnutilized Funds‚Ä̬†means any¬†notional¬†funds¬†corresponding to Canadian dollars that are credited to a Player¬†Account, including¬†Prizes¬†but excluding Bonus Funds, that¬†have¬†not¬†been¬†used by the Player;¬†and

‚ÄúUsername and Password‚Ä̬†means a unique combination of identifiers created by a Player that is used by¬†a Player to identify¬†themselves¬†to the iGaming System each time the Player wants to access their Player Account. 3 ADDITIONAL DOCUMENTS COMPRISING PART OF THIS AGREEMENT

This Agreement incorporates by reference the terms, conditions, policies, statements and explanations of other documents, including:

‚ÄĘ the applicable Lottery Game Rules and Pay-to-Play Game Rules;

‚ÄĘ the Responsible Gambling and Self-Exclusion Policy;

‚ÄĘ the applicable Bonus Funds Terms;

‚ÄĘ OLG Internet Gaming Privacy and Cookie Policy;

‚ÄĘ any applicable website user agreement; and

‚ÄĘ any applicable mobile application user agreement.

In the event of any conflict or inconsistency between any provision of this Agreement and any of such other terms, conditions, policies, statements and explanations, the order of precedence shall be in descending order of clauses i. to vi. above, except that this Agreement, any applicable website user agreement and any applicable mobile application user agreement shall rank below the applicable Lottery Game Rules and Pay-to-Play Game Rules for such purpose. 4 REGISTRATION OF A PLAYER ACCOUNT 4.1 ELIGIBILITY TO REGISTER A PLAYER ACCOUNT

Only Players are allowed to play¬†Draw Based Lottery Games Played Online, Pay-to-Play Games through¬†OLG.ca. An individual who desires to become a Player¬†(an¬†‚ÄúIntending Player‚ÄĚ)¬†must satisfy the following criteria, as determined by OLG in its sole discretion:

‚ÄĘ the Intending Player must not already be a Player. A Player is only entitled to have one Player Account. The registration or attempted registration of more than one Player Account¬†will constitute a material breach of this Agreement;

‚ÄĘ the Intending Player must be at least 18 years of age. Only Players who are at least 19 years of age will be able to play Pay-to-Play¬†Games, Play-for-Free¬†Games. All Players¬†who are at least 18 years of age¬†are eligible to play Draw-Based Lottery Games Played Online;

‚ÄĘ the Intending Player must¬†reside¬†in Ontario;

‚ÄĘ the Intending Player must be physically located in the Province of Ontario¬†each time the Player plays any of the Games¬†(including¬†when signing up for Future Game Transactions);

‚ÄĘ the Intending Player must not be an¬†Excluded Individual;

‚ÄĘ the¬†Intending Player must be an individual who is acting on their own behalf. The Intending Player must not be acting for or on behalf of anyone other than¬†themselves, whether as an agent or otherwise; and

‚ÄĘ the Intending Player must submit true, complete and accurate information when providing registration information.

‚ÄĘ in the case of Sports Betting Games Played Online, the Intending Player must comply with the provisions of paragraphs 5(a), (b), (c) and (d) of Section 14.5 each time the Intending Player plays any of the Games.

An¬†Intending Player who does not satisfy all of the foregoing criteria is not eligible to register an account¬†with¬†OLG.ca¬†or to become a Player.¬†OLG, in its sole discretion,¬†may require additional information¬†or documentation¬†from an Intending Player¬†or Player¬†prior to completing the registration of a Player Account or at any time thereafter, including for the purposes of confirming a Player’s identity or other Player Contact Information and in order to investigate any other suspected breaches of this Agreement (including any suspected fraudulent¬†or dishonest¬†activity).¬†A failure of the Intending Player to satisfy any of the foregoing will constitute a material breach of this Agreement.

OLG will disclose an Intending Player’s registration information to¬†third-party¬†service providers for the purposes of¬†authenticating some or all of the registration information that has been provided¬†to OLG¬†by an Intending Player and¬†to¬†otherwise¬†confirm¬†that an Intending Player has satisfied the foregoing criteria and is eligible to register a Player Account. In addition, OLG may similarly disclose information in respect of a Player from time to time for the purposes of (i)‚ÄĮconfirming the Player’s continued eligibility to maintain a Player Account, (ii)‚ÄĮinvestigating any suspected breaches of this Agreement (including any suspected fraudulent or dishonest activity), and (iii)‚ÄĮexercising any of OLG’s other rights described in this Agreement¬†or in¬†any of the other documents incorporated in this Agreement by reference pursuant to Section‚ÄĮ3.

By providing any information¬†or documentation¬†to OLG, the Intending Player (or the Player, as the case may be) consents to the use and disclosure of such information by OLG for¬†any and all of¬†the purposes contemplated in this Agreement¬†or in¬†any of the other documents incorporated in this Agreement by reference pursuant to Section‚ÄĮ3. Please see¬†the¬†OLG Internet Gaming Privacy and Cookie Policy¬†for additional information regarding the collection, use, disclosure and storage of personal information by¬†OLG. 4.2 PLAYER ACCOUNT INFORMATION

Information that is submitted by an Intending Player¬†who is registering an account with¬†OLG.ca¬†must¬†be¬†true, accurate and complete¬†at the time it is provided to OLG¬†and such¬†information must remain true, accurate and complete¬†following the registration of a Player Account. If any of such registration information changes following the registration of a Player Account, it is the Player’s sole responsibility to ensure that the Player remains entitled to have a Player Account pursuant to the terms of this Agreement¬†and, if necessary,¬†to update the Player’s information in the Player Account¬†by going to the¬†‚ÄúMy Account‚Ä̬†or¬†‚ÄúAccount Information‚Ä̬†page.

OLG may, from time to time, disclose a Player’s registration information to¬†third-party¬†service providers for the purposes of confirming¬†that¬†the Player’s registration information remains true and accurate. In addition, OLG may, at any time in its sole discretion, request additional information¬†and documentation¬†from a Player for this purpose.

You consent that OLG, and its third-party service providers, can collect personal information as defined in the OLG Privacy and Cookie Policy. You consent that this information can be used, stored, retained, and disclosed outside of the Province of Ontario and Canada. This consent enables the following services to be provided: (i) verification of identity; (ii) payment processing; (iii) location verification; (iv) analytics; (v) customer relationship management and player support; (vi) email services; and (vii) technical support.

The failure¬†of a Player¬†to update¬†their¬†Player Account information in a timely manner will constitute a material breach of this Agreement by the Player. Following the registration of a Player Account, if OLG discovers that any of the registration information¬†associated with a¬†Player Account¬†which is then on file in the iGaming System¬†is not true or is no longer accurate or complete¬†(including, for example, because a Player’s circumstances¬†have¬†changed and the Player did not update their information that is associated with the Player Account), OLG may take all steps in relation to the Player or the Player Account¬†that¬†OLG¬†determines,¬†in its sole discretion, to be appropriate. For example, these steps may include¬†Suspending,¬†or¬†Deactivating the Player Account, investigating any security issues and, in the case of suspected or actual identity theft or fraud,¬†disclosing all relevant information to the appropriate law enforcement authorities¬†and other third parties that OLG determines to be appropriate (for example, the AGCO, OLG’s payment processors, and credit card issuers and brands). 4.3 REQUIRED DOCUMENTATION

OLG may require a Player to provide additional information and documentation if OLG, in its sole discretion, determines that the additional information or documentation is needed to comply with applicable laws or regulatory requirements, or if OLG considers the collection of such information or documentation to be necessary or advisable in order to prevent fraud or other illegal activity (whether suspected or actual) or to otherwise address a suspected or actual breach of the terms and conditions of this Agreement, or to confirm a Player’s identity or entitlement to receive¬†or withdraw¬†Unutilized Funds. Without limiting the generality of the foregoing, a Player will be required to provide to OLG such information and documentation as OLG may determine that it requires in order to comply with its FINTRAC reporting obligations. All such information that is provided to OLG will be stored in the iGaming System on servers located in the Province of Ontario. By providing such additional information or documentation to OLG, the Player will be deemed to represent and warrant to OLG that such information is true and accurate or that such documentation is a true, accurate and complete copy of the original. 4.4 PASSWORD¬†SECURITY

When registering for a Player Account, an Intending Player will be required to¬†create a Username and¬†Password. Following the registration of a Player Account, the¬†Player is solely responsible for maintaining the security and secrecy of the Player’s¬†Username and¬†Password, including related security or verification questions and answers. A Player is not permitted to disclose the¬†Username and¬†Password to any other individual¬†(including, without limitation,¬†other Players,¬†Prospective Players,¬†family members,¬†or minors),¬†and only the Player is permitted to use the¬†Username and¬†Password to¬†log into¬†the relevant Player Account. Without limiting the generality of the foregoing, a Player is not permitted to use their Username and Password for the purpose of giving any other individual access to the Player’s Player Account for any reason. All transactions¬†(for example, changes to registration information¬†and Player Contact Information, deposits,¬†withdrawals, Game play and lottery ticket purchases)¬†made through a Player Account following¬†the correct entry of a valid¬†Username and¬†Password will be deemed to have been made by the Player, and the Player will be solely responsible for all such transactions.

If a Player intentionally or unintentionally discloses¬†their Username and¬†Password to anyone else, or if the Player suspects that someone else might have discovered the Player’s¬†Username and Password¬†(whether or not such other person has used or attempted to use the Player’s¬†Username and¬†Password), the Player must immediately¬†change¬†their¬†password¬†on¬†OLG.ca and notify¬†Player¬†Support¬†regarding the compromise or possible compromise of the original¬†Username and¬†Password.

A Player can change their¬†password at any time by¬†going to the¬†‚ÄúMy Account‚ÄĚ or ‚ÄúAccount Information‚Ä̬†page.

A Player has the option of enabling Multi-Factor Authentication as an additional verification factor to access their Player Account along with the use of a Player‚Äôs Username and Password. ‚ÄúMulti-Factor Authentication‚ÄĚ is an authentication method that requires the Player to input a Time-based One-time Password provided by that third-party application in addition to their Username and Password, to confirm the Player‚Äôs identity when they attempt to sign-in to their Player Account. A ‚ÄúTime-based One-time Password‚ÄĚ is a temporary password generated by a third-party application that can only be used once and within a certain period of time before it becomes invalid, at which point the Player will be required to input a newly generated Time-based One-time Password.

A Player may download any third-party authenticator application to their mobile device or desktop from Google Play or Apple’s App store, including but not limited to Google Authenticator, Duo Mobile or Microsoft Authenticator. By choosing to download, access or use a third-party application, the Player accepts and agrees that there may be additional terms and conditions governing this application and it is the Player’s responsibility to determine whether to accept and agree to such third-party terms and conditions. OLG shall not be liable for any direct or indirect damages resulting from the download, access or use of the third-party application selected by the Player in accordance with Section 14.1 and 14.2 of this Agreement. 4.5 PLAYER ACCOUNTS

A Player can access the details of their Player Account through¬†the¬†OLG.ca¬†website¬†by¬†going to the¬†‚ÄúMy Account‚ÄĚ or ‚ÄúAccount¬†Information‚Ä̬†page¬†including, for example, to see the following information:

‚ÄĘ the Player’s registration information, including Player Contact Information;

‚ÄĘ the Player’s Username and Password, as well as related security questions and answers;

‚ÄĘ the¬†current¬†notional balance of the¬†Player Account;

‚ÄĘ the financial transaction history associated with the Player Account; and

‚ÄĘ the¬†game-play history associated with the Player Account.

If a Player discovers any inaccuracy or error in the information that is contained in their Player Account, or if the Player suspects that such an inaccuracy or error may exist, regardless of who is responsible for the inaccuracy or error, the Player is required to immediately contact Player Support.

OLG.ca is a lottery and gaming website meant for personal entertainment. A Player may only use their Player Account for these purposes. A Player may only use their Player Account for personal purposes. A Player is not permitted to use OLG.ca or any component thereof (including a Player Account) or any content included on OLG.ca for any business, commercial or public purpose or for any other purpose that OLG advises the Player from time to time is not permitted. Without limiting the generality if the foregoing, a Player may not, through chat or otherwise, display, provide or transmit any content that is deemed by OLG to be inappropriate (including by use of a nickname) or threaten bully or otherwise harass any other Player.

OLG may take all steps in relation to the Player or the Player Account that OLG determines, in its sole discretion, to be appropriate in respect of any hateful, discriminatory, sexist, violent, offensive or other inappropriate content. Without limiting the generality of the foregoing, OLG may, in its sole discretion, require that a nickname be changed, remove any content deemed to OLG to be non-compliant with the foregoing and/or Suspend or Deactivate the Player Account.

A Player Account is not the property of the Player and cannot be assigned or transferred to or shared with any other person by the Player for any purpose. 5 PLAYING BY WAY OF SUBSCRIPTION FOR FUTURE DRAWS 5.1 PLAYERS MAY PLAY CERTAIN DRAW-BASED LOTTERY GAMES PLAYED ONLINE BY WAY OF SUBSCRIPTION PROVIDED A PLAYER HAS UNUTILIZED FUNDS (OR, SUBJECT TO THE RELEVANT BONUS FUND TERMS, BONUS FUNDS) IN THEIR PLAYER ACCOUNT, OR BY DIRECT PAy SUBJECT TO SYSTEM AVAILABILITY, AND OTHERWISE COMPLIED WITH THE TERMS OF THIS SECTION 5 AND THE OLG RULES RESPECTING IGAMING LOTTERY GAMES. 5.2 OLG OFFERS TWO TYPES OF SUBSCRIPTION OPTIONS, AS FOLLOWS:

‚ÄĘ the¬†‚Äúconsecutive draw‚Ä̬†option, which provides a Player the option to¬†automatically purchase a ticket for a certain number of consecutive draws in a Draw-Based Lottery Game Played Online in accordance with the OLG¬†Rules Respecting iGaming Lottery Games. The¬†number of consecutive draws available varies from a minimum of two to the maximum number presented to the Player on OLG.ca; and

‚ÄĘ the¬†‚Äúnever miss a draw‚Ä̬†option, which provides a Player with the option to automatically purchase a ticket for an indefinite number of draws in a Draw-Based Lottery Game Played Online in accordance¬†with the OLG¬†Rules Respecting iGaming Lottery Games.

5.3 A TICKET PURCHASE TRANSACTION¬†BY A PLAYER¬†BY WAY OF SUBSCRIPTION¬†IN ACCORDANCE WITH¬†THIS SECTION¬†5.2¬†IS REFERRED TO AS A¬†‚Äú FUTURE GAME TRANSACTION‚ÄĚ.

‚ÄĘ A¬†Player¬†who engages in, or attempts to engage in, Future Game Transactions¬†is solely responsible¬†for continually¬†ensuring that:

‚ÄĘ their Player Account contains sufficient¬†Unutilized Funds¬†(or Bonus Funds, if applicable)¬†for¬†such Future Game Transaction; and

‚ÄĘ that the Player has completed the Future Game Transactions with adequate time (as determined by OLG) to allow OLG to process and record such transaction.

‚ÄĘ Without limiting the generality of the foregoing, such Player must, in addition to complying with all of the other terms and conditions of this Agreement which are then in effect:

‚ÄĘ ensure that¬†they have a¬†valid ticket for the applicable draw as evidenced by the purchase confirmation displayed within their Player Account; and

‚ÄĘ ensure the existence, completeness,¬†and accuracy of the information¬†displayed within their Player Account (including, without limitation all purchase confirmations);

all before such draw is held.

OLG does not undertake any obligation or responsibility for notifying a Player:

‚ÄĘ if¬†they do¬†not have a¬†‚Äúvalid ticket‚Ä̬†(as such term is defined in the OLG Rules Respecting iGaming Lottery Games) for any particular draw or draws; or

‚ÄĘ if¬†they¬†do or may have insufficient¬†Unutilized Funds¬†(or Bonus Funds, if applicable)¬†available to play a particular Game prior to rejecting the relevant transaction;

provided that the foregoing will not restrict OLG’s ability to so notify a Player. 6 DEPOSITS INTO PLAYER ACCOUNT¬†and direct pay 6.1 FUNDING A PLAYER ACCOUNT¬†and direct pay

In order to play Games (other than Play-for-Free Games) on OLG.ca, a Player is required to have a positive notional balance of funds in their Player Account. Notwithstanding the foregoing, a Player may purchase tickets for Draw-Based Lottery Games Played Online through Direct Pay on OLG.ca (subject to system availability). OLG will not extend credit to Players. If a Player Account or a permitted Direct Pay payment card does not have sufficient funds for a Game at the time that the bet, wager, or purchase is to be made, then the bet, wager or purchase will not be made and the Player’s entry into the Game will be rejected. A Player is solely responsible for ensuring that their Player Account or Direct Pay permitted payment card contains sufficient funds for a Game (including any Future Game Transaction), and OLG does not undertake any obligation or responsibility for notifying a Player if they do or may have insufficient funds available to play a particular Game prior to rejecting the relevant transaction (provided that the foregoing will not restrict OLG’s ability to so notify a Player).

In addition, subject to certain exceptions, any monetary Prizes from Games that are played through OLG.ca, including those Draw-Based Lottery Games Played Online funded through Direct Pay, will be loaded to the Player Account by means of a credit to the notional balance of such Player Account. The withdrawal of funds representing such Prizes from a Player Account will be subject to the terms and conditions of this Agreement. Instructions for claiming non-monetary Prizes will be provided to Players by OLG from time to time 6.2 MEANS OF DEPOSITING FUNDS and USING direct pay

A Player may: (i) fund their Player Account by depositing funds (in Canadian dollars only) with OLG; or (ii) complete a purchase for Draw-Based Lottery Games Played Online using Direct Pay, by means of:

‚ÄĘ a Visa or MasterCard credit card¬†issued in Canada by a¬†Canadian bank or financial institution, which the Player is¬†an¬†authorized¬†user, as defined by the Canadian bank or financial institution,¬†to use¬†the Visa or MasterCard credit card¬†for such purpose. Players¬†should be aware that some credit card issuers may treat the funding of a Player Account as a cash advance¬†and charge a fee for¬†each such¬†credit card transaction. Any cash advance fee or other fees relating to the use of a credit card are the¬†Player‚Äôs¬†sole responsibility;

‚ÄĘ a Visa Debit card issued in Canada by a Canadian bank or financial institution, which the Player is¬†an¬†authorized¬†user, as defined by the¬†Canadian bank or financial institution,¬†to use¬†the Visa Debit card¬†for such purpose; or

‚ÄĘ a Debit Mastercard issued in Canada by a Canadian bank or financial institution, which the Player is an authorized user, as defined by¬†the Canadian bank or financial institution, to use the Debit Mastercard for such purpose.

A¬†Player may also fund their Player Account by¬†depositing funds¬†(in Canadian dollars only)¬†with OLG by means of an Interac Online payment from a¬†Player‚Äôs¬†bank account that the Player is an authorized user, as defined by the bank, to access for such purpose. When Interac Online is selected as the payment option, a Player will be redirected to the online banking website for their bank. OLG will not collect online banking¬†login¬†or password information. A Player should familiarize¬†themselves¬†with the terms and conditions that govern the use of their bank or financial institution’s online banking website prior to using it to fund a Player Account, including whether the bank or financial institution will charge any fees relating to the use of Interac Online. All such fees are the Player’s sole responsibility.¬†Interac Online payments are not permitted for use in a purchase for Draw-Based Lottery Games Played Online using Direct Pay

A Player should familiarize¬†themselves¬†with the terms and conditions that govern the use of their¬†chosen¬†funding method¬†prior to using it to fund a Player Account or for Direct Pay. OLG or its payment processing service providers may store¬†Visa or Mastercard credit card,¬†Visa Debit¬†card, Debit MasterCard, or Interac Online (as applicable)¬†information on¬†servers located outside of Ontario, but within Canada.¬†In addition, OLG and its payment processing service providers may use and disclose aggregated¬†transaction information for various analytical purposes relating to their respective businesses (but not relating to a specific or identifiable Player). By using¬†a payment method listed in¬†6.2(a)¬†‚Äď6.2(c) or using Interac Online,¬†to fund a Player Account or for Direct Pay, the¬†Player expressly consents to OLG or its payment processing service providers, or both, storing¬†such transaction¬†information located on servers¬†located outside of Ontario, but within Canada¬†and using and disclosing aggregated transaction information for the purposes described in this paragraph.

No other means of funding the notional balance of a Player Account are permitted as of the date of this Agreement.

The merchant associated with any deposit transaction will be¬†‚ÄúOntario Lottery and Gaming Corporation‚ÄĚ.

Each time a Player uses a credit card, Visa Debit card, Debit Mastercard or Interac Online to make a deposit with OLG for purposes of funding the notional balance of a Player Account or for Direct Pay, they will be deemed to represent and warrant to OLG that the Player has all necessary rights and authority to use such credit card or the funds in the relevant bank account for such purposes, including in circumstances in which the credit card or bank account is jointly held with one or more other persons or is held by a person other than the Player.

OLG will hold a Player’s monies that are deposited with OLG for purposes of funding¬†the notional balance of¬†a Player Account in a bank account or escrow account as trustee for the Player (not as¬†banker or debtor). Notwithstanding anything to the contrary contained in this Agreement, OLG will deal with a Player’s money that has been deposited with OLG as a trustee, and nothing contained herein shall create or give rise to any obligation on the part of OLG to repay any money to the Player as the Player’s debtor. For the avoidance of doubt, a Player Account is not a bank account and, therefore, is not insured, guaranteed, sponsored or otherwise protected by any deposit or banking insurance system. Funds deposited with OLG for purposes of funding¬†the notional balance of¬†a Player Account, and monetary Prizes that are¬†credited to¬†a Player Account,¬†will not accrue interest¬†for the benefit of¬†the Player, and the Player shall not be entitled to claim any interest from OLG¬†in respect of any such funds.

In the event that any amount becomes owing to OLG by the Player under or in accordance with the terms of this Agreement, OLG shall have the right to deduct such amounts from the Player’s Unutilized Funds and to adjust the notional balance of funds in the Player Account accordingly without the requirement for¬†any advance or¬†further notice to be provided to the Player¬†by OLG. 6.3 DEPOSIT¬†and Direct Pay LIMITS And limitations

In addition to any deposit limits established by a Player, OLG¬†(in its sole discretion)¬†may¬†restrict¬†a Player’s ability to fund¬†the notional balance of¬†a Player Account or engage in Direct Pay, including but not limited to by

‚ÄĘ establishing minimum and maximum amounts of funds that¬†may¬†be deposited¬†by a Player¬†with OLG for the purpose of funding¬†the notional balance of¬†a Player Account, on a transaction-by-transaction basis or during one or more time periods. As of the date of this Agreement,¬†the minimum deposit amount¬†for a single deposit by a Player cannot be less than $15.00 and cannot exceed $999,999.00;

‚ÄĘ limiting the number of different credit cards that a Player can use to fund a Player Account or make a purchase using Direct Pay. In addition, a¬†particular¬†credit card may not be registered with more than one Player Account

‚ÄĘ restricting a Player’s ability to change deposit methods during specified periods of time;

‚ÄĘ restricting a Player’s ability to change¬†certain credit card information¬†or otherwise impose conditions prior to changing credit card information¬†(for example, requiring that the Player contact¬†Player¬†Support);

‚ÄĘ changing acceptable methods of payment; or

‚ÄĘ limiting the number of deposits that a Player can make for the purpose of funding the notional balance of a Player Account. As of the date of this Agreement, a Player cannot make more than ten (10) such deposits.

Subject to the deposit limits set by OLG pursuant to this Section 6.3, a Player has the option to set, change or remove deposit limits for their Player Account applicable to the periods of time and in the manner contemplated in the Responsible Gambling and Self-Exclusion Policy 6.4 CHARGEBACKS

A¬†‚Äú Chargeback‚Ä̬†occurs¬†for the purposes of this Agreement¬†when a credit¬†or debit¬†cardholder contacts¬†the bank or other financial institution that issued the¬†card¬†to initiate a refund for a¬†payment transaction that was¬†made¬†using¬†the¬†card¬†or the account associated with the card, and the bank or financial institution requests that¬†OLG return¬†the relevant funds.

If a Player funds the notional balance of their Player Account or completes a purchase using Direct Pay and thereafter a Chargeback occurs in respect of all or part of the transaction, OLG (or any of its third-party service providers) may take any or all of the following actions, in each case as OLG, in its sole discretion, determines to be appropriate:

‚ÄĘ Suspend¬†the Player¬†Account¬†pending resolution of any dispute relating to the Chargeback¬†in accordance with Section¬†12.1;

‚ÄĘ request that the Player contact¬†Player Support¬†to explain the¬†circumstances of the Chargeback;

‚ÄĘ debit the¬†Unutilized Funds in the¬†Player Account with the amount of the Chargeback. If that debit results in a negative balance¬†of Unutilized Funds¬†in the Player Account,¬†the amount of the negative balance will constitute a debt owed by the Player to OLG, and¬†OLG reserves the right to recover¬†such amount from the Player;

‚ÄĘ Deactivate the Player Account and exclude the Player from playing Games on¬†OLG.ca¬†(i.e., deem the individual to thereafter be an Excluded Individual);¬†or

‚ÄĘ initiate a dispute resolution process with the relevant bank or financial institution, which may include OLG providing evidence relating to the deposit transaction and/or Chargeback to a payment processing service provider and/or a bank or financial institution.

7 WITHDRAWALS FROM A PLAYER ACCOUNT 7.1 METHODS OF WITHDRAWING UNUTILIZED FUNDS

Subject to certain exceptions, withdrawals of Unutilized Funds from a Player Account will be processed by means of an electronic bank transfer (in Canadian dollars only) to a bank account that is registered by the Player and which OLG has verified and approved, to its satisfaction, is held by the Player at a bank or other financial institution acceptable to OLG in Canada. A Player is not permitted to designate a bank account for such purposes that is not held by the Player (alone or together with other persons).

The Player acknowledges and agrees that:

‚ÄĘ OLG¬†will¬†require the Player to submit documentation¬†(by electronic upload via¬†OLG.ca or as OLG may otherwise instruct)¬†that, in OLG’s sole determination, evidences the Player’s authority over the bank account that is to be registered. For example, OLG may require a copy of a void cheque or a bank account statement, in either case which includes the Player’s name,¬†civic¬†address¬†and the bank account number, all of which must match the information associated with the Player Account¬†that is stored in OLG’s iGaming System;

‚ÄĘ by submitting such documentation to OLG, the Player will be deemed to represent and warrant to OLG that such documentation is a true, accurate and complete copy of the original;¬†and

‚ÄĘ if¬†the Player registers a bank account that is held jointly with one or more other persons, withdrawals¬†of Unutilized Funds¬†from their Player Account will be paid into such joint account and, therefore, may be accessed¬†by the other account holders.

A Player will not be entitled to specify any other payment method or currency of payment for a withdrawal. For example, a Player will not be able to withdraw Unutilized Funds to a credit card even if the Player used a credit card to deposit funds with OLG for purposes of funding the notional balance of their Player Account. OLG, in its sole discretion, may from time to time return Unutilized Funds to a Player by other appropriate means. 7.2 WITHDRAWAL LIMITS AND LIMITATIONS

Subject to the terms and conditions of this Agreement, a Player may withdraw Unutilized Funds from their Player Account up to the then-current balance of Unutilized Funds.

A Player will not be entitled to withdraw Unutilized Funds from a Player Account through OLG.ca at any time that a Player Account is Suspended unless OLG, in its sole discretion, determines that the withdrawal (in whole or in part) will be permitted. If a Player Account is Suspended and the Player wants to make a withdrawal of Unutilized Funds, the Player must contact Player Support.

OLG may from time to time specify minimum and maximum withdrawal amounts applicable to Player Accounts. As of the date of this Agreement, the minimum amount of a single withdrawal of Unutilized Funds by a Player is $2, and there is no maximum amount of a single withdrawal of Unutilized Funds by a Player. If a Player wishes to withdraw less than the specified minimum amount, the Player must contact Player Support.

OLG may from time to time limit the number of withdrawals of Unutilized Funds by a Player that a Player can make during a specified period of time. As of the date of this Agreement, a Player is permitted to make only one withdrawal of Unutilized Funds per day. 7.3 WITHDRAWAL CANCELLATIONS

OLG may, in its discretion, refuse a withdrawal request if OLG suspects such withdrawal is made in breach of this Agreement (whether or not such violation is a Material Breach). OLG will make reasonable efforts to promptly notify the Player of such refusal via the Player Contact Information associated with the Player Account.

A Player may cancel their withdrawal request through their Player Account. Provided such cancellation has not been processed by OLG, the relevant funds will be returned to the Unutilized Funds in the Player Account. 7.4 WITHDRAWAL PROCESSING TIMES

Following¬†a Player’s request to withdraw¬†Unutilized Funds from their Player Account and the satisfaction of all other terms and conditions for a withdrawal (including providing any required information or documentation to OLG),¬†in most circumstances¬†OLG will¬†be able to¬†process the¬†withdrawal¬†within¬†three¬†Business Days. In some circumstances, a longer period of time for processing a withdrawal may be required. OLG will not be required to notify the Player of any delay associated with the processing of a withdrawal of Unutilized Funds or the reason for such delay unless additional information or documentation is required to be provided by the Player. 8 BONUS¬†FUNDS TERMS 8.1¬†BONUS FUNDS

From time to time, OLG may, in its sole discretion, whether for promotional purposes or otherwise, offer to upload Bonus Funds into a Player Account, subject to the Player (in their discretion) accepting the offer of the Bonus Funds. Bonus Funds have a notional monetary value only, so they are not Unutilized Funds at the time they are awarded. A Player is not entitled to receive Bonus Funds unless OLG, in its sole discretion, determines that Bonus Funds should be offered to a particular Player. A Player will not be obligated to accept Bonus Funds. A Player can forfeit Bonus Funds at any time by contacting Player Support.

OLG will have the right to determine the qualification criteria for all promotions and awarding of Bonus Funds. The criteria will be¬†specified in the terms and conditions¬†that OLG determines are applicable to any specific Bonus Funds, and any use of such Bonus Funds must comply with the¬†applicable terms and conditions relating thereto (the¬†‚Äú Bonus Funds Terms‚ÄĚ). All Bonus Funds Terms will be deemed to be incorporated by reference in this Agreement, and in the event of any inconsistency between the Bonus Funds Terms and the terms and conditions of this Agreement, the¬†Bonus Funds Terms shall govern¬†to the extent of the inconsistency.

The awarding and availability of Bonus Funds are in OLG’s sole discretion. The use of Bonus Funds¬†may¬†be limited to specific Games and specific periods of time, and¬†Bonus Funds may¬†expire and be cancelled if they are not used prior to a specified date or time. The applicable Bonus Funds Terms should be consulted. In addition,¬†OLG may¬†cancel¬†Bonus Funds that have been uploaded into a Player Account at any time in its sole discretion. 8.2 USING BONUS FUNDS

If a Player who wants to play Games (other than Play-for-Free Games, Sports Betting Games Played Online and Draw Based Lottery Games Played Online) has both Bonus Funds and Unutilized Funds in their Player Account (regardless of whether the awarding of the Bonus Funds preceded or followed the credit of notional funds to the balance of the Player Account, whether resulting from a deposit of funds with OLG by the Player or the winning of a Prize by the Player), the Unutilized Funds will be used first to play the eligible Games until all of the Unutilized Funds have been utilized, following which time the Bonus Funds will be used. Winnings from wagers placed with Bonus Funds are added to the Bonus Funds balance.

If a Player chooses to pay for Draw-Based Lottery Games Played Online using Direct Pay they are not permitted to use Unutilized Funds nor Bonus Funds to pay for any portion of the total purchase value; the entire purchase must be made using Direct Pay. If a Player wishes to use Unutilized Funds and/or Bonus Funds in their Player Account to pay for any portion of any purchase, the Player must pay for the entirety of the purchase with Unutilized Funds and/or Bonus Funds in accordance with this Agreement.

For Draw-Based Lottery Games Played Online and Sports Betting Games Played Online, Bonus Funds will be used in accordance with the applicable Bonus Fund Terms. Pursuant to such terms, a Player may be required and/or permitted to use Bonus Funds for the purchase of Draw-Based Lottery Games Played Online and Sports Betting Games Played Online, as applicable, prior to Unutilized Funds being utilized.

The Bonus Funds Terms may contemplate that certain Bonus Funds will become Unutilized Funds only after certain wagering requirements have been satisfied. A Player should review the applicable Bonus Funds Terms prior to accepting an offer of Bonus Funds. If a Player does not accept the applicable Bonus Funds Terms in their entirety, then the Player must not accept the relevant Bonus Funds or opt-out of the promotion in accordance with such Bonus Fund Terms. 9 ADVERTISING 9.1 PUBLISHING WINNER INFORMATION

OLG may publish the winner‚Äôs name, town/city,¬†Prize amount, game name,¬†‚Äúinsider‚Ä̬†status,¬†draw date¬†and paid date¬†on OLG‚Äôs web site (OLG.ca). 10 INACTIVE AND DORMANT ACCOUNTS 10.1 INACTIVE ACCOUNTS

A Player Account will become an Inactive Account if there has not been a successful Player-Initiated Transaction for a period of 12-consecutive months, unless the Player Account is for a¬†Self-Excluded Individual. For this purpose, a¬†‚Äú Player-Initiated Transaction‚Ä̬†means (i)‚ÄĮa deposit of funds by the Player for the purpose of funding the Player Account, (ii)‚ÄĮa withdrawal of Unutilized Funds from the Player Account, or (iii)‚ÄĮa bet, wager or purchase of a Draw-Based Lottery Game Played Online or a Pay-to-Play Game, including a Future Game Transaction that has not expired or been suspended due to insufficiency of Unutilized Funds or for any other reason.¬†For the avoidance of doubt, a Play-for-Free Game is not considered a Player-Initiated Transaction. If the Future Game Transaction associated with such a Player Account expires or is suspended or cancelled for any reason, the foregoing 12-month period will be calculated beginning on the day that the last Future Game Transaction is processed from the Player Account, being the last Player-Initiated Transaction.

A Player Account that has become an Inactive Account will cease to be an Inactive Account following the successful completion of a Player-Initiated Transaction.

An Inactive Account will be subject to the following monthly service fees (‚Äú Inactive Account Fees‚ÄĚ),¬†the amount of which OLG will be entitled to withdraw from the Unutilized Funds associated with the Player Account at the end of each month (or at any time thereafter) without the requirement for any advance or further notice to the Player:

‚ÄĘ during each of the first 12 months that the Player Account is an Inactive Account, a monthly service fee of $2 per month (or if the balance of the Player Account is less than $2, then that balance);

‚ÄĘ during each of the next six months that the Player Account is an Inactive Account, a monthly service fee of $10 per month (or if the balance of the Player Account is less than $10, then that balance); and

‚ÄĘ during each of the next six months that the Player Account is an Inactive Account, a monthly service fee of $25 per month (or if the balance of the Player Account is less than $25, then that balance).

The maximum amount of Inactive Account Fees that OLG will be entitled to receive from a Player under this Agreement is equal to the lesser of (i)‚ÄĮ$234 and (ii)‚ÄĮthe amount of the Unutilized Funds associated with the Inactive Account. 10.2 DORMANT ACCOUNTS

An Inactive Account will become a Dormant Account if the Player does not successfully complete a Player-Initiated Transaction within the 24-month period immediately following the date on which the Player Account becomes an Inactive Account (i.e., the Player has not successfully completed a Player-Initiated Transaction for 36 consecutive months). When a Player Account becomes a Dormant Account, the Player Account will be initially Suspended by OLG and subsequently Deactivated. Once the Player Account is a Dormant Account the Player will not be able to log into or use the Player Account. Subject to the minimum withdrawal requirements in Section 7.2 and documentation requirements in Section 4.3, OLG will deposit an amount equal to the Unutilized Funds as at such date into the bank account that is associated with the Player Account, the details of which are stored by OLG on the iGaming System. In the event that no bank account is associated with the Player Account, or if OLG is not able to successfully deposit the Unutilized Funds in such bank account (for example, because the bank account has been closed or because OLG requires additional information in order to confirm that the bank account belongs to the Player), OLG will use its reasonable efforts to contact the Player using the Player Contact Information to advise as to the status of the Player Account and the balance of Unutilized Funds. If OLG is unable to contact the Player, the Player Account will be Deactivated. If OLG is unable to contact the player within 24-months of the Player Account becoming a Dormant Account, Unutilized Funds may be forfeited to OLG. 10.3 REACTIVATION OF A DORMANT PLAYER ACCOUNT

OLG will retain information relating to a Dormant Account in the iGaming System in accordance with its record retention policies. If a Player Account has become a Dormant Account and is locked, the Player may thereafter contact Player Support to request the reactivation of the Player Account. If a Dormant Account is reactivated, it will have the same account details as those which existed as of the date the Player Account became a Dormant Account. In the event that any of the relevant information has changed (for example, the Player Contact Information), the Player will be solely responsible for updating such information and complying with the terms and conditions of this Agreement which are then in effect. 11 PLAYER’S CLOSURE OF ACCOUNTS 11.1 CLOSURE OF A PLAYER ACCOUNT BY THE PLAYER

A Player may¬†close¬†their Player Account¬†at any time by¬†contacting Player Support¬†(‚Äú Closed Account‚ÄĚ). If a Player is no longer eligible to have a Player Account (for example, if the Player¬†will be relocating to a jurisdiction outside of the Province of Ontario, or if the Player becomes an¬†Excluded Individual), the Player is required to¬†Close¬†their Player Account.

Upon Closure of a Player Account, the Player Account will no longer be accessible by the Player until such time as the Player has contacted Player Support to request a re-opening of the Player Account and OLG has approved of such re-opening. All Future Game Transactions associated with the Closed Player Account that have not been completed by the time of Closure will be cancelled.

Notwithstanding the Closure of the account, OLG will retain a Player’s information in accordance with its record retention policies. For more information on how OLG retains a Player’s personal information, see the OLG Internet Gaming Privacy and Cookie Policy

Subject to the minimum withdrawal requirements in Section¬†7.2¬†and documentation requirements in Section¬†4.3, if¬†a Player¬†Closes¬†their¬†Player Account and Unutilized Funds remain in the Player Account at that time, OLG will¬†return¬†the Unutilized Funds to the Player’s bank account¬†that is associated with the Player Account, the details of which are stored by OLG on the iGaming System. In the event that no bank account is associated with the Player Account, or if OLG is not able to successfully deposit the Unutilized Funds in such bank account (for example, because the bank account has been closed or because OLG requires additional information in order to confirm¬†that the bank account belongs to the Player), OLG will use reasonable efforts to contact the Player using the¬†Player Contact Information to advise as to the status of the Player Account and the balance of Unutilized Funds. 12 DEACTIVATION¬†OR SUSPENSION¬†OF A PLAYER ACCOUNT IN OLG’S DISCRETION 12.1 SUSPENSION OF A PLAYER ACCOUNT

OLG shall have the right to¬†suspend¬†a Player Account at any time in its sole discretion¬†(a¬†‚Äú Suspended Account‚ÄĚ).¬†Without limiting the foregoing, and by way of example only, OLG may¬†Suspend a Player‚Äôs access to their Player Account if it suspects that the Player has improperly initiated a Chargeback or has committed any breach of this Player Agreement, applicable law, Lottery Game Rules, and/or the Pay-to-Play Game Rules.

While a Player Account is Suspended:

‚ÄĘ a Player will be unable to¬†login¬†or access their Player Account;

‚ÄĘ a Player will be unable to withdraw any Unutilized Funds unless OLG, in its sole discretion, determines otherwise;

‚ÄĘ all Future Game Transactions associated with the¬†Suspended Player Account will be suspended and/or cancelled (i.e. no purchase or other financial transaction in respect thereof that has not been completed at the time the Player Account is¬†Suspended will be completed);¬†and

‚ÄĘ a Player may be required to cooperate with any investigations conducted by OLG into the Player‚Äôs conduct prior to the¬†Suspension being lifted (including provisions of additional documentation or information as requested by OLG).¬†Failure to cooperate with¬†this subsection¬†12.1(d)¬†shall be deemed a Material Breach of this Agreement.

If, during the Suspension, OLG determines that the Player has committed a Material Breach of this Agreement, it may Deactivate the Player Account in accordance with Section 12.2. 12.2 DEACTIVATION OF PLAYER ACCOUNTs

OLG shall have the right to¬†deactivate a Player Account at any time in¬†its sole discretion¬†(a¬†‚Äú Deactivated Account‚ÄĚ).

If OLG Deactivates a Player Account, OLG will deposit an amount equal to the Unutilized Funds as at such date into the bank account that is associated with the Player Account (subject to the minimum withdrawal requirements detailed in Section 7.2 and additional documentation requirements in Section 4.3), the details of which are stored by OLG on the iGaming System. In the event that no bank account is associated with the Player Account, or if OLG is not able to successfully deposit the Unutilized Funds in such bank account (for example, because the bank account has been closed or because OLG requires additional information in order to confirm that the bank account belongs to the Player), OLG will use its reasonable efforts to contact the Player using the Player Contact Information. If OLG is unable to contact the Player, then OLG will retain the Unutilized Funds until OLG receives proper instructions relating to the disposition of such funds from the Player or their legal representative.

Notwithstanding the foregoing, if OLG Deactivates a Player Account as a result of the occurrence of a Material Breach by the Player under this Agreement, OLG (in its sole discretion) shall be entitled to treat any or all of the Unutilized Funds as forfeited by the Player, in which case the Player will not be entitled to have the Unutilized Funds returned. 13 EFFECT OF DEACTIVATION OR CLOSURE OF A PLAYER ACCOUNT

Without limiting the foregoing, when a Player Account is a Closed Account or a Deactivated Account:

‚ÄĘ Any scheduled wagers, bets or purchases (including for Future Game Transactions) that have not been completed prior to the¬†Closure¬†or¬†Deactivation¬†will be cancelled;

‚ÄĘ the Player will not be entitled to receive any offers for new Bonus Funds, and any existing Bonus Funds associated with the Player Account will be cancelled and the Player will not be entitled to receive any compensation in respect of the cancelled Bonus Funds; and

‚ÄĘ this Agreement will terminate, except for those provisions which by their nature are intended to survive the termination of this Agreement.

14 ACCESSING AND USING OLG.CA 14.1 SUPPLY AND MAINTENANCE OF PLAYER EQUIPMENT AND SERVICES

Prospective Players, Intending Players,¬†and Players are solely responsible for¬†supplying and maintaining¬†all equipment, technology and services that they require to access and use¬†OLG.ca. The performance or operation of¬†OLG.ca or any¬†website¬†or¬†Mobile¬†Applications¬†that OLG may make available to Players from time to time¬†may be affected by a Player’s computer equipment,¬†mobile device,¬†Internet connection or other factors¬†that are¬†outside of¬†OLG’s¬†control. In some cases, a Prospective Player, Intending Player,¬†or a Player may not be able to access or use some or all of the components¬†or¬†functionality of¬†OLG.ca as a result of deficiencies in their own equipment¬†or¬†technology¬†or¬†the¬†service¬†providers retained by them. For example, a slow Internet connection could adversely impact the performance or operation of¬†OLG.ca, or¬†an outdated¬†web browser or¬†the settings on a¬†Player’s¬†computer could cause some or all of the content of¬†OLG.ca to display incorrectly¬†or to fail to display.

OLG makes no representation or warranty of any kind regarding the compatibility, functionality, performance or operation of¬†OLG.ca or any component thereof on any¬†Intending Player,¬†Prospective Player or Player’s computer or other¬†devices¬†used to¬†access¬†OLG.ca.

Players may require additional third-party services to access OLG.ca (e.g., internet service provider agreement; mobile carrier agreement; email account; text messaging service (SMS)) or to access their Player Account using Multi-Factor Authentication. The Player is solely accountable for any agreements and charges related to these third-party services. A Player should familiarize themselves with the terms and conditions that govern any such services prior to using them to access OLG.ca. 14.2 THIRD-PARTY CONTENT; joint games

In order to access or use certain components of OLG.ca, it may be necessary for a Prospective Player or a Player to download software (for example, certain casino games may require a flash player or an up-to-date web browser; and the use of Multi-Factor Authentication requires the Player to download a third-party application that will generate a Time-based One-time Password.)

Certain third-party product providers may require the Prospective Player or the Player to accept and agree to additional terms and conditions governing the use of their products. It is the sole responsibility of the Prospective Player or the Player to determine whether they accept and agree to any such third-party terms and conditions, and if the Prospective Player or the Player does not accept and agree to them, such third-party product should not be used.

OLG shall not be liable for any¬†direct or indirect¬†damage¬†to, or loss of data from,¬†a Prospective Player’s or a Player’s equipment¬†that¬†may arise from or as a result of the access or use of¬†OLG.ca or any content, software or applications made available by or on behalf of OLG through¬†OLG.ca.

Some Pay-to-Play Games may be offered jointly and networked with one or more other Canadian lottery jurisdictions. Players playing such Games could face opponents from within Ontario as well as opponents located elsewhere in Canada. 14.3 OLG’S INTELLECTUAL PROPERTY RIGHTS

OLG is the owner or licensee of all of the copyright, trademarks and other intellectual property rights in, to and in respect of¬†OLG.ca and the iGaming System, including the content of the foregoing, the¬†Games¬†and any written communications that are sent to Prospective Players or Players¬†by¬†or on behalf of OLG (collectively,¬†‚Äú OLG IP Rights‚ÄĚ). No Prospective Player or Player shall be deemed to be granted or to receive any rights in or to any of the OLG IP¬†Rights except to the extent specifically contemplated in, and subject to the terms and conditions of,¬†this Agreement. 14.4 VIRUSES, HACKING AND OTHER OFFENCES

The access or use of OLG.ca other than in accordance with the terms and conditions of this Agreement is strictly prohibited.

A Prospective Player or a Player shall not:

‚ÄĘ knowingly or negligently introduce, or permit the introduction of, any virus, trojan, worm, logic bomb or other material that is or would reasonably be expected to be malicious or technologically harmful to¬†OLG.ca, the iGaming System, any Game¬†or any component¬†of any of the foregoing;

‚ÄĘ access or attempt to gain access to¬†OLG.ca, the iGaming System, any Game¬†or any component¬†of any of the foregoing¬†that¬†they are¬†not entitled to access, including the¬†servers on which¬†OLG.ca,¬†the iGaming System¬†or any Game¬†is stored or any server, computer or database connected to¬†OLG.ca,¬†the¬†iGaming System¬†or any Game. The foregoing restriction includes any attempt to bypass any security mechanisms included in¬†OLG.ca,¬†the iGaming System¬†or any Game, including those which are intended to protect the security of Player’s personal information;

‚ÄĘ use any software program which, in OLG’s sole determination, is endowed with artificial intelligence (i.e., robots) in connection with the Player’s participation in a¬†Game;

‚ÄĘ attack, whether alone or in combination with others,¬†OLG.ca by means of a denial-of-service attack or a distributed denial-of-service attack;

‚ÄĘ translate, reverse engineer, decompile, disassemble, modify, create derivative works based on, or otherwise modify¬†or make any attempt to discover the source code of¬†any software¬†(or any part thereof)¬†that is downloaded through or in connection with the access or use of¬†OLG.ca;

‚ÄĘ copy, disclose (including, for example, by posting on any¬†social media,¬†blog, message board or other public forum), transmit or otherwise make available,¬†or remove or alter,¬†any of the content or material that is made available on or through¬†OLG.ca; or

‚ÄĘ remove, obscure or alter¬†any notice of any OLG IP Right (including any designation of copyright or trademark) contained in any content or material that is made available on or through¬†OLG.ca.

A failure to comply with this Section‚ÄĮ14.4¬†will constitute a material breach of this Agreement by the Prospective Player or the Player. In the event that¬†any action that is prohibited by this Section‚ÄĮ14.4¬†occurs, OLG (in its sole discretion)¬†may deem it to be an Error for the purposes of this Agreement, and, in addition to this Section‚ÄĮ14.4, Section‚ÄĮ15.1¬†shall also apply in respect thereof. 14.5 COLLUSION, CHEATING, FRAUD AND CRIMINAL ACTIVITY

Each Player is prohibited from engaging in, and is required to immediately notify OLG upon becoming aware that another Player is or may be engaging in, any form of collusion, cheating, fraud or criminal activity or otherwise exploiting an unfair advantage involving any Game or other component of OLG.ca, including in connection with the registration of a Player Account, the deposit of funds with OLG to the credit of the notional balance of a Player Account, making a bet, wager or purchase of a Game, or the withdrawal of Unutilized Funds.

For the purposes of this Agreement, as examples only:

‚ÄĘ fraud includes the unauthorized use of a credit card as a source of funds to be deposited to the credit of a Player Account or to initiate a purchase using Direct Pay;

‚ÄĘ criminal activity includes money laundering;

‚ÄĘ an unfair advantage includes¬†the use of any software that could provide a Player with an unfair advantage¬†(including, by way of example only,¬†‚Äúbots‚ÄĚ,¬†artificial intelligence, machine learning software,¬†malicious code,¬†opponent profiling software, automatic betting software, viruses, worms, or malware);¬†and

‚ÄĘ an unfair advantage includes the exploitation of a fault, loophole or error in any software that is used in connection with the operation of¬†OLG.ca (including any Game) or the exploitation of any¬†Error; and

‚ÄĘ in the case of Sports Betting Games Played Online, collusion includes any of the following:

‚ÄĘ having access to non-public/exclusive information related to an Event, or having the potential to impact the outcome of an Event or bet type, in respect of any Event overseen by the relevant Event governing body;

‚ÄĘ having sufficient authority to influence the outcome of an Event (including, without limitation, athletes, coaches, managers and owners), in respect of any Event overseen by the relevant Event governing body;

‚ÄĘ being an owner of an Event governing body or an Event member team, in respect of any Event overseen by that governing body or any event in which a member team of that governing body participates; or

‚ÄĘ compiling betting odds for any Event in which one is involved.

Each Player hereby represents and warrants to OLG that they comply, and will comply, with the provisions of paragraphs 5(a), (b), (c) and (d) of this Section 14.5.

OLG will use reasonable efforts to detect and prevent any such collusion, cheating, fraud or criminal activity by Players or the taking of any unfair advantage by Players, but in the event that any such activity occurs and another Player incurs any loss or damage, OLG will not be liable for any such loss or damage.

Each Player hereby represents and warrants to OLG that they comply, and will comply, with the provisions of paragraphs 5(a), (b), (c) and (d) of this Section 14.5.

OLG shall have the right to notify all third parties¬†which¬†OLG, in its sole discretion, determines to be appropriate in the event of any actual or suspected collusion, cheating, fraud or criminal activity by any Player or the taking of any unfair advantage by any Player, including the appropriate law enforcement authorities and other third parties that OLG determines to be appropriate (for example,¬†police services,¬†the AGCO, OLG’s payment processors, Event governing bodies, other operators/providers of sports being platforms, and credit card issuers and brands). 15 ERRORS AND UNAVAILABILITY OF¬†OLG.CA 15.1 OLG’S ERRORS

A number of circumstances may arise where a Game-related bet, wager or purchase is accepted by OLG, or where OLG awards a Prize, credits a Player Account or processes a withdrawal, in each case in error (an¬†‚Äú Error‚ÄĚ). As examples only, Errors may include:

‚ÄĘ where OLG misstates any¬†Lottery¬†Game Rules, Pay-to-Play Game Rules¬†or Bonus Funds Terms, in each case as a result of an obvious error or omission in inputting the information, or as a result of a computer malfunction;

‚ÄĘ where OLG credits a Player Account, thereby increasing the amount of Unutilized Funds, as a result of a manual or computer input error;

‚ÄĘ where OLG deposits into a Player’s bank account an amount that is greater than the amount of Unutilized Funds in a Player Account; or

‚ÄĘ in the case of Sports Betting Games Played Online, errors which may result in the voiding and/or resettling of a wager:

‚ÄĘ Where OLG accepts a wager after the Event Cut-off Time for Wagering (as defined in the applicable Pay-to-Play Game Rules); after a result is known; or at a stage where the Player could have any indication of the result of the wager;

‚ÄĘ Where OLG accepts a wager based on incorrect information provided by OLG including, but not limited to, incorrect outcomes, participants, location, date, time, lines or odds;

‚ÄĘ Where OLG settles a wager with an incorrect result or payout; or

‚ÄĘ If OLG, in its sole discretion, believes that the integrity of the event may have been called into question: or

‚ÄĘ The Player fails to comply with one or more of paragraphs 5(a), (b), (c) and (d) of Section 14.5

OLG reserves the right to correct any Error in the manner that it deems appropriate in the circumstances, and OLG’s decision shall be final and binding. Reference is also made to Section¬†16.3.

Neither OLG nor any of its employees, agents or service providers shall be liable for any loss incurred by a Player that results from any Error, including any loss of winnings that results from a forfeiture thereof by the Player as a result of the Error. OLG shall use reasonable efforts to notify a Player if any Error has adversely impacted the Player, or if the correction of any Error adversely impacts the Player.

In¬†the event that OLG credits a Player Account, or pays any money¬†to a Player (for example, by processing a withdrawal), as a result of¬†or in relation to¬†an Error, the Player shall be deemed to hold the entirety of the amount of such credit or payment (such amount being herein referred to as ‚Äú Error Funds‚ÄĚ) in trust for OLG,¬†and¬†OLG¬†shall have the right to recover the Error Funds through a correcting entry to the extent that funds are available in the Player‚Äôs Player Account and, if sufficient funds are not available, through¬†a demand for payment¬†to that person, which demand¬†the¬†person¬†shall immediately¬†satisfy, to the extent of any deficiency,¬†in accordance with OLG’s reasonable instructions.¬†Further ,¬†any¬†subsequent¬†Game-related bet, wager or purchase¬†may be deemed by OLG to have been made¬†using¬†the Error Funds,¬†and (i)¬†OLG may cancel such bet, wager or purchase, and¬†(ii)¬†if any Prize in respect thereof has been credited to the Player Account or otherwise paid or delivered to the Player, the Player shall be deemed to be holding the full amount of such Prize in trust for OLG, and¬†(iii)¬†upon OLG making a demand for the return of such Prize, the Player shall immediately return the Prize to OLG in accordance with OLG’s reasonable instructions. 15.2 UNAVAILABILITY OF¬†OLG.CA

OLG intends to make¬†OLG.ca available on a 24-hour basis, 7 days a week. However, from time to time it will be necessary to limit or restrict access to all or parts of¬†OLG.ca (‚Äú Downtime‚ÄĚ),¬†including for purposes of conducting software maintenance and upgrades, and addressing Errors and other issues as determined by OLG in its sole discretion. During a period of Downtime, some or all of the functionality of¬†OLG.ca may not be available. As examples only, it may not be possible to:

‚ÄĘ deposit funds with OLG for purposes of crediting the notional balance of a Player Account;

‚ÄĘ withdraw Unutilized Funds;

‚ÄĘ play Games; or

‚ÄĘ check a Player’s transaction history.

OLG will use reasonable efforts to notify Players in advance of planned Downtime¬†by posting notices at¬†OLG.ca or through other appropriate means as determined by OLG¬†in its discretion. However, it may not be possible to notify Players in advance of Downtime, including in circumstances beyond OLG’s control (for example, a power failure) or if the Downtime is determined to be necessary to address a potential or actual security threat or breach. Notwithstanding anything to the contrary contained in this Agreement, a Player shall not be entitled to any compensation arising from or as a result of any Downtime including, for example, if a Player is unable to withdraw Unutilized Funds through¬†OLG.ca or if Bonus Funds expire during the period of any Downtime. 16 BREACH OF THIS AGREEMENT BY A PLAYER 16.1 NOT A MATERIAL BREACH

If a Prospective Player or a Player fails to comply with any term or condition of this Agreement or otherwise breaches this Agreement, except in the case of a material breach of this Agreement (actual or deemed), OLG will use reasonable efforts to notify the Prospective Player or the Player of the breach and, if such breach is of a nature that can be remedied, provide a reasonable period of time (as determined by OLG) during which the Prospective Player or Player may remedy the breach. If the breach is not remedied to the satisfaction of OLG, then the breach shall be deemed to be a material breach of this Agreement. 16.2 MATERIAL BREACH

If a Prospective Player or a Player fails to comply with any term or condition of this Agreement and such breach is or is deemed by OLG to be a material breach for purposes of this Agreement, then in addition to the other rights and remedies of OLG specified in this Agreement, OLG may exercise any or all of the following remedies as OLG, in its sole discretion, determines to be appropriate in the circumstances, in each case without the requirement for prior notification to the Prospective Player or the Player or any remedial period:

‚ÄĘ Suspend¬†the Player Account until such time as the breach is remedied to OLG’s satisfaction;

‚ÄĘ request that the Player contact¬†Player Support¬†to explain the circumstances of the breach, or to provide such information and documentation relating thereto as OLG may request;

‚ÄĘ Deactivate the Player Account and exclude the Player from playing Games on¬†OLG.ca;

‚ÄĘ notify any third parties which OLG, in its sole discretion, determines to be appropriate in the circumstances, including law enforcement authorities and other third parties (for example,¬†police services,¬†the AGCO, OLG’s payment processors and credit card issuers and brands); or

‚ÄĘ retain any or all of a Player’s Unutilized Funds to the extent necessary to compensate OLG for its actual¬†and/or potential¬†losses¬†and liabilities¬†resulting from such breach.

16.3 DISPUTES

Except as otherwise provided in the¬†Lottery¬†Game Rules or the¬†Pay-to-Play¬†Game Rules,¬†no claim or dispute by¬†a Player with regard to any bet, wager or purchase of a Game, including the outcome of such¬†Game, will be considered by OLG¬†(i)‚ÄĮin the case of a Draw-Based Lottery Game Played Online,¬†more than¬†12 months¬†following the date on which the Game is completed, and (ii)‚ÄĮin the¬†case of a Pay-to-Play Game, more than¬†30 days¬†following the date on which the Game is completed.

OLG’s records, as maintained in the¬†iGaming System¬†(and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online),¬†will be the final authority in determining the circumstances of a Player’s participation in the relevant Game and the results of such participation. In the event of a disagreement between the result that appears on a Player’s screen and the relevant Game servers¬†(and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online), the result that appears in the Game servers¬†(and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online)¬†will prevail.

A Prospective Player or a Player who wishes to make a complaint about OLG or any aspect of¬†OLG.ca may do so by contacting¬†Player Support¬†or otherwise contacting¬†OLG in accordance with Section‚ÄĮ18.1. A Prospective Player or a Player may also¬†contact¬†the AGCO (OLG’s regulator) using the contact information in Section‚ÄĮ18.2. 17 LIMITATIONS OF LIABILITY 17.1 OLG’S LIABILITY

Except as otherwise provided in the applicable¬†Lottery¬†Game Rules or¬†Pay-to-Play¬†Game Rules,¬†OLG’s¬†(including, but not limited to¬†the extent applicable,¬†OLG’s, OLG‚Äôs service providers, subcontractors, employees, agents, and assigns)¬†maximum liability, subject¬†always¬†to Section¬†17.2,¬†to a Prospective Player or a Player under this Agreement or otherwise in respect of the accessing or use of¬†OLG.ca shall not exceed¬†the lowest of:

‚ÄĘ the¬†dollar amount¬†value of the bets, wagers, purchases¬†or tips actually¬†made by a Player via their Player Account in respect of the relevant bet, wager, purchase, tip or Game that gave rise to the relevant¬†alleged¬†liability;

‚ÄĘ the amount of applicable monies, where such monies have been improperly directed by OLG or misplaced by OLG;¬†or

‚ÄĘ an aggregate of¬†$1,000¬†in respect of all other liabilities, including for liabilities resulting from or as a result of any negligent act or omission of or by OLG or any of OLG’s service providers, or anyone acting on behalf of OLG or any of OLG’s service providers.

17.2 EXCLUSIONS FROM OLG’S LIABILITY

Notwithstanding anything to the contrary contained in this Agreement, OLG shall not be liable for any loss or damage suffered by any person as a result of:

‚ÄĘ the operation¬†of¬†OLG.ca, the iGaming System (and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online);

‚ÄĘ the failure of¬†OLG.ca, the iGaming System (and/or OLG’s central computer-controlled online system, in the case of a Draw-Based Lottery Game Played Online)¬†to operate properly or at all;

‚ÄĘ the participation by any person in, or any failure, negligence or wrongdoing by OLG or any of OLG‚Äôs service providers in respect of, any responsible gambling program operated by OLG or any of OLG‚Äôs service providers, including: (i) the self-exclusion program or player breaks; (ii) PlaySmart.ca; (iii) deposit limits; (iv) financial limits and budgets; (v) playing time¬†reminders; (vi) self-assessment tools or risk profiles;

‚ÄĘ the failure of OLG¬†or any of OLG‚Äôs service providers¬†to: (i) process or record a purchase; (ii) process, receive or record a payment for a ticket;¬†(iii) display an accurate¬†purchase confirmation in such person‚Äôs player account;¬†or (iv) otherwise complete a transaction (including, without limitation, a Future Game Transaction); or

‚ÄĘ any wager or tip erroneously or unintentionally made by a Player.

For greater certainty, a Prospective Player or a Player shall not have the right to claim damages under or in connection with OLG.ca or this Agreement or for breach of this Agreement by OLG, in tort, in contract or on any basis whatsoever to the extent that any loss claimed by the Prospective Player or the Player is:

‚ÄĘ for punitive, exemplary or aggravated damages;

‚ÄĘ for loss of profits,¬†loss of chance,¬†loss of use, loss of production, loss of business or loss of business opportunity, including (but not limited to) loss of data, profits, revenue, goodwill, reputation or business interruption;

‚ÄĘ a claim for consequential loss or for indirect loss of any nature suffered or allegedly suffered by the Prospective Player or the Player; or

‚ÄĘ not reasonably foreseeable by OLG arising out of this Agreement or the use of OLG.ca.

OLG.ca will be operated with reasonable skill and care substantially as described in this Agreement.

OLG does not make any other promise, representation or warranty regarding OLG.ca or any of the Games or other products or services that are made available on or through OLG.ca, and except as specifically included in this Agreement, OLG hereby disclaims all warranties regarding the foregoing, whether express, implied or statutory, including all implied warranties in respect of the same.

Prospective Players and Players acknowledge and agree that, by accepting the terms and conditions of this Agreement, they do not rely on, and shall have no remedy in respect of, any statement, representation, warranty or understanding of any person, other than those of OLG which are included in (or expressly incorporated by reference into) this Agreement. 18 CONTACTS 18.1 CONTACTING OLG

A Prospective Player or a Player may contact OLG’s¬†Player Support¬†at any time as follows:

‚ÄĘ by using real-time chat, available through¬†OLG.ca;

‚ÄĘ by e-mail, at playersupport@OLG.ca. OLG¬†will endeavour to respond to e-mails within one Business Day. If the e-mail address from which OLG receives a message does not correspond to the e-mail address that is included in the Player Contact Information that is associated with your Player Account, OLG will not provide any information relating to your Player Account when responding to your e-mail. In such circumstances, you may be requested or required to contact OLG by using real-time chat or by telephone;¬†or

‚ÄĘ by telephone,¬†1¬†(855)¬†978 7529

18.2 CONTACTING AGCO

OLG is regulated by the AGCO. A Prospective Player or a Player may contact the AGCO regarding any aspect of OLG.ca as follows:

Alcohol and Gaming Commission of Ontario

90 Sheppard Avenue East, Suite 200

Toronto, Ontario M2N 0A4

Tel: 1 (416) 326 8700 or 1 (800) 522 2876 (toll free in Ontario) 18.3 CONTACTING A PLAYER

OLG, or anyone acting on behalf of OLG, shall be entitled to contact a Player with respect to any matter contemplated in this Agreement by using any of the Player Contact Details¬†(including by way of email or telephone). OLG’s other communications with a Player or a Prospective Player will be subject to the terms and conditions of the¬†OLG Internet Gaming Privacy and Cookie Policy. 19 GENERAL PROVISIONS 19.1 FOR PURPOSES OF THIS AGREEMENT, UNLESS OTHERWISE STATED:

‚ÄĘ ‚Äú day‚Ä̬†means a day of the week commencing at 12:00:00 AM and ending at 11:59:59 PM;

‚ÄĘ ‚Äú week‚Ä̬†means the seven-day period commencing on Monday at 12:00:00 AM and ending on Sunday at 11:59:59 P.M.;

‚ÄĘ ‚Äú month‚Ä̬†means a calendar month;

‚ÄĘ all times are expressed in Eastern Time;

‚ÄĘ all monetary amounts are references to lawful currency of Canada (i.e., Canadian dollars); and

‚ÄĘ ‚Äú including‚Ä̬†is deemed to mean¬†‚Äú including without limitation‚Ä̬†and shall not be deemed limited by the specific enumeration of items;

‚ÄĘ words importing the singular shall include the plural and vice versa and words importing one gender shall include all genders¬†unless context otherwise requires;

19.2 THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE PROVINCE OF ONTARIO AND THE FEDERAL LAWS OF CANADA APPLICABLE THEREIN. 19.3 EACH PROVISION OF THIS AGREEMENT SHALL BE VALID AND ENFORCEABLE TO THE FULLEST EXTENT PERMITTED BY LAW. IF ANY PROVISION OF THIS AGREEMENT IS DECLARED INVALID, UNENFORCEABLE OR ILLEGAL BY A COURT OF COMPETENT JURISDICTION, SUCH PROVISION MAY BE SEVERED AND SUCH INVALIDITY, UNENFORCEABILITY OR ILLEGALITY SHALL NOT PREJUDICE OR AFFECT THE VALIDITY, ENFORCEABILITY AND LEGALITY OF THE REMAINING PROVISIONS OF THIS AGREEMENT.

POLICY EFFECTIVE DATE: June 28, 2022

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This website is for the use of adults in the Province of Ontario, Canada. Individuals must be 18 years of age or older to participate in lottery, charitable gaming and in-store sports betting, in Ontario. Individuals must be 19 years of age or older to visit casinos and slot facilities in Ontario, and to participate in online casino gaming and online sports betting, in Ontario.

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Canadian gamblers love games of chance: though online casinos can‚Äôt provide their service to Canadian players, there are many casinos that can satisfy their needs. Land-based and online casinos can become a huge source of relaxation and fun: they entertain players and give them chances to win money. Some online casinos offer very generous jackpots to attract potential clients, others promise huge welcome bonuses to grow their audience: the most successful casinos become big ones and entertain their clients for decades. OLG online casino is one of them: the gambling company is relatively old and experienced and the creation of their website was just a matter of time. In 2015 the website was created: Peste 18 ani. Se aplicńÉ T&C since then every gambler can buy lottery tickets and play OLG online comfortably.

Nowadays the service allows its customers to use OLG CA online with the help of personal computers and Android gadgets. The casino is highly recognizable by Canadian players: it has been promoted a lot and its name is well-known by many gamblers of the country. Though OLG is mostly associated with lotteries, it also has its unique casino games on the platform: modern gamblers aren’t just satisfied with lotto and seek more entertainment. Therefore, players with different preferences and interests can find something special there: whether you’re someone who only starts to explore the world of gambling or a person who’s experienced in gambling, you can find something interesting there. What you should know about OLG online

Though a successful casino and a good casino aren’t always the same, most companies with a long history have earned their big names fair: when a casino has enough money to work for decades, it means that there are always enough active customers interested in gambling there. OLG company was created in 1975, which makes OLG one of the oldest and most experienced gambling companies in Canada. The service is mostly associated with lottery tickets but it also provides slots and table games: the service doesn’t have a diverse range of content on their website but it still can attract enough players there.

Almost every casino has pros and cons: it’s impossible to satisfy every single player without losing a lot of money. Casinos try to find the perfect balance between making a profit and keeping their status of reliable and fair services: being overly generous may lead to their bankruptcy. Therefore, there are advantages and disadvantages in almost every casino: a potential client should know about all details in advance to pick the perfect gambling platform for them. There are some pros that can motivate you to play OLG online:

‚ÄĘ OLG definitely has a big name, so most people find OLG online casino reliable because of that. There was huge advertising in Canada: most local gamblers know about OLG, and the fact that the casino exists for so long makes people think they can trust the service. It‚Äôs definitely easier to find a casino reliable when even your relatives have tried their lottery tickets at least once: the service is highly recognizable and their huge experience makes people confident about their reputation;

‚ÄĘ Playing OLG online games are legal in Canada. It‚Äôs no secret that Canadian online casinos face lots of issues in Canada: they can‚Äôt be properly regulated by law, so players have to play off-shore online casinos or land-based ones to gamble legally. OLG is legal and licensed: this status makes it reliable in most players‚Äô eyes. License is a must-have for every big casino: the service must suit some strict criteria to be approved of, and OLG keeps its license well;

‚ÄĘ OLG has a mobile app for Android users allowing them to gamble wherever they are. Most modern gamblers use their gadgets to play: it allows them to play at any moment without going to a real casino or staying at home in front of their computers;

‚ÄĘ The service has unique OLG online games created especially for them. They might be interesting to people looking for something new: there are slot games, a few table games, progressive jackpot games and lotto available online;

‚ÄĘ You don‚Äôt have to pay to try them: there are some free OLG slots online that can help customers to practise and learn some gambling rules safely. Though you can‚Äôt win real money playing free games, it can be a good way to spend time and to try different gaming mechanics;

‚ÄĘ The service provides 24\7 support for clients: specialists are always available to solve your issues and answer all the important questions. Though it‚Äôs always better not to have any troubles at all, the presence of support managers brings confidence to players.

OLG online gaming has some disadvantages as well: the service has mixed feedback and most players tend to trust a land-based OLG more than its online version. To pick a perfect online casino for gambling you should know some of these details:

‚ÄĘ Though most online casinos have mobile versions of their sites, OLG isn‚Äôt one of them: the service doesn‚Äôt work via mobile browsers, which makes it hard for many gamblers to achieve it. Players who can‚Äôt (or simply don‚Äôt want to) use a full version of the website don‚Äôt have any other options than downloading the app ‚Äď but it‚Äôs not that simple with that as well;

‚ÄĘ OLG has an app for their clients but only those who use Android-based gadgets. There‚Äôs no iOS version of the service, so gamblers using Apple products aren‚Äôt able to gamble OLG casino games while being away from home. Though Android users have an opportunity to download the app, they won‚Äôt be able to find it on GooglePlay: the service doesn‚Äôt approve of gambling, so users should download an app from the official site. And even after it isn‚Äôt all done: users should change their phone settings to allow the installation of apps made by unknown developers;

‚ÄĘ Some players are sure that OLG is unfair: they claim that their odds can be changed to intervene their way to succeed. Knowing that the casino is licensed it‚Äôs hard to imagine OLG playing unfair but these rumours make many players concerned;

‚ÄĘ A small number of games is often a pretty bad sign: unlike land-based casinos, online gambling services don‚Äôt have to spend too much money or other resources to maintain their business. Most big online casinos offer hundreds of games to play: OLG presents much less than that. Also, the fact that their games are created especially for their service concerns some players: they tend to trust casino content made by huge studios like Microgaming more;

‚ÄĘ The service also has complicated regulations and rules. Customers tend to avoid services with overly sophisticated rules because it can become a reason for misunderstandings. Players often disapprove of services making things too complicated: no one wants to drill the rules and learn them by heart to understand what‚Äôs going on.

Conclusion

The service is most suitable for players who trust the name of the brand more than online users’ reviews: this online casino has mixed feedback and isn’t suitable for everyone. At the same time, the company existing for so long definitely knows their business and how to keep their audience. The company most famous for their lotteries offers a good gambling experience in this kind of gambling but there aren’t many slots available for pokie fans.

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OLG is only available to players at least 19 years of age or older, that reside within the province of Ontario. Popular casinos

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PlayOLG was launched in 2015 to cater to Canadian players residing within the provence of Ontario. It is perhaps one of the most played at online casinos with a base in Canada.

Wagering requirements stand at x10, which is very competitive when compared to other casinos.

The only downside is the rather limited choice of games. Although they keep expanding their games collection, it does not compare to other casinos.

The casino offers a full customer support service with a 24/7 team available through live chat, phone and mail.

PlayOLG is the only regulated online gambling platform in Ontario, exclusively for Ontario players! Find online slots, popular table games, video poker, lottery tickets, and more!

PlayOLG Casino Review

Calling all residents of Ontario!

Looking for an online casino that is government-owned, where you can participate in a number of gambling activities? All on a platform that is regulated and secure?

Playolg.ca is such a platform.

Owned and regulated by the Ontario Lottery and Gambling Corporation, the OLG online casino was launched in 2015 and has held the online gambling monopoly in the province of Ontario since then.

Here at Canadacasino.ca, we have visited Playolg.ca, and we’ve explored this Canadian gambling site to see what it offers to the local residents of Ontario. What is OLG?

Playolg.ca is the first regulated online gaming platform in the Canadian province of Ontario.

It was established to provide the local residents of B-Town with an online casino that satisfies all of their gambling needs while attempting to prevent Ontarians from joining an offshore gaming site.

Accessible only to citizens of Ontario, PlayOLG offers a selection of lottery games, online slot games, instant games and table games.

The site comes complete with a player protection program and 24/7 customer service.

The OLG online casino lists player protection, secure transactions and data privacy as their top priorities.

They use some of the best technology to ensure personal information and transactions are secure.

Furthermore, PlayOLG online casino’s net proceeds are used by the Ontario government to support the local community by building schools, funding hospitals and funding charitable programs for the people of Ontario. OLG Mobile App

This year saw the launch of a mobile app called PlayOLG for both iOs and Android hand-held devices. The app brings on the go a number of slot games, table games, and progressive jackpot games.

Perfect for when you’re stuck in the drive-thru at Timmies!

While not all games found on the website are available on the app, the majority seem to be there.

Downloading the app is quite easy, however, you still need to register first on the actual website from a desktop computer to be able to gain access to the app. OLG Online Casino Games

PlayOLG offers a variety of games, most of which are by one of the most respected gaming providers in the world: IGT (International Game Technology).

The selection of games available is decent and includes a small number from Bally Technologies and Boss Media.

Compared with an offshore casino’s games collection which usually is over 2000, the number of games available here only adds up to around 100.

OLG online casino allows visitors to buy tickets for the three lotteries: Lotto Max, Lotto 649 and Encore.

Players can check the winning numbers from the site, while winners are notified by email and the prize credited to their PlayOLG online account.

One interesting section that we do not often see in an offshore casino is the Instant game section.

Here, Ontarians can find games that provide instant results like Keno!

Other games that feature in this section are those where matching symbols are revealed in a set up similar to that of a slot and depending on the symbols revealed, you win the amount associated with that particular symbol.

Last but not least, Playolg.ca also offers a selection of the typical games one finds at other international online casinos: slot games, progressive jackpots, Roulette, Blackjack, Poker, Hold’em, Baccarat, video poker and horse racing.

With the latter, players who wish to place bets on horse races will be directed to the Ontarioracing.com site as PlayOlg does not offer their own horse racing betting. IGT slots

IGT (International Game Technology) is one of the oldest and most respected gaming providers in the world. Established in 1981 they’ve been building casino software for the US and land-based casinos for a while.

They specialize in providing online casinos with slot games like the incredibly popular Cleopatra slots and various table games.

At the OLG online casino, many of the games featured are by this provider as the Ontario Lottery and Gaming Corp has a long-term contract with IGT. OLG Slots Online vs Offshore Casinos Slot Games

While visiting PlayOLG, we noted that although their game selection is rather small compared with an international casino, the games available are still interesting and fun.

Each game is accompanied by details about the theme, payline, minimum and maximum bet, bonus and free spins, a description, and a return to player percentage.

Like most online casinos, games can either be played in demo mode or else played with real money.

OLG slots online can be played for as little as $.10 or for a maximum bet of $250 per spin.

As most of the games are from IGT, the slot games are innovative, with attention to detail, beautiful design, and excellent features.

The selection offers plenty of variety and includes some of IGT’s jackpot slots as well.

There is plenty to enjoy playing the slots available.

The only difference we could find between OLG online casino slots and an offshore gaming site slot collection is the volume of slot games available. Comparison between OLG and an offshore casino PlayOLG

Offshore casinos

Small selection of games

A vast selection of games

Accepts Canadian Dollars

May not accept Canadia Dollars

Only one promotion at present

Several promotions throughout the year

Accepts only Credit & Debit Cards

Accepts e-wallets and cryptocurrencies

No tournaments

Holds tournaments

No Live Casino

Live Casino

OLG Online Promotions

Playolg.ca offers all those players that sign up for an account an interesting welcome bonus package that consists of a 100% deposit match of up to $100 for the first three deposits.

The bonus money comes with a wagering requirement of 10 times, which is quite competitive when considering that most international casinos offer bonus offers with wagering requirements of x30 or higher.

What we failed to find was any regular promotions for already existing players or a loyalty program.

The closest thing we found that rewards players are the OLG Connect Player Panel.

By agreeing to participate in online surveys and focus groups for research purposes to improve the online casino, players can be rewarded.

The type of rewards is not specified on the OLG online casino website, but we can assume it would be worthwhile. OLG Online Casino Security and Player Protection

As a government-regulated online casino, PlayOLG online casino has invested heavily to provide its players with a protection program.

Known as PlaySmart, it was designed to provide players with information about gambling and help players make smart choices.

The PlaySmart program has also provided 4 tools, whereby players can set budgets and time limits, schedule breaks and manage their risk profile for a safer gambling experience.

PlayOLG online players who believe they are developing a gambling problem can opt to apply for Self-exclusion, whereby players can no longer log in to their account to play anymore and they are removed from any marketing mailing lists.

OLG online casino takes a strong stand against underage registration.

To prevent underage gambling, PlayOlg casino has created a registration process that includes age verification.

One step that offshore casinos don’t include in their registration but that PlayOlg online casino requires is requesting occupation details, as a way to understand who their customers are and verify their eligibility.

With OLG online casino, players 18 years of age can only buy lottery tickets, while to play the casino games, players have to be 19 years of age and over. Banking with OLG

While offshore casinos tend to support a combination of payment methods from credit cards, bank transfers, and e-wallets, with PlayOLG the payments supported are limited to debit and credit cards without faster options like e-wallets.

Deposits are available in your account straight away, however, withdrawals can only be done through Electronic Funds Transfer which would take 3-5 working days.

Furthermore, OLG online also requires a copy of an original bank statement that has been downloaded from the player’s bank’s website and needs to include the bank name, transit, and account number as well as the name and address, which must be identical to the registered details.

If a player cannot provide a statement, a number of documents are required, although the preferred option would be the statement.

For some players going through all of this just to withdraw their funds might seem like too much hassle, however, the idea behind the whole procedure is to comply with regulatory requirements. Customer Care at OLG

Players at PlayOLG can contact the online platform’s customer service either by phone, live chat or email. All three options are available 24/7, with phone calls and live chats answered right away and emails answered within 24 hours.

The website also features an extensive FAQ section that covers some of the most frequently asked questions and covers a lot of the issues players may encounter.

A number of video tutorials are also available to assist players while registering, claiming bonuses and affecting deposits.

The video sections also included tutorials on how to download the mobile app and start using it as well as a number of videos that showcase how to play games like slots, Roulette, Lotto Max and many others. OLG Casino Locations

Apart from its online casino, the Ontario Lottery and Gaming Corp also own a number of land-based casinos all over Ontario. Central Ontario

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‚ÄĘ Casino Niagara

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‚ÄĘ Gateway Casinos ‚Äď Sault Ste. Marie

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East

‚ÄĘ Rideau Carleton Raceway casino

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OLG online casino ‚Äď playolg.ca

By far, PlayOLG is the most popular casino online among the local residents of Ontario! Many are those who have registered and enjoy the numerous games within its collection.

It may not have the vast number of games that usually characterize an offshore gaming site, but there is definitely a lot to enjoy.

OLG online casino is always improving by adding new types of games and features.

As it is a government-owned site it offers additional security and a player protection program that educates and helps players avoid gambling problems.

What’s more, revenue from this online gaming platform is used to fund schools, hospitals and other charitable programs.

All in all, it is proving to be quite competitive against offshore casinos, and with additional improvements, it could attract more players.

To delete your account, you need to contact customer support via the live chat available on their website. An agent should be able to give you directions or close your account and transfer any available funds back to you.

PlayOLG is run by the Government of Ontario and thus the site is open only to players from the province of Ontario.

Yes! PlayOLG is the only online gambling platform licensed in the province of Ontario. It is in fact, run by the government.

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Top Free OLG Slots Online to Try in 2018

Residents of Canada are known to yoju casino have a special attraction towards casino games. Free online slots available in great variety today at some of the best Canadian online casino sites offer a nice way to get familiar with the playing style and game selection at the casino you choose to play at online casino canada at blackartsinteractive.com . After getting acquainted with the game and testing and furnishing your skills through the free OLG slots, you can confidently move on to the real money slots to start winning some real cash.

With more than 800 free slot machine games powered by top suppliers, PlayOLG offers every 3 and 5 reel slot and each type of theme one could ever imagine. All this is accessible without having to register or download anything. The OLG free slots mentioned here are designed to be mobile friendly and run smoothly on tablet and smartphone devices. Find the Right Online Slot for You

Many online slot players ask about the criteria that decide if a slot machine is really good. The answer to this concern is very simple. We look for exactly the same things in a real money casino slot as you would do. You can ignore the financial information while playing the game for free. The most prominent aspects are the interface, special features and graphics. The first thing to consider for free OLG slots in Canada is the playability. You can go with a game featuring a cool theme even if real money gamblers have ranked it poorly.

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Top Free OLG Slots Online to Try in 2018

Residents of Canada are known to have a special attraction towards casino games. Free online slots available in great variety today at some of the best Canadian online casino sites offer a nice way to get familiar with the playing style and game selection at the casino you choose to play at online casino canada at blackartsinteractive.com . After getting acquainted with the game and testing and furnishing your skills through the free OLG slots, you can confidently move on to the real money slots to start winning some real cash.

With more than 800 free slot machine games powered by top suppliers, PlayOLG offers every 3 and 5 reel slot and each type of theme one could ever imagine. All this is accessible without having to register or download anything. The OLG free slots mentioned here are designed to be mobile friendly and run smoothly on tablet and smartphone devices. Find the Right Online Slot for You

Many online slot players ask about the criteria that decide if a slot machine is really good. The answer to this concern is very simple. We look for exactly the same things in a real money casino slot as you would do. You can ignore the financial information while playing the game for free. The most prominent aspects are the interface, special features and graphics. The first thing to consider for free OLG slots in Canada is the playability. You can go with a game featuring a cool theme even if real money gamblers have ranked it poorly.

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